State complaint profile

Debt collection complaints in New Jersey

30,806 CFPB complaints filed against 1,278 debt collectors active in New Jersey.

Complaints
30,806
Collectors
1,278
Top collector
Resurgent Capital Services L.P.

This data comes from the CFPB Consumer Complaint Database and reflects consumer complaints, not proven violations.

New Jersey at a glance

New Jersey consumers have filed 30,806 CFPB debt-collection complaints against 1,278 collectors.

30,806
CFPB complaints filed
1,278
collectors active here
#1
most-complained: Resurgent Capital Services L.P.

State-of-residence is the consumer's address at filing, not the collector's. A complaint is a consumer filing, not a proven violation.

Insights: Debt Collection in New Jersey

New Jersey filings are dispersed: the top three collectors hold only 0% of 30,806 complaints.

This is a dense end-of-ladder state. National debt buyers and the three credit bureaus usually dominate the chart above; use the state mix to see whether one buyer or bureau is over-indexed relative to volume peers before reading the national grade curve.

The collector with the most complaints from New Jersey residents in this extract is Resurgent Capital Services L.P. (0% of filings sit in the top three names). A complaint is a consumer filing, not a proven violation.

Active Debt Collectors - Page 25

Sorted by most complaints

Rosen Management Services Inc.

B
1 total complaints ↓ falling

Rosenberg & Associates Recovery Services

F
1 total complaints ↑ rising

Round Two Recovery

D
1 total complaints ↓ falling

Rushmore Service Center, LLC

C
1 total complaints ↓ falling

Shapiro LAW Office, PC

A
1 total complaints ↑ rising

Sierra Pacific Mortgage

A
1 total complaints ↑ rising

SMS Financial, LLC

B
1 total complaints ↑ rising

SN Servicing Corporation

C
1 total complaints ↓ falling

Stark & Stark, P.C.

F
1 total complaints ↓ falling

Steward Financial Services LLC

F
1 total complaints ↓ falling

Sarma

D
1 total complaints ↓ falling

Secure One Capital Corporation

F
1 total complaints ↑ rising

Secured Resolutions, LLC

D
1 total complaints ↓ falling

Sentrix Financial Services

C
1 total complaints ↓ falling

Sentry Recovery and Collections, Inc.

D
1 total complaints ↑ rising

Servicing Solutions, LLC

D
1 total complaints ↑ rising

Skrill USA, Inc.

D
1 total complaints ↑ rising

Smith Law Firm, P.C.

B
1 total complaints ↓ falling

Snap Recovery, Inc.

D
1 total complaints ↑ rising

Snellings Law LLC

F
1 total complaints ↓ falling

South East Collection Specialist

F
1 total complaints ↑ rising

Southwest Mediation Service

D
1 total complaints ↓ falling

Southwood Financial, LLC.

B
1 total complaints ↑ rising

Special Financing Company, LLC

B
1 total complaints ↑ rising

Sprechman & Associates, P.A.

D
1 total complaints ↓ falling

Statewide Credit Services Corp.

B
1 total complaints → stable

Student Loan Financial Assistance

F
1 total complaints ↓ falling

Sulphur Bank Rancheria Enterprises

B
1 total complaints ↑ rising

Sunlight Financial LLC

D
1 total complaints ↑ rising

Systematic National Collection, Inc.

D
1 total complaints ↓ falling

TDS Financial LLC

F
1 total complaints ↓ falling

TSC Accounts Receivable Solutions

F
1 total complaints ↓ falling

TaxServ, LLC

C
1 total complaints ↓ falling

Taylor Law, PLLC

D
1 total complaints ↓ falling

Tennessee Credit Management, Inc

D
1 total complaints ↑ rising

Tesla, Inc.

D
1 total complaints ↑ rising

Texas Guaranteed

C
1 total complaints → stable

The Chusid Law Firm, LLC

B
1 total complaints ↓ falling

The J. G. Wentworth Company

C
1 total complaints ↑ rising

The Law Firm of Ryan E. Calef and Associates, LLC

B
1 total complaints ↓ falling

The Law Offices of Mitchell D. Bluhm & Associates

C
1 total complaints ↓ falling

The Minacs Group (USA) Inc.

D
1 total complaints ↓ falling

Thomas George Associates, Ltd.

D
1 total complaints → stable

Thunderbird Collection Specialists, Inc.

F
1 total complaints ↓ falling

Top Line Collectors LLC

D
1 total complaints ↑ rising

Tormey Bewley Corporation

C
1 total complaints ↓ falling

Total Recovery Solutions

D
1 total complaints ↓ falling

Transfinancial Companies, Inc

D
1 total complaints ↓ falling

Triple AC Resolutions

F
1 total complaints ↓ falling

UHG, LLC

F
1 total complaints ↓ falling

If a collector is contacting you in New Jersey

High-volume states still start with the federal record, then verify any state-law question with an official source.

  • Start with the densest New Jersey names on the chart, then open each national record before you respond or pay. Browse rankings
  • Demand written debt validation within 30 days of first contact - high-volume states see the same FDCPA clock. Validation letter
  • File with the CFPB first (public record + 15-day company reply), then check official New Jersey AG channels if needed. Your rights

Complaint volume reflects consumer filings, not collector misconduct or a legal conclusion. This is not legal advice.

Read our methodology - how this data is sourced, computed, and verified.

Read with New Jersey

Data sourced from the CFPB Consumer Complaint Database. See our methodology for details. Retrieved and formatted by PlainCollector

According to the Consumer Financial Protection Bureau's Consumer Complaint Database, 1,139,236 debt collection complaints are represented in the current PlainCollector snapshot. See our methodology for how PlainCollector computes each company's reputation grade from this data.

Filing a Complaint as a New Jersey Resident

New Jersey's dense filing book means the CFPB channel at consumerfinance.gov/complaint is usually the fastest public-record path (15-day company reply). Parallel options: the New Jersey attorney general's consumer division and the state banking-and-finance regulator that may license collectors here. Open the CFPB complaint form.