What is the most common complaint against Regional Processing Services?

The most common issue consumers report about Regional Processing Services is "Took or threatened to take negative or legal action", specifically "Threatened to sue you for very old debt". This is based on 21 complaints filed with the CFPB.

Are complaints against Regional Processing Services increasing or decreasing?

Complaints against Regional Processing Services are falling. The company received 0 complaints in the last 12 months, showing improvement over prior periods.

What is Regional Processing Services's reputation grade?

Regional Processing Services has a reputation grade of F (score: 41.1/100), PlainCollector's composite letter grade blending complaint volume, response timeliness, dispute rate, and complaint trend.

Does Regional Processing Services respond to consumer complaints?

Regional Processing Services has a 19% timely response rate to CFPB complaints. Consumers disputed the company's response in 0% of cases.

In how many states does Regional Processing Services operate?

Regional Processing Services has received CFPB complaints from consumers in 14 states, with the most complaints from Florida (4 complaints).

This data comes from the CFPB Consumer Complaint Database and reflects consumer complaints, not proven violations.

Regional Processing Services - Debt Collector Complaint Profile

CFPB complaint profile across 14 states, reputation grade F.

Compiled by PlainCollector

Took or threatened to take negative or legal action

7
False statements or representation

3
Attempts to collect debt not owed

2
Communication tactics

2
Threatened to contact someone or share information improperly

2
Taking/threatening an illegal action

2

Data updated September 2026

CFPB complaint disposition

CCDB record regional-processing-services Regional Processing Services

Grade F · 21 CFPB filings · 19% timely · lead issue: Took or threatened to take negative or legal action · vol #1871 · compose #4880

VOL 21
GRADE F
12MO 0
STATES 14
TIMELY 19%
DISPUTE 0%
ISSUE Took or threatened to take…
RANK #1,871
COMPOSE #4,880

Volume peers

Nearest volume peer: A & E Futures LLC (21 complaints)

CFPB complaint volume neighbourhood (this collector + nearest volume peers)

Regional Processing Services's 21 CFPB complaints sit next to A & E Futures LLC on the volume neighbourhood; peer NAMES stay, and disposition VALUES are this collector's. Grades compare collectors to each other - a complaint is a filing, not a proven violation. How to read a complaint count →

Spiky monthly series

Florida is the plurality state for Regional Processing Services (19.0%)

The 2023-01 spike coincides with a 3,009-place gap between volume rank #1,871 and composite #4,880. Corpus placement method.

Plurality state: Florida 19.0%; Mid-band (15–30%) · 14 states with ≥1 filing
Spike month: 2023-01 40.0%; 2 filings that month · spiky (≥15% of series)
Divergent corpus ranks: #1,871 volume; #4,880 composite; Cleanest-composite ladder is 3,009 places worse than volume

How does Regional Processing Services compare to its peers?

How does Regional Processing Services compare? Versus a similar-volume peer and the national average (collectors with ≥50 total complaints), drawn from 10 collectors with a comparable complaint count

Regional Processing Se… National average

Complaints (last 12 mo)lower is better

268

Timely-response ratehigher is better

19%

81%

91%

Consumer-dispute ratelower is better

33%

19%

Source: CFPB Consumer Complaint Database.

Complaint Trend (24 months)

2023-01 2024-12

Issue Detail Breakdown

Issue	Complaints
Took or threatened to take negative or legal action	7
False statements or representation	3
Attempts to collect debt not owed	2
Communication tactics	2
Threatened to contact someone or share information improperly	2
Taking/threatening an illegal action	2
Written notification about debt	1
Cont'd attempts collect debt not owed	1
Disclosure verification of debt	1

Where do complaints against Regional Processing Services come from?

Regional Processing Services's own per-state count, not a national baseline.

Florida

4
Texas

4
Kansas

2
Indiana

1
Maine

1
Missouri

1
Nevada

1
New Hampshire

1

Compare beyond geography

Nationwide peers by volume & timely response

Two PlainCollector-derived comparison paths for Regional Processing Services: nearest all-time CFPB complaint volume and nearest CFPB timely-response rate among collectors with at least 100 logged complaints. State breakdowns above stay geographic; these neighborhoods vary by metric.

Similar filing volume

Nearest collectors by total CFPB complaints. This record: 21.

4 peers

Know your rights before responding to Regional Processing Services: FDCPA rights guide · debt validation letter · rights library.

Data sourced from the CFPB Consumer Complaint Database. See our methodology for details. Retrieved and formatted by PlainCollector

According to the Consumer Financial Protection Bureau's Consumer Complaint Database, 1,139,236 debt collection complaints are represented in the current PlainCollector snapshot. See our methodology for how PlainCollector computes each company's reputation grade from this data.

Every figure on PlainCollector is rendered directly from federal source data, no number is typed in by an editor. This page draws directly on federal source data, no figure is typed in by an editor. See our editorial standards & corrections policy, the methodology behind these numbers, or report a data error.