What is the most common complaint against Robert Timms and Associates Inc.?

The most common issue consumers report about Robert Timms and Associates Inc. is "Communication tactics", specifically "Not given enough info to verify debt". This is based on 4 complaints filed with the CFPB.

Are complaints against Robert Timms and Associates Inc. increasing or decreasing?

Complaints against Robert Timms and Associates Inc. are falling. The company received 0 complaints in the last 12 months, showing improvement over prior periods.

What is Robert Timms and Associates Inc.'s reputation grade?

Robert Timms and Associates Inc. has a reputation grade of B (score: 63.5/100), PlainCollector's composite letter grade blending complaint volume, response timeliness, dispute rate, and complaint trend.

Does Robert Timms and Associates Inc. respond to consumer complaints?

Robert Timms and Associates Inc. has a 50% timely response rate to CFPB complaints. Consumers disputed the company's response in 0% of cases.

In how many states does Robert Timms and Associates Inc. operate?

Robert Timms and Associates Inc. has received CFPB complaints from consumers in 3 states, with the most complaints from New Jersey (2 complaints).

This data comes from the CFPB Consumer Complaint Database and reflects consumer complaints, not proven violations.

Robert Timms and Associates Inc. - Debt Collector Complaint Profile

CFPB complaint profile across 3 states, reputation grade B.

Compiled by PlainCollector

Communication tactics

2
Disclosure verification of debt

2

Data updated September 2026

CFPB complaint disposition

CCDB record robert-timms-and-associates-inc Robert Timms and Associates Inc.

Grade B · 4 CFPB filings · 50% timely · lead issue: Communication tactics · vol #3484 · compose #1942

VOL 4
GRADE B
12MO 0
STATES 3
TIMELY 50%
DISPUTE 0%
ISSUE Communication tactics
RANK #3,484
COMPOSE #1,942

Volume peers

Nearest volume peer: 90 Day Credit Experts (4 complaints)

CFPB complaint volume neighbourhood (this collector + nearest volume peers)

Robert Timms and Associates Inc.'s 4 CFPB complaints sit next to 90 Day Credit Experts on the volume neighbourhood; peer NAMES stay, and disposition VALUES are this collector's. Grades compare collectors to each other - a complaint is a filing, not a proven violation. How to read a complaint count →

State-heavy filing map

50.0% of Robert Timms and Associates Inc.'s CFPB filings land in New Jersey

High volume does not equal a clean composite: Robert Timms and Associates Inc. is volume #3,484 but composite #1,942, while New Jersey dominates the geography. Corpus placement method.

Dominant state: New Jersey 50.0%; 2 of 4 filings · 3 states touched
Spike month: 2022-07 66.7%; 2 filings that month · spiky (≥15% of series)
Divergent corpus ranks: #3,484 volume; #1,942 composite; Cleanest-composite ladder is 1,542 places better than volume

How does Robert Timms and Associates Inc. compare to its peers?

How does ROBERT TIMMS AND ASSOCIATES INC. compare? Versus a similar-volume peer and the national average (collectors with ≥50 total complaints), drawn from 10 collectors with a comparable complaint count

ROBERT TIMMS AND ASSOC… National average

Complaints (last 12 mo)lower is better

268

Timely-response ratehigher is better

50%

100%

91%

Consumer-dispute ratelower is better

19%

Source: CFPB Consumer Complaint Database.

Complaint Trend (24 months)

2022-07 2025-12

Issue Detail Breakdown

Issue	Complaints
Communication tactics	2
Disclosure verification of debt	2

Where do complaints against Robert Timms and Associates Inc. come from?

Robert Timms and Associates Inc.'s own per-state count, not a national baseline.

New Jersey

2
Missouri

1
Texas

1

Compare beyond geography

Nationwide peers by volume & timely response

Two PlainCollector-derived comparison paths for Robert Timms and Associates Inc.: nearest all-time CFPB complaint volume and nearest CFPB timely-response rate among collectors with at least 100 logged complaints. State breakdowns above stay geographic; these neighborhoods vary by metric.

Similar filing volume

Nearest collectors by total CFPB complaints. This record: 4.

4 peers

Know your rights before responding to Robert Timms and Associates Inc.: FDCPA rights guide · debt validation letter · rights library.

Data sourced from the CFPB Consumer Complaint Database. See our methodology for details. Retrieved and formatted by PlainCollector

According to the Consumer Financial Protection Bureau's Consumer Complaint Database, 1,139,236 debt collection complaints are represented in the current PlainCollector snapshot. See our methodology for how PlainCollector computes each company's reputation grade from this data.

Every figure on PlainCollector is rendered directly from federal source data, no number is typed in by an editor. This page draws directly on federal source data, no figure is typed in by an editor. See our editorial standards & corrections policy, the methodology behind these numbers, or report a data error.