What is the most common complaint against We Collect Inc?

The most common issue consumers report about We Collect Inc is "Attempts to collect debt not owed", specifically "Debt is not yours". This is based on 60 complaints filed with the CFPB.

Are complaints against We Collect Inc increasing or decreasing?

Complaints against We Collect Inc are falling. The company received 5 complaints in the last 12 months, showing improvement over prior periods.

What is We Collect Inc's reputation grade?

We Collect Inc has a reputation grade of F (score: 43.5/100), PlainCollector's composite letter grade blending complaint volume, response timeliness, dispute rate, and complaint trend.

Does We Collect Inc respond to consumer complaints?

We Collect Inc has a 73% timely response rate to CFPB complaints. Consumers disputed the company's response in 44% of cases.

In how many states does We Collect Inc operate?

We Collect Inc has received CFPB complaints from consumers in 7 states, with the most complaints from Oregon (39 complaints).

This data comes from the CFPB Consumer Complaint Database and reflects consumer complaints, not proven violations.

We Collect Inc - Debt Collector Complaint Profile

CFPB complaint profile across 7 states, reputation grade F.

Compiled by PlainCollector

Attempts to collect debt not owed

18
False statements or representation

11
Written notification about debt

10
Cont'd attempts collect debt not owed

9
Took or threatened to take negative or legal action

4
Disclosure verification of debt

4

Data updated September 2026

CFPB complaint disposition

CCDB record we-collect-inc We Collect Inc

Grade F · 60 CFPB filings · 73% timely · lead issue: Attempts to collect debt not owed · vol #1091 · compose #4808

VOL 60
GRADE F
12MO 5
STATES 7
TIMELY 73%
DISPUTE 44%
ISSUE Attempts to collect debt n…
RANK #1,091
COMPOSE #4,808

Volume peers

Nearest volume peer: Account Managers, Inc. (60 complaints)

CFPB complaint volume neighbourhood (this collector + nearest volume peers)

We Collect Inc's 60 CFPB complaints sit next to Account Managers, Inc. on the volume neighbourhood; peer NAMES stay, and disposition VALUES are this collector's. Grades compare collectors to each other - a complaint is a filing, not a proven violation. How to read a complaint count →

State-heavy filing map

65.0% of We Collect Inc's CFPB filings land in Oregon

High volume does not equal a clean composite: We Collect Inc is volume #1,091 but composite #4,808, while Oregon dominates the geography. Corpus placement method.

Dominant state: Oregon 65.0%; 39 of 60 filings · 7 states touched
Seasonal peak: 2024-10 11.0%; 8–15% band · 9 filings
Divergent corpus ranks: #1,091 volume; #4,808 composite; Cleanest-composite ladder is 3,717 places worse than volume

How does We Collect Inc compare to its peers?

How does We Collect Inc compare? Versus a similar-volume peer and the national average (collectors with ≥50 total complaints), drawn from 10 collectors with a comparable complaint count

We Collect Inc National average

Complaints (last 12 mo)lower is better

268

Timely-response ratehigher is better

73%

83%

91%

Consumer-dispute ratelower is better

44%

14%

19%

Source: CFPB Consumer Complaint Database.

Complaint Trend (24 months)

2023-01 2026-02

Issue Detail Breakdown

Issue	Complaints
Attempts to collect debt not owed	18
False statements or representation	11
Written notification about debt	10
Cont'd attempts collect debt not owed	9
Took or threatened to take negative or legal action	4
Disclosure verification of debt	4
Improper contact or sharing of info	2
Communication tactics	1
Taking/threatening an illegal action	1

Where do complaints against We Collect Inc come from?

We Collect Inc's own per-state count, not a national baseline.

Oregon

39
Washington

13
California

1
Florida

1
Idaho

1
Maine

1
Oklahoma

1

Compare beyond geography

Nationwide peers by volume & timely response

Two PlainCollector-derived comparison paths for We Collect Inc: nearest all-time CFPB complaint volume and nearest CFPB timely-response rate among collectors with at least 100 logged complaints. State breakdowns above stay geographic; these neighborhoods vary by metric.

Similar filing volume

Nearest collectors by total CFPB complaints. This record: 60.

4 peers

Know your rights before responding to We Collect Inc: FDCPA rights guide · debt validation letter · rights library.

Data sourced from the CFPB Consumer Complaint Database. See our methodology for details. Retrieved and formatted by PlainCollector

According to the Consumer Financial Protection Bureau's Consumer Complaint Database, 1,139,236 debt collection complaints are represented in the current PlainCollector snapshot. See our methodology for how PlainCollector computes each company's reputation grade from this data.

Every figure on PlainCollector is rendered directly from federal source data, no number is typed in by an editor. This page draws directly on federal source data, no figure is typed in by an editor. See our editorial standards & corrections policy, the methodology behind these numbers, or report a data error.