What is the most common complaint against Innovate Managed Holdings, LLC?

The most common issue consumers report about Innovate Managed Holdings, LLC is "Attempts to collect debt not owed", specifically "Debt was result of identity theft". This is based on 27 complaints filed with the CFPB.

Are complaints against Innovate Managed Holdings, LLC increasing or decreasing?

Complaints against Innovate Managed Holdings, LLC are falling. The company received 4 complaints in the last 12 months, showing improvement over prior periods.

What is Innovate Managed Holdings, LLC's reputation grade?

Innovate Managed Holdings, LLC has a reputation grade of D (score: 51.2/100), PlainCollector's composite letter grade blending complaint volume, response timeliness, dispute rate, and complaint trend.

Does Innovate Managed Holdings, LLC respond to consumer complaints?

Innovate Managed Holdings, LLC has a 52% timely response rate to CFPB complaints. Consumers disputed the company's response in 0% of cases.

In how many states does Innovate Managed Holdings, LLC operate?

Innovate Managed Holdings, LLC has received CFPB complaints from consumers in 10 states, with the most complaints from Texas (7 complaints).

This data comes from the CFPB Consumer Complaint Database and reflects consumer complaints, not proven violations.

Innovate Managed Holdings, LLC - Debt Collector Complaint Profile

CFPB complaint profile across 10 states, reputation grade D.

Compiled by PlainCollector

Attempts to collect debt not owed

16
Communication tactics

4
Took or threatened to take negative or legal action

3
Written notification about debt

2
False statements or representation

2

Data updated September 2026

CFPB complaint disposition

CCDB record innovate-managed-holdings-llc Innovate Managed Holdings, LLC

Grade D · 27 CFPB filings · 52% timely · lead issue: Attempts to collect debt not owed · vol #1625 · compose #4020

VOL 27
GRADE D
12MO 4
STATES 10
TIMELY 52%
DISPUTE 0%
ISSUE Attempts to collect debt n…
RANK #1,625
COMPOSE #4,020

Volume peers

Nearest volume peer: AAA Auto Title Loans, LLC (27 complaints)

CFPB complaint volume neighbourhood (this collector + nearest volume peers)

Innovate Managed Holdings, LLC's 27 CFPB complaints sit next to AAA Auto Title Loans, LLC on the volume neighbourhood; peer NAMES stay, and disposition VALUES are this collector's. Grades compare collectors to each other - a complaint is a filing, not a proven violation. How to read a complaint count →

Filing geometry

Texas is the plurality state for Innovate Managed Holdings, LLC (25.9%)

Volume rank #1,625 and composite rank #4,020 diverge by 2,395 places on PlainCollector's CFPB-derived corpus maps. Corpus placement method.

Plurality state: Texas 25.9%; Mid-band (15–30%) · 10 states with ≥1 filing
Seasonal peak: 2025-07 12.5%; 8–15% band · 4 filings
Divergent corpus ranks: #1,625 volume; #4,020 composite; Cleanest-composite ladder is 2,395 places worse than volume

How does Innovate Managed Holdings, LLC compare to its peers?

How does Innovate Managed Holdings, LLC compare? Versus a similar-volume peer and the national average (collectors with ≥50 total complaints), drawn from 10 collectors with a comparable complaint count

Innovate Managed Holdi… National average

Complaints (last 12 mo)lower is better

268

Timely-response ratehigher is better

52%

91%

Consumer-dispute ratelower is better

19%

Source: CFPB Consumer Complaint Database.

Complaint Trend (24 months)

2019-10 2026-02

Issue Detail Breakdown

Issue	Complaints
Attempts to collect debt not owed	16
Communication tactics	4
Took or threatened to take negative or legal action	3
Written notification about debt	2
False statements or representation	2

Where do complaints against Innovate Managed Holdings, LLC come from?

Innovate Managed Holdings, LLC's own per-state count, not a national baseline.

Texas

7
Florida

6
Georgia

5
California

2
Tennessee

2
Illinois

1
Louisiana

1
Nevada

1

Compare beyond geography

Nationwide peers by volume & timely response

Two PlainCollector-derived comparison paths for Innovate Managed Holdings, LLC: nearest all-time CFPB complaint volume and nearest CFPB timely-response rate among collectors with at least 100 logged complaints. State breakdowns above stay geographic; these neighborhoods vary by metric.

Similar filing volume

Nearest collectors by total CFPB complaints. This record: 27.

4 peers

Know your rights before responding to Innovate Managed Holdings, LLC: FDCPA rights guide · debt validation letter · rights library.

Data sourced from the CFPB Consumer Complaint Database. See our methodology for details. Retrieved and formatted by PlainCollector

According to the Consumer Financial Protection Bureau's Consumer Complaint Database, 1,139,236 debt collection complaints are represented in the current PlainCollector snapshot. See our methodology for how PlainCollector computes each company's reputation grade from this data.

Every figure on PlainCollector is rendered directly from federal source data, no number is typed in by an editor. This page draws directly on federal source data, no figure is typed in by an editor. See our editorial standards & corrections policy, the methodology behind these numbers, or report a data error.