State complaint profile

Debt collection complaints in Texas

172,149 CFPB complaints filed against 2,473 debt collectors active in Texas.

Complaints
172,149
Collectors
2,473
Top collector
Equifax, Inc.

This data comes from the CFPB Consumer Complaint Database and reflects consumer complaints, not proven violations.

Texas at a glance

Texas consumers have filed 172,149 CFPB debt-collection complaints against 2,473 collectors.

172,149
CFPB complaints filed
2,473
collectors active here
#1
most-complained: Equifax, Inc.

State-of-residence is the consumer's address at filing, not the collector's. A complaint is a consumer filing, not a proven violation.

Insights: Debt Collection in Texas

Texas sits near the top of the state complaint ladder at #1 of 56 by absolute CFPB filings (172,149 complaints).

This is a dense end-of-ladder state. National debt buyers and the three credit bureaus usually dominate the chart above; use the state mix to see whether one buyer or bureau is over-indexed relative to volume peers before reading the national grade curve.

The collector with the most complaints from Texas residents in this extract is Equifax, Inc. (0% of filings sit in the top three names). A complaint is a consumer filing, not a proven violation.

Active Debt Collectors - Page 12

Sorted by most complaints

Cawley & Bergmann, LLP

D
17 total complaints ↓ falling

Clear Debt Solutions, LLC

F
17 total complaints ↓ falling

Financial Data Systems

F
17 total complaints ↓ falling

First Federal Credit Control, Inc.

D
17 total complaints ↓ falling

FirstPoint Collection Resources

D
17 total complaints → stable

GMA Investments, LLC

F
17 total complaints ↓ falling

Key 2 Recovery, Inc.

D
17 total complaints → stable

Perdue Brandon Fielder Collins & Mott LLP

F
17 total complaints → stable

Prestige Financial Services Inc

C
17 total complaints ↓ falling

Servatus Corporation

D
17 total complaints ↓ falling

Terrill Outsourcing Group

C
17 total complaints ↓ falling

Total Card, Inc.

D
17 total complaints ↓ falling

United Debt Holdings, LLC

D
17 total complaints ↓ falling

Uplift, Inc

D
17 total complaints ↓ falling

Veros Credit, LLC

C
17 total complaints ↑ rising

Asta Funding Inc.

D
16 total complaints ↓ falling

Admin Recovery, LLC

D
16 total complaints ↓ falling

BYL Collection Services

D
16 total complaints ↓ falling

Brown and Joseph, Ltd

F
16 total complaints ↓ falling

Check Into Cash Inc.

C
16 total complaints ↓ falling

CashRepublic Holdings, Inc.

D
16 total complaints ↑ rising

Credit Bureau Collection Services, Inc.

C
16 total complaints ↓ falling

Financial Assistance Inc

C
16 total complaints → stable

Financial Credit Network Inc

D
16 total complaints ↓ falling

Flexible Finance, Inc.

D
16 total complaints ↑ rising

Gatestone & Co. International Inc.

D
16 total complaints ↓ falling

Lake City Credit

F
16 total complaints ↓ falling

Merchants & Medical Adjustment Bureau, Inc. dba Credit Bureau Associates

F
16 total complaints ↑ rising

Phillips & Cohen Associates, Ltd.

D
16 total complaints → stable

Weltman, Weinberg & Reis Co., L.P.A.

D
16 total complaints ↓ falling

West Central Texas Collection Bureau

C
16 total complaints ↓ falling

Windham Professionals, Inc.

D
16 total complaints ↓ falling

First Technology Federal Credit Union

D
16 total complaints ↑ rising

Account Recovery Services, Inc. (Texas)

B
15 total complaints ↓ falling

Altisource Portfolio Solutions, S.à r.l.

C
15 total complaints ↓ falling

Apelles, LLC

C
15 total complaints → stable

Contract Resolve Group LLC

C
15 total complaints ↓ falling

Capital Link Management, LLC

F
15 total complaints ↓ falling

Collection Resources, Inc.

C
15 total complaints ↓ falling

Consolidated Management Group, LLC

D
15 total complaints ↓ falling

Constar Financial Services, LLC

D
15 total complaints ↓ falling

Cooper Hoffman Klein Associates

D
15 total complaints ↓ falling

Credit Recovery Systems LLC

15 total complaints ↑ rising

Hewitt-Capital

F
15 total complaints ↓ falling

Jvs group

C
15 total complaints ↓ falling

MiraMed Revenue Group LLC

C
15 total complaints ↓ falling

National Check Resolution Inc.

C
15 total complaints ↓ falling

Oak Harbor Capital, LLC

F
15 total complaints ↓ falling

R J Baucum Enterprises, Inc.

D
15 total complaints ↓ falling

Security Service Federal Credit Union

C
15 total complaints ↑ rising

If a collector is contacting you in Texas

High-volume states still start with the federal record, then verify any state-law question with an official source.

  • Start with the densest Texas names on the chart, then open each national record before you respond or pay. Browse rankings
  • Demand written debt validation within 30 days of first contact - high-volume states see the same FDCPA clock. Validation letter
  • File with the CFPB first (public record + 15-day company reply), then check official Texas AG channels if needed. Your rights

Complaint volume reflects consumer filings, not collector misconduct or a legal conclusion. This is not legal advice.

Read our methodology - how this data is sourced, computed, and verified.

Read with Texas

Data sourced from the CFPB Consumer Complaint Database. See our methodology for details. Retrieved and formatted by PlainCollector

According to the Consumer Financial Protection Bureau's Consumer Complaint Database, 1,139,236 debt collection complaints are represented in the current PlainCollector snapshot. See our methodology for how PlainCollector computes each company's reputation grade from this data.

Filing a Complaint as a Texas Resident

Texas's dense filing book means the CFPB channel at consumerfinance.gov/complaint is usually the fastest public-record path (15-day company reply). Parallel options: the Texas attorney general's consumer division and the state banking-and-finance regulator that may license collectors here. Open the CFPB complaint form.