This data comes from the CFPB Consumer Complaint Database and reflects consumer complaints, not proven violations.

CFPB complaint data Grade D 64 complaints

RAB, Inc. - Debt Collector Complaint Profile

CFPB complaint profile across 24 states, reputation grade D.

Complaints by issue type

What consumers report about RAB, Inc.

complaints
Source CFPB Consumer Complaint Database
Subscribe to complaint changes (RSS)

Data updated September 2026

CFPB complaint disposition

CCDB record rab-inc RAB, Inc.

Grade D · 64 CFPB filings · 92% timely · lead issue: Communication tactics

  • VOL 64
  • GRADE D
  • 12MO 6
  • STATES 24
  • TIMELY 92%
  • DISPUTE 33%
  • ISSUE Communication tactics
  • RANK #1,048
  • COMPOSE Not ranked

Volume peers

Nearest volume peer: Dynamic Recovery Services, Inc. (64 complaints)

Dynamic Recovery Services, Inc.Dynamic Recovery Services, I…64Global Asset Management Group, Inc.Global Asset Management Grou…64Rickart Collection Systems, Inc.Rickart Collection Systems, …64Southern Financial Systems, Inc.Southern Financial Systems, …64RAB, Inc. (this)RAB, Inc. (this)64
CFPB complaint volume neighbourhood (this collector + nearest volume peers)

RAB, Inc.'s 64 CFPB complaints sit next to Dynamic Recovery Services, Inc. on the volume neighbourhood; peer NAMES stay, and disposition VALUES are this collector's. Grades compare collectors to each other - a complaint is a filing, not a proven violation. How to read a complaint count →

How the 64 complaints break down

Every complaint issue type on record for RAB, Inc., not just the top ones shown above.

Reputation score breakdown

D
Composite reputation score
52.8/100
RAB, Inc.

Blends complaint volume, timely-response rate, dispute rate, and recent trend from the CFPB Consumer Complaint Database into one comparable 0-100 score. Not an official CFPB rating and not a finding of wrongdoing — see methodology for the exact formula.

Complaint volume D
64
Fewer complaints relative to graded peers scores higher; volume reflects footprint as much as conduct.
Timely response A
92%
Share of complaints answered inside the CFPB’s 15-day window.
Dispute rate B
33%
Share of company responses the consumer disputed as inadequate; lower is better.
Recent trend B
Falling
Whether the last 12 months of complaints are rising, stable, or falling vs the prior period.

Spiky monthly series

Texas is the plurality state for RAB, Inc. (29.7%)

Peak share is this collector's company_monthly maximum divided by its own stored monthly total. Corpus placement method.

Plurality state
Texas 29.7%
Mid-band (15–30%) · 24 states with ≥1 filing
Spike month
2024-05 21.7%
5 filings that month · spiky (≥15% of series)
Corpus ranks
#1,048 volume
Composite not ranked (fewer than 200 complaints)
Volume rank among 5,420 collectors

How does RAB, Inc. compare to its peers?

How does RAB, INC. compare? Versus a similar-volume peer and the national average (collectors with ≥50 total complaints), drawn from 10 collectors with a comparable complaint count
RAB, INC. National average
Complaints (last 12 mo)lower is better
6
6
268
Timely-response ratehigher is better
92%
56%
91%
Consumer-dispute ratelower is better
33%
24%
19%

Source: CFPB Consumer Complaint Database.

Response speed vs. dispute rate, among similar-volume collectors

Timely response and dispute rate track only weakly together nationally (r=0.22 among collectors with 5+ complaints): answering promptly does not reliably buy RAB, Inc. a lower dispute rate.

Source: CFPB Consumer Complaint Database 2×2 strategic matrix plotting 11 entities by Timely response rate (%) (X) and Dispute rate (%) (Y), with a crosshair dividing the plot into four quadrants. Responsive but disputedSlow & disputedResponsive & trustedSlow but undisputed 0%20%40%60%80%100%120% 0%10%20%30%40% Timely response rate (%) Dispute rate (%) RAB, Inc. vs. 10 similar-volume peers, by response speed and dispute rate RAB, Inc.Global Asset Management Group, Inc.Rickart Collection Systems, Inc.DYNAMIC RECOVERY SERVICES, INC.Southern Financial Systems, Inc.Vision Financial Corp.Works & Lentz of Tulsa, Inc.The Affiliated Group, IncStevens Business Service, Inc.Statewide Credit Services Corp.AmeriCash Holding LLC
Source: CFPB Consumer Complaint Database

RAB, Inc.'s complaint volume in context

RAB, Inc. vs all collectors by complaint volume

Where this collector's total CFPB complaint count sits among every tracked debt collector (volume, not a quality ranking)

64 Top 19% higher than 81% of 5,420 collectors

0–20: 3,504 collectors (65%). Below this entry. 20–40: 565 collectors (10%). Below this entry. 40–60: 260 collectors (5%). Below this entry. 60–80: 163 collectors (3%). This entry sits in this band. 80–100: 112 collectors (2%). Above this entry. 100–120: 63 collectors (1%). Above this entry. 120–140: 67 collectors (1%). Above this entry. 140–160: 53 collectors (1%). Above this entry. 160–180: 42 collectors (1%). Above this entry. 180–200: 55 collectors (1%). Above this entry. 200–220: 536 collectors (10%). Above this entry. RAB, Inc. 0 220 tracked debt collectors, bucketed by value

Each bar is a band; taller bars hold more collectors. The dashed line + filled bar mark this entry. Hover or tap any bar for its full count, share, and where it sits relative to this entry.

Source CFPB Consumer Complaint Database · September 2026

Complaint Trend (24 months)

Falling ↓
2022-05 2024-07

Issue Detail Breakdown

Issue Complaints
Communication tactics
16
Took or threatened to take negative or legal action
11
Threatened to contact someone or share information improperly
9
Attempts to collect debt not owed
8
False statements or representation
8
Improper contact or sharing of info
5
Written notification about debt
4
Cont'd attempts collect debt not owed
3

Where do complaints against RAB, Inc. come from?

RAB, Inc.'s own per-state count, not a national baseline.

Top states by complaints against RAB, Inc.

Across 24 states with at least one filing

complaints
Source CFPB Consumer Complaint Database

Compare beyond geography

Nationwide peers by volume & timely response

Two PlainCollector-derived comparison paths for RAB, Inc.: nearest all-time CFPB complaint volume and nearest CFPB timely-response rate among collectors with at least 100 logged complaints. State breakdowns above stay geographic; these neighborhoods vary by metric.

Similar filing volume

Nearest collectors by total CFPB complaints. This record: 64.

4 peers

Know your rights before responding to RAB, Inc.: FDCPA rights guide · debt validation letter · rights library.

Data sourced from the CFPB Consumer Complaint Database. See our methodology for details. Retrieved and formatted by PlainCollector

According to the Consumer Financial Protection Bureau's Consumer Complaint Database, 1,139,236 debt collection complaints are represented in the current PlainCollector snapshot. See our methodology for how PlainCollector computes each company's reputation grade from this data.

Every figure on PlainCollector is rendered directly from federal source data, no number is typed in by an editor. This page draws directly on federal source data, no figure is typed in by an editor. See our editorial standards & corrections policy, the methodology behind these numbers, or report a data error.