What is the most common complaint against Credit Recovery Systems LLC?

The most common issue consumers report about Credit Recovery Systems LLC is "Took or threatened to take negative or legal action". This is based on 27 complaints filed with the CFPB.

Are complaints against Credit Recovery Systems LLC increasing or decreasing?

Complaints against Credit Recovery Systems LLC are rising. The company received 27 complaints in the last 12 months, indicating an upward trend in consumer issues.

What is Credit Recovery Systems LLC's reputation grade?

Credit Recovery Systems LLC has a reputation grade of null, PlainCollector's composite letter grade blending complaint volume, response timeliness, dispute rate, and complaint trend.

In how many states does Credit Recovery Systems LLC operate?

Credit Recovery Systems LLC has received CFPB complaints from consumers in 12 states, with the most complaints from Texas (15 complaints).

This data comes from the CFPB Consumer Complaint Database and reflects consumer complaints, not proven violations.

Credit Recovery Systems LLC - Debt Collector Complaint Profile

CFPB complaint profile across 12 states, reputation grade null.

Compiled by PlainCollector

Took or threatened to take negative or legal action

10
Attempts to collect debt not owed

8
Written notification about debt

5
Electronic communications

2
False statements or representation

1
Threatened to contact someone or share information improperly

1

Data updated September 2026

CFPB complaint disposition

CCDB record credit-recovery-systems-llc Credit Recovery Systems LLC

Grade null · 27 CFPB filings · lead issue: Took or threatened to take negative or legal action

VOL 27
GRADE
12MO 27
STATES 12
ISSUE Took or threatened to take…
RANK #1,618

Volume peers

Nearest volume peer: AAA Auto Title Loans, LLC (27 complaints)

CFPB complaint volume neighbourhood (this collector + nearest volume peers)

Credit Recovery Systems LLC's 27 CFPB complaints sit next to AAA Auto Title Loans, LLC on the volume neighbourhood; peer NAMES stay, and disposition VALUES are this collector's. Grades compare collectors to each other - a complaint is a filing, not a proven violation. How to read a complaint count →

State-heavy filing map

55.6% of Credit Recovery Systems LLC's CFPB filings land in Texas

Concentration is computed from this collector's company_states rows only, not a national baseline. Corpus placement method.

Dominant state: Texas 55.6%; 15 of 27 filings · 12 states touched
Spike month: 2022-10 19.4%; 7 filings that month · spiky (≥15% of series)

How does Credit Recovery Systems LLC compare to its peers?

How does Credit Recovery Systems LLC compare? Versus a similar-volume peer and the national average (collectors with ≥50 total complaints), drawn from 10 collectors with a comparable complaint count

Credit Recovery System… National average

Complaints (last 12 mo)lower is better

268

Timely-response ratehigher is better

93%

91%

Consumer-dispute ratelower is better

24%

19%

Source: CFPB Consumer Complaint Database.

Complaint Trend (24 months)

2018-11 2026-01

Issue Detail Breakdown

Issue	Complaints
Took or threatened to take negative or legal action	10
Attempts to collect debt not owed	8
Written notification about debt	5
Electronic communications	2
False statements or representation	1
Threatened to contact someone or share information improperly	1

Where do complaints against Credit Recovery Systems LLC come from?

Credit Recovery Systems LLC's own per-state count, not a national baseline.

Texas

15
Louisiana

2
California

1
Colorado

1
Idaho

1
Maryland

1
Michigan

1
Missouri

1

Compare beyond geography

Nationwide peers by volume & timely response

Two PlainCollector-derived comparison paths for Credit Recovery Systems LLC: nearest all-time CFPB complaint volume and nearest CFPB timely-response rate among collectors with at least 100 logged complaints. State breakdowns above stay geographic; these neighborhoods vary by metric.

Similar filing volume

Nearest collectors by total CFPB complaints. This record: 27.

4 peers

Know your rights before responding to Credit Recovery Systems LLC: FDCPA rights guide · debt validation letter · rights library.

Data sourced from the CFPB Consumer Complaint Database. See our methodology for details. Retrieved and formatted by PlainCollector

According to the Consumer Financial Protection Bureau's Consumer Complaint Database, 1,139,236 debt collection complaints are represented in the current PlainCollector snapshot. See our methodology for how PlainCollector computes each company's reputation grade from this data.

Every figure on PlainCollector is rendered directly from federal source data, no number is typed in by an editor. This page draws directly on federal source data, no figure is typed in by an editor. See our editorial standards & corrections policy, the methodology behind these numbers, or report a data error.