This data comes from the CFPB Consumer Complaint Database and reflects consumer complaints, not proven violations.

CFPB complaint data Grade F 27 complaints

River Heights Capital LLC - Debt Collector Complaint Profile

CFPB complaint profile across 16 states, reputation grade F.

Complaints by issue type

What consumers report about River Heights Capital LLC

complaints
Source CFPB Consumer Complaint Database
Subscribe to complaint changes (RSS)

Data updated September 2026

CFPB complaint disposition

CCDB record river-heights-capital-llc River Heights Capital LLC

Grade F · 27 CFPB filings · 72% timely · lead issue: Took or threatened to take negative or legal action

  • VOL 27
  • GRADE F
  • 12MO 15
  • STATES 16
  • TIMELY 72%
  • ISSUE Took or threatened to take…
  • RANK #1,643
  • COMPOSE Not ranked

Volume peers

Nearest volume peer: AAA Auto Title Loans, LLC (27 complaints)

AAA Auto Title Loans, LLCAAA Auto Title Loans, LLC27Alliance Asset Management, Inc (Closed)Alliance Asset Management, I…27American Collection Systems, Inc.American Collection Systems,…27American Revenue Management, Inc.American Revenue Management,…27River Heights Capital LLC (this)River Heights Capital LLC (t…27
CFPB complaint volume neighbourhood (this collector + nearest volume peers)

River Heights Capital LLC's 27 CFPB complaints sit next to AAA Auto Title Loans, LLC on the volume neighbourhood; peer NAMES stay, and disposition VALUES are this collector's. Grades compare collectors to each other - a complaint is a filing, not a proven violation. How to read a complaint count →

How the 27 complaints break down

Every complaint issue type on record for River Heights Capital LLC, not just the top ones shown above.

Reputation score breakdown

F
Composite reputation score
46.7/100
River Heights Capital LLC

Blends complaint volume, timely-response rate, dispute rate, and recent trend from the CFPB Consumer Complaint Database into one comparable 0-100 score. Not an official CFPB rating and not a finding of wrongdoing — see methodology for the exact formula.

Complaint volume D
27
Fewer complaints relative to graded peers scores higher; volume reflects footprint as much as conduct.
Timely response B
72%
Share of complaints answered inside the CFPB’s 15-day window.
Dispute rate N/A
N/A
No dispute rate reported.
Recent trend D
Rising
Whether the last 12 months of complaints are rising, stable, or falling vs the prior period.

Filing geometry

Virginia is the plurality state for River Heights Capital LLC (18.5%)

Figures below come from this collector's company_states / company_monthly rows and corpus RankMaps. Corpus placement method.

Plurality state
Virginia 18.5%
Mid-band (15–30%) · 16 states with ≥1 filing
Seasonal peak
2024-12 11.1%
8–15% band · 3 filings
Corpus ranks
#1,643 volume
Composite not ranked (fewer than 200 complaints)
Volume rank among 5,420 collectors

How does River Heights Capital LLC compare to its peers?

How does River Heights Capital LLC compare? Versus a similar-volume peer and the national average (collectors with ≥50 total complaints), drawn from 10 collectors with a comparable complaint count
River Heights Capital LLC National average
Complaints (last 12 mo)lower is better
15
0
268
Timely-response ratehigher is better
72%
30%
91%
Consumer-dispute ratelower is better
0%
10%
19%

Source: CFPB Consumer Complaint Database.

Response speed vs. dispute rate, among similar-volume collectors

Timely response and dispute rate track only weakly together nationally (r=0.22 among collectors with 5+ complaints): answering promptly does not reliably buy River Heights Capital LLC a lower dispute rate.

Source: CFPB Consumer Complaint Database 2×2 strategic matrix plotting 6 entities by Timely response rate (%) (X) and Dispute rate (%) (Y), with a crosshair dividing the plot into four quadrants. Responsive but disputedSlow & disputedResponsive & trustedSlow but undisputed 0%20%40%60%80%100% 0%10%20%30%40%50% Timely response rate (%) Dispute rate (%) River Heights Capital LLC vs. 6 similar-volume peers, by response speed and dispute rate Resource Management GroupRiverview Law Office, PLLCReliance Exchange GroupReceivables Management Group, Inc. (MN)RAB PERFORMANCE RECOVERIES, LLCSchukei Chevrolet Volkswagen
Source: CFPB Consumer Complaint Database

River Heights Capital LLC's complaint volume in context

River Heights Capital LLC vs all collectors by complaint volume

Where this collector's total CFPB complaint count sits among every tracked debt collector (volume, not a quality ranking)

27 70th percentile higher than 70% of 5,420 collectors

0–20: 3,504 collectors (65%). Below this entry. 20–40: 565 collectors (10%). This entry sits in this band. 40–60: 260 collectors (5%). Above this entry. 60–80: 163 collectors (3%). Above this entry. 80–100: 112 collectors (2%). Above this entry. 100–120: 63 collectors (1%). Above this entry. 120–140: 67 collectors (1%). Above this entry. 140–160: 53 collectors (1%). Above this entry. 160–180: 42 collectors (1%). Above this entry. 180–200: 55 collectors (1%). Above this entry. 200–220: 536 collectors (10%). Above this entry. River Heights Capital LLC 0 220 tracked debt collectors, bucketed by value

Each bar is a band; taller bars hold more collectors. The dashed line + filled bar mark this entry. Hover or tap any bar for its full count, share, and where it sits relative to this entry.

Source CFPB Consumer Complaint Database · September 2026

Complaint Trend (24 months)

Rising ↑
2024-02 2026-02

Issue Detail Breakdown

Issue Complaints
Took or threatened to take negative or legal action
10
Attempts to collect debt not owed
8
Written notification about debt
7
False statements or representation
2

Where do complaints against River Heights Capital LLC come from?

River Heights Capital LLC's own per-state count, not a national baseline.

Top states by complaints against River Heights Capital LLC

Across 16 states with at least one filing

complaints
Source CFPB Consumer Complaint Database

Compare beyond geography

Nationwide peers by volume & timely response

Two PlainCollector-derived comparison paths for River Heights Capital LLC: nearest all-time CFPB complaint volume and nearest CFPB timely-response rate among collectors with at least 100 logged complaints. State breakdowns above stay geographic; these neighborhoods vary by metric.

Similar filing volume

Nearest collectors by total CFPB complaints. This record: 27.

4 peers

Know your rights before responding to River Heights Capital LLC: FDCPA rights guide · debt validation letter · rights library.

Data sourced from the CFPB Consumer Complaint Database. See our methodology for details. Retrieved and formatted by PlainCollector

According to the Consumer Financial Protection Bureau's Consumer Complaint Database, 1,139,236 debt collection complaints are represented in the current PlainCollector snapshot. See our methodology for how PlainCollector computes each company's reputation grade from this data.

Every figure on PlainCollector is rendered directly from federal source data, no number is typed in by an editor. This page draws directly on federal source data, no figure is typed in by an editor. See our editorial standards & corrections policy, the methodology behind these numbers, or report a data error.