State complaint profile

Debt collection complaints in New Jersey

30,806 CFPB complaints filed against 1,278 debt collectors active in New Jersey.

Complaints
30,806
Collectors
1,278
Top collector
Resurgent Capital Services L.P.

This data comes from the CFPB Consumer Complaint Database and reflects consumer complaints, not proven violations.

New Jersey at a glance

New Jersey consumers have filed 30,806 CFPB debt-collection complaints against 1,278 collectors.

30,806
CFPB complaints filed
1,278
collectors active here
#1
most-complained: Resurgent Capital Services L.P.

State-of-residence is the consumer's address at filing, not the collector's. A complaint is a consumer filing, not a proven violation.

Insights: Debt Collection in New Jersey

New Jersey filings are dispersed: the top three collectors hold only 0% of 30,806 complaints.

This is a dense end-of-ladder state. National debt buyers and the three credit bureaus usually dominate the chart above; use the state mix to see whether one buyer or bureau is over-indexed relative to volume peers before reading the national grade curve.

The collector with the most complaints from New Jersey residents in this extract is Resurgent Capital Services L.P. (0% of filings sit in the top three names). A complaint is a consumer filing, not a proven violation.

Active Debt Collectors - Page 16

Sorted by most complaints

Loan Science, LLC

B
2 total complaints ↓ falling

M. G. Credit, Inc.

D
2 total complaints ↑ rising

M.A.R.S., Inc.

D
2 total complaints → stable

MCU Holdings, LLC

C
2 total complaints ↓ falling

MNS & Associates LLC

D
2 total complaints ↓ falling

MSW Capital, LLC

C
2 total complaints ↓ falling

Marlette Funding, LLC

D
2 total complaints ↑ rising

Mel S. Harris and Associates, LLC

C
2 total complaints ↓ falling

Merchants Acceptance Corp

B
2 total complaints ↑ rising

Mid-Atlantic Consumer Services

C
2 total complaints ↓ falling

Mutual Management Services LLC

F
2 total complaints → stable

N.A.R., Inc.

D
2 total complaints ↓ falling

National Recoveries, Inc.

C
2 total complaints ↓ falling

Nationwide Credit Corporation

C
2 total complaints → stable

Nationwide Debt Management Solutions, LLC

F
2 total complaints ↓ falling

Nationwide Financial Group

D
2 total complaints ↓ falling

North American Credit Services

D
2 total complaints ↓ falling

Orion Capital Solutions LLC

D
2 total complaints → stable

Planet Home Lending, LLC

C
2 total complaints ↑ rising

Panteris & Panteris, LLP

A
2 total complaints ↑ rising

Pavilion Payments US BuyerCo, LLC

D
2 total complaints ↓ falling

Pendleton Capital Management

F
2 total complaints ↓ falling

Pollack & Rosen, P.A.

D
2 total complaints → stable

Portfolio America Asset Management, LLC

F
2 total complaints ↓ falling

Praxis Financial Solutions, Incorporated

C
2 total complaints ↓ falling

Professional Recovery Consultants, Inc.

C
2 total complaints ↓ falling

Prog Holdings, Inc.

C
2 total complaints ↑ rising

Property Receivables, Corp

F
2 total complaints ↑ rising

R.M. Galicia, Inc.

D
2 total complaints ↓ falling

Remax

B
2 total complaints → stable

Rfna, LP

C
2 total complaints ↑ rising

RNN Group, Inc

F
2 total complaints ↓ falling

Robert Timms and Associates Inc.

B
2 total complaints ↓ falling

Rausch, Sturm, Israel, Enerson & Hornik, LLP

D
2 total complaints ↓ falling

Razor Capital, LLC

D
2 total complaints ↓ falling

Recovery Management Solutions LLC

F
2 total complaints ↑ rising

Revenue Assistance Corporation dba Revenue Group

D
2 total complaints ↓ falling

Richard J. Boudreau & Associates, LLC

F
2 total complaints ↓ falling

River Heights Capital LLC

F
2 total complaints ↑ rising

Rocket Mortgage, LLC

C
2 total complaints ↑ rising

Rocky Mountain Recovery Group

F
2 total complaints ↓ falling

Roycroft Management

F
2 total complaints ↓ falling

Rubin & Yates, LLC

F
2 total complaints ↓ falling

SG and Associates

F
2 total complaints ↑ rising

Suntrust Banks, Inc.

D
2 total complaints ↓ falling

Searay Portfolio Management

C
2 total complaints ↓ falling

Second Alliance, Inc.

C
2 total complaints ↑ rising

Selene Finance LP

D
2 total complaints ↓ falling

Servatus Corporation

D
2 total complaints ↓ falling

Service Finance Holdings, LLC

B
2 total complaints ↓ falling

If a collector is contacting you in New Jersey

High-volume states still start with the federal record, then verify any state-law question with an official source.

  • Start with the densest New Jersey names on the chart, then open each national record before you respond or pay. Browse rankings
  • Demand written debt validation within 30 days of first contact - high-volume states see the same FDCPA clock. Validation letter
  • File with the CFPB first (public record + 15-day company reply), then check official New Jersey AG channels if needed. Your rights

Complaint volume reflects consumer filings, not collector misconduct or a legal conclusion. This is not legal advice.

Read our methodology - how this data is sourced, computed, and verified.

Read with New Jersey

Data sourced from the CFPB Consumer Complaint Database. See our methodology for details. Retrieved and formatted by PlainCollector

According to the Consumer Financial Protection Bureau's Consumer Complaint Database, 1,139,236 debt collection complaints are represented in the current PlainCollector snapshot. See our methodology for how PlainCollector computes each company's reputation grade from this data.

Filing a Complaint as a New Jersey Resident

New Jersey's dense filing book means the CFPB channel at consumerfinance.gov/complaint is usually the fastest public-record path (15-day company reply). Parallel options: the New Jersey attorney general's consumer division and the state banking-and-finance regulator that may license collectors here. Open the CFPB complaint form.