What is the most common complaint against Andreu, Palma & Andreu, PL?

The most common issue consumers report about Andreu, Palma & Andreu, PL is "Attempts to collect debt not owed", specifically "Sued you without properly notifying you of lawsuit". This is based on 147 complaints filed with the CFPB.

Are complaints against Andreu, Palma & Andreu, PL increasing or decreasing?

Complaints against Andreu, Palma & Andreu, PL have been stable. The company received 34 complaints in the last 12 months.

What is Andreu, Palma & Andreu, PL's reputation grade?

Andreu, Palma & Andreu, PL has a reputation grade of D (score: 55.6/100), PlainCollector's composite letter grade blending complaint volume, response timeliness, dispute rate, and complaint trend.

Does Andreu, Palma & Andreu, PL respond to consumer complaints?

Andreu, Palma & Andreu, PL has a 99% timely response rate to CFPB complaints. Consumers disputed the company's response in 24% of cases.

In how many states does Andreu, Palma & Andreu, PL operate?

Andreu, Palma & Andreu, PL has received CFPB complaints from consumers in 7 states, with the most complaints from Florida (129 complaints).

This data comes from the CFPB Consumer Complaint Database and reflects consumer complaints, not proven violations.

Andreu, Palma & Andreu, PL - Debt Collector Complaint Profile

CFPB complaint profile across 7 states, reputation grade D.

Compiled by PlainCollector

Attempts to collect debt not owed

34
Took or threatened to take negative or legal action

31
False statements or representation

25
Written notification about debt

23
Disclosure verification of debt

14
Cont'd attempts collect debt not owed

7

Data updated September 2026

CFPB complaint disposition

CCDB record andreu-palma-andreu-pl Andreu, Palma & Andreu, PL

Grade D · 147 CFPB filings · 99% timely · lead issue: Attempts to collect debt not owed · vol #662 · compose #3231

VOL 147
GRADE D
12MO 34
STATES 7
TIMELY 99%
DISPUTE 24%
ISSUE Attempts to collect debt n…
RANK #662
COMPOSE #3,231

Volume peers

Nearest volume peer: Arbor Professional Solutions, Inc. (148 complaints)

CFPB complaint volume neighbourhood (this collector + nearest volume peers)

Andreu, Palma & Andreu, PL's 147 CFPB complaints sit next to Arbor Professional Solutions, Inc. on the volume neighbourhood; peer NAMES stay, and disposition VALUES are this collector's. Grades compare collectors to each other - a complaint is a filing, not a proven violation. How to read a complaint count →

State-heavy filing map

87.8% of Andreu, Palma & Andreu, PL's CFPB filings land in Florida

High volume does not equal a clean composite: Andreu, Palma & Andreu, PL is volume #662 but composite #3,231, while Florida dominates the geography. Corpus placement method.

Dominant state: Florida 87.8%; 129 of 147 filings · 7 states touched
Seasonal peak: 2025-09 11.9%; 8–15% band · 5 filings
Divergent corpus ranks: #662 volume; #3,231 composite; Cleanest-composite ladder is 2,569 places worse than volume

How does Andreu, Palma & Andreu, PL compare to its peers?

How does Andreu, Palma & Andreu, PL compare? Versus a similar-volume peer and the national average (collectors with ≥50 total complaints), drawn from 10 collectors with a comparable complaint count

Andreu, Palma & Andreu… National average

Complaints (last 12 mo)lower is better

268

Timely-response ratehigher is better

99%

97%

91%

Consumer-dispute ratelower is better

24%

13%

19%

Source: CFPB Consumer Complaint Database.

Complaint Trend (24 months)

2023-02 2026-03

Issue Detail Breakdown

Issue	Complaints
Attempts to collect debt not owed	34
Took or threatened to take negative or legal action	31
False statements or representation	25
Written notification about debt	23
Disclosure verification of debt	14
Cont'd attempts collect debt not owed	7
Taking/threatening an illegal action	5
Threatened to contact someone or share information improperly	3
Communication tactics	2
Improper contact or sharing of info	2

Where do complaints against Andreu, Palma & Andreu, PL come from?

Andreu, Palma & Andreu, PL's own per-state count, not a national baseline.

Florida

129
Georgia

6
New Jersey

6
Texas

3
Hawaii

1
Michigan

1
Washington

1

Compare beyond geography

Nationwide peers by volume & timely response

Two PlainCollector-derived comparison paths for Andreu, Palma & Andreu, PL: nearest all-time CFPB complaint volume and nearest CFPB timely-response rate among collectors with at least 100 logged complaints. State breakdowns above stay geographic; these neighborhoods vary by metric.

Similar filing volume

Nearest collectors by total CFPB complaints. This record: 147.

4 peers

Similar timely response rate

Nearest collectors by CFPB 15-day timely-response %. This record: 99.25925925925925%.

4 peers

Know your rights before responding to Andreu, Palma & Andreu, PL: FDCPA rights guide · debt validation letter · rights library.

Data sourced from the CFPB Consumer Complaint Database. See our methodology for details. Retrieved and formatted by PlainCollector

According to the Consumer Financial Protection Bureau's Consumer Complaint Database, 1,139,236 debt collection complaints are represented in the current PlainCollector snapshot. See our methodology for how PlainCollector computes each company's reputation grade from this data.

Every figure on PlainCollector is rendered directly from federal source data, no number is typed in by an editor. This page draws directly on federal source data, no figure is typed in by an editor. See our editorial standards & corrections policy, the methodology behind these numbers, or report a data error.