State complaint profile

Debt collection complaints in New Jersey

30,806 CFPB complaints filed against 1,278 debt collectors active in New Jersey.

Complaints
30,806
Collectors
1,278
Top collector
Resurgent Capital Services L.P.

This data comes from the CFPB Consumer Complaint Database and reflects consumer complaints, not proven violations.

New Jersey at a glance

New Jersey consumers have filed 30,806 CFPB debt-collection complaints against 1,278 collectors.

30,806
CFPB complaints filed
1,278
collectors active here
#1
most-complained: Resurgent Capital Services L.P.

State-of-residence is the consumer's address at filing, not the collector's. A complaint is a consumer filing, not a proven violation.

Insights: Debt Collection in New Jersey

New Jersey filings are dispersed: the top three collectors hold only 0% of 30,806 complaints.

This is a dense end-of-ladder state. National debt buyers and the three credit bureaus usually dominate the chart above; use the state mix to see whether one buyer or bureau is over-indexed relative to volume peers before reading the national grade curve.

The collector with the most complaints from New Jersey residents in this extract is Resurgent Capital Services L.P. (0% of filings sit in the top three names). A complaint is a consumer filing, not a proven violation.

Active Debt Collectors - Page 10

Sorted by most complaints

Central Research Inc

D
5 total complaints ↑ rising

Climb Credit Inc.

D
5 total complaints ↑ rising

Concord Resolution Inc (Closed)

F
5 total complaints ↓ falling

Executive Credit Management, Inc

F
5 total complaints ↓ falling

Fidelity Capital Holdings, Inc

F
5 total complaints ↓ falling

Financial Corporation of America

D
5 total complaints ↓ falling

First Recovery Solutions, Inc.

F
5 total complaints ↓ falling

FirstPoint Collection Resources

D
5 total complaints → stable

Great Lakes

C
5 total complaints ↓ falling

Harley Davidson Financial Services Inc

C
5 total complaints ↑ rising

Healthcare Collection Specialists, Inc.

B
5 total complaints ↑ rising

Larry H. Miller Group of Companies

B
5 total complaints ↑ rising

Law Offices of Robert J. Colclough, III

F
5 total complaints ↓ falling

MCS Claims Services, Inc

C
5 total complaints → stable

Merchants' Credit Guide Company

D
5 total complaints ↓ falling

Midwest Fidelity Services, LLC

C
5 total complaints ↑ rising

National Recovery Solutions, LLC

C
5 total complaints → stable

Nationwide Recovery Systems, Ltd

D
5 total complaints ↓ falling

Opportunity Financial, LLC

C
5 total complaints ↑ rising

Oxford Law, LLC

C
5 total complaints ↓ falling

PMT Solutions, LLC.

F
5 total complaints ↓ falling

Pendrick Capital Partners

F
5 total complaints ↓ falling

Perfection Collection

D
5 total complaints ↓ falling

Portnoy Schneck, L.L.C.

C
5 total complaints ↓ falling

Professional Recovery Management

F
5 total complaints ↑ rising

Progressive Financial Services, Inc.

C
5 total complaints ↓ falling

Prosper Marketplace, Inc.

C
5 total complaints → stable

RGS Financial, Inc.

D
5 total complaints ↓ falling

RJM Acquisition LLC

C
5 total complaints ↓ falling

Rausch Sturm LLP

F
5 total complaints ↑ rising

Selene Holdings LLC

D
5 total complaints → stable

Sentry Credit, Inc.

D
5 total complaints ↓ falling

Sezzle Inc.

F
5 total complaints ↑ rising

The Law Offices of Frederic I. Weinberg & Associates, P.C.

C
5 total complaints ↓ falling

VW Credit

C
5 total complaints ↑ rising

Ansell Grimm & Aaron, P.C.

F
4 total complaints ↓ falling

Access Receivables of NC Inc.

C
4 total complaints ↓ falling

All Debt Solutions Inc. dba: 1st Class Agency

D
4 total complaints ↓ falling

Alliance Asset Management, Inc (Closed)

B
4 total complaints ↓ falling

Alliance Group & Associates LLC

F
4 total complaints ↓ falling

Allied Account Services, Inc.

C
4 total complaints ↓ falling

Alpha Recovery Corp

D
4 total complaints ↓ falling

Applied Business Services, Inc.

D
4 total complaints ↓ falling

Arcon Credit Solutions LLC

D
4 total complaints ↑ rising

Axela Technologies, Inc

D
4 total complaints ↑ rising

BAM Financial, LLC

F
4 total complaints ↓ falling

BYL Collection Services

D
4 total complaints ↓ falling

Block, Inc.

F
4 total complaints ↑ rising

Carrington Mortgage Services, LLC

C
4 total complaints ↓ falling

CIT Bank, National Association

C
4 total complaints ↓ falling

If a collector is contacting you in New Jersey

High-volume states still start with the federal record, then verify any state-law question with an official source.

  • Start with the densest New Jersey names on the chart, then open each national record before you respond or pay. Browse rankings
  • Demand written debt validation within 30 days of first contact - high-volume states see the same FDCPA clock. Validation letter
  • File with the CFPB first (public record + 15-day company reply), then check official New Jersey AG channels if needed. Your rights

Complaint volume reflects consumer filings, not collector misconduct or a legal conclusion. This is not legal advice.

Read our methodology - how this data is sourced, computed, and verified.

Read with New Jersey

Data sourced from the CFPB Consumer Complaint Database. See our methodology for details. Retrieved and formatted by PlainCollector

According to the Consumer Financial Protection Bureau's Consumer Complaint Database, 1,139,236 debt collection complaints are represented in the current PlainCollector snapshot. See our methodology for how PlainCollector computes each company's reputation grade from this data.

Filing a Complaint as a New Jersey Resident

New Jersey's dense filing book means the CFPB channel at consumerfinance.gov/complaint is usually the fastest public-record path (15-day company reply). Parallel options: the New Jersey attorney general's consumer division and the state banking-and-finance regulator that may license collectors here. Open the CFPB complaint form.