What is the most common complaint against Rose & Associates, LLC.?

The most common issue consumers report about Rose & Associates, LLC. is "Communication tactics", specifically "Threatened to take legal action". This is based on 18 complaints filed with the CFPB.

Are complaints against Rose & Associates, LLC. increasing or decreasing?

Complaints against Rose & Associates, LLC. are falling. The company received 1 complaints in the last 12 months, showing improvement over prior periods.

What is Rose & Associates, LLC.'s reputation grade?

Rose & Associates, LLC. has a reputation grade of F (score: 44.6/100), PlainCollector's composite letter grade blending complaint volume, response timeliness, dispute rate, and complaint trend.

Does Rose & Associates, LLC. respond to consumer complaints?

Rose & Associates, LLC. has a 65% timely response rate to CFPB complaints. Consumers disputed the company's response in 53% of cases.

In how many states does Rose & Associates, LLC. operate?

Rose & Associates, LLC. has received CFPB complaints from consumers in 13 states, with the most complaints from Florida (3 complaints).

This data comes from the CFPB Consumer Complaint Database and reflects consumer complaints, not proven violations.

Rose & Associates, LLC. - Debt Collector Complaint Profile

CFPB complaint profile across 13 states, reputation grade F.

Compiled by PlainCollector

Communication tactics

5
Cont'd attempts collect debt not owed

4
Taking/threatening an illegal action

3
Disclosure verification of debt

2
Attempts to collect debt not owed

1
Took or threatened to take negative or legal action

1

Data updated September 2026

CFPB complaint disposition

CCDB record rose-associates-llc Rose & Associates, LLC.

Grade F · 18 CFPB filings · 65% timely · lead issue: Communication tactics · vol #1995 · compose #4759

VOL 18
GRADE F
12MO 1
STATES 13
TIMELY 65%
DISPUTE 53%
ISSUE Communication tactics
RANK #1,995
COMPOSE #4,759

Volume peers

Nearest volume peer: Ameris Bancorp (18 complaints)

CFPB complaint volume neighbourhood (this collector + nearest volume peers)

Rose & Associates, LLC.'s 18 CFPB complaints sit next to Ameris Bancorp on the volume neighbourhood; peer NAMES stay, and disposition VALUES are this collector's. Grades compare collectors to each other - a complaint is a filing, not a proven violation. How to read a complaint count →

Spiky monthly series

Florida is the plurality state for Rose & Associates, LLC. (16.7%)

The 2025-03 spike coincides with a 2,764-place gap between volume rank #1,995 and composite #4,759. Corpus placement method.

Plurality state: Florida 16.7%; Mid-band (15–30%) · 13 states with ≥1 filing
Spike month: 2025-03 23.1%; 3 filings that month · spiky (≥15% of series)
Divergent corpus ranks: #1,995 volume; #4,759 composite; Cleanest-composite ladder is 2,764 places worse than volume

How does Rose & Associates, LLC. compare to its peers?

How does Rose & Associates, LLC. compare? Versus a similar-volume peer and the national average (collectors with ≥50 total complaints), drawn from 10 collectors with a comparable complaint count

Rose & Associates, LLC… National average

Complaints (last 12 mo)lower is better

268

Timely-response ratehigher is better

65%

89%

91%

Consumer-dispute ratelower is better

53%

22%

19%

Source: CFPB Consumer Complaint Database.

Complaint Trend (24 months)

2025-01 2025-12

Issue Detail Breakdown

Issue	Complaints
Communication tactics	5
Cont'd attempts collect debt not owed	4
Taking/threatening an illegal action	3
Disclosure verification of debt	2
Attempts to collect debt not owed	1
Took or threatened to take negative or legal action	1
False statements or representation	1
Improper contact or sharing of info	1

Where do complaints against Rose & Associates, LLC. come from?

Rose & Associates, LLC.'s own per-state count, not a national baseline.

Florida

3
Georgia

3
Ohio

2
California

1
Indiana

1
Kentucky

1
New Hampshire

1
New Jersey

1

Compare beyond geography

Nationwide peers by volume & timely response

Two PlainCollector-derived comparison paths for Rose & Associates, LLC.: nearest all-time CFPB complaint volume and nearest CFPB timely-response rate among collectors with at least 100 logged complaints. State breakdowns above stay geographic; these neighborhoods vary by metric.

Similar filing volume

Nearest collectors by total CFPB complaints. This record: 18.

4 peers

Know your rights before responding to Rose & Associates, LLC.: FDCPA rights guide · debt validation letter · rights library.

Data sourced from the CFPB Consumer Complaint Database. See our methodology for details. Retrieved and formatted by PlainCollector

According to the Consumer Financial Protection Bureau's Consumer Complaint Database, 1,139,236 debt collection complaints are represented in the current PlainCollector snapshot. See our methodology for how PlainCollector computes each company's reputation grade from this data.

Every figure on PlainCollector is rendered directly from federal source data, no number is typed in by an editor. This page draws directly on federal source data, no figure is typed in by an editor. See our editorial standards & corrections policy, the methodology behind these numbers, or report a data error.