What is the most common complaint against BSI Financial Holdings, Inc.?

The most common issue consumers report about BSI Financial Holdings, Inc. is "Attempts to collect debt not owed", specifically "Attempted to collect wrong amount". This is based on 61 complaints filed with the CFPB.

Are complaints against BSI Financial Holdings, Inc. increasing or decreasing?

Complaints against BSI Financial Holdings, Inc. have been stable. The company received 11 complaints in the last 12 months.

What is BSI Financial Holdings, Inc.'s reputation grade?

BSI Financial Holdings, Inc. has a reputation grade of D (score: 52.2/100), PlainCollector's composite letter grade blending complaint volume, response timeliness, dispute rate, and complaint trend.

Does BSI Financial Holdings, Inc. respond to consumer complaints?

BSI Financial Holdings, Inc. has a 100% timely response rate to CFPB complaints.

In how many states does BSI Financial Holdings, Inc. operate?

BSI Financial Holdings, Inc. has received CFPB complaints from consumers in 21 states, with the most complaints from Florida (8 complaints).

This data comes from the CFPB Consumer Complaint Database and reflects consumer complaints, not proven violations.

BSI Financial Holdings, Inc. - Debt Collector Complaint Profile

CFPB complaint profile across 21 states, reputation grade D.

Compiled by PlainCollector

Attempts to collect debt not owed

26
False statements or representation

15
Written notification about debt

10
Took or threatened to take negative or legal action

9
Communication tactics

1

Data updated September 2026

CFPB complaint disposition

CCDB record bsi-financial-holdings-inc BSI Financial Holdings, Inc.

Grade D · 61 CFPB filings · 100% timely · lead issue: Attempts to collect debt not owed · vol #1075 · compose #3846

VOL 61
GRADE D
12MO 11
STATES 21
TIMELY 100%
ISSUE Attempts to collect debt n…
RANK #1,075
COMPOSE #3,846

Volume peers

Nearest volume peer: Apothaker & Associates, PC (61 complaints)

CFPB complaint volume neighbourhood (this collector + nearest volume peers)

BSI Financial Holdings, Inc.'s 61 CFPB complaints sit next to Apothaker & Associates, PC on the volume neighbourhood; peer NAMES stay, and disposition VALUES are this collector's. Grades compare collectors to each other - a complaint is a filing, not a proven violation. How to read a complaint count →

Distributed filing map

BSI Financial Holdings, Inc. spreads filings across 21 states - Florida leads at only 13.1%

Despite a broad state map, BSI Financial Holdings, Inc. still sits volume #1,075 against composite #3,846 - the two RankMaps diverge by 2,771 places. Corpus placement method.

Most-even geography: Lead state under 15%; Florida still leads at 13.1% across 21 states
Spike month: 2026-01 54.5%; 6 filings that month · spiky (≥15% of series)
Divergent corpus ranks: #1,075 volume; #3,846 composite; Cleanest-composite ladder is 2,771 places worse than volume

How does BSI Financial Holdings, Inc. compare to its peers?

How does BSI Financial Holdings, Inc. compare? Versus a similar-volume peer and the national average (collectors with ≥50 total complaints), drawn from 10 collectors with a comparable complaint count

BSI Financial Holdings… National average

Complaints (last 12 mo)lower is better

268

Timely-response ratehigher is better

100%

91%

Consumer-dispute ratelower is better

38%

19%

Source: CFPB Consumer Complaint Database.

Complaint Trend (24 months)

2023-08 2026-02

Issue Detail Breakdown

Issue	Complaints
Attempts to collect debt not owed	26
False statements or representation	15
Written notification about debt	10
Took or threatened to take negative or legal action	9
Communication tactics	1

Where do complaints against BSI Financial Holdings, Inc. come from?

BSI Financial Holdings, Inc.'s own per-state count, not a national baseline.

Florida

8
Michigan

6
New Jersey

6
Maryland

5
New York

5
Texas

5
Georgia

4
California

3

Compare beyond geography

Nationwide peers by volume & timely response

Two PlainCollector-derived comparison paths for BSI Financial Holdings, Inc.: nearest all-time CFPB complaint volume and nearest CFPB timely-response rate among collectors with at least 100 logged complaints. State breakdowns above stay geographic; these neighborhoods vary by metric.

Similar filing volume

Nearest collectors by total CFPB complaints. This record: 61.

4 peers

Know your rights before responding to BSI Financial Holdings, Inc.: FDCPA rights guide · debt validation letter · rights library.

Data sourced from the CFPB Consumer Complaint Database. See our methodology for details. Retrieved and formatted by PlainCollector

According to the Consumer Financial Protection Bureau's Consumer Complaint Database, 1,139,236 debt collection complaints are represented in the current PlainCollector snapshot. See our methodology for how PlainCollector computes each company's reputation grade from this data.

Every figure on PlainCollector is rendered directly from federal source data, no number is typed in by an editor. This page draws directly on federal source data, no figure is typed in by an editor. See our editorial standards & corrections policy, the methodology behind these numbers, or report a data error.