What is the most common complaint against Loan Science, LLC?

The most common issue consumers report about Loan Science, LLC is "Attempts to collect debt not owed", specifically "Debt is not yours". This is based on 23 complaints filed with the CFPB.

Are complaints against Loan Science, LLC increasing or decreasing?

Complaints against Loan Science, LLC are falling. The company received 3 complaints in the last 12 months, showing improvement over prior periods.

What is Loan Science, LLC's reputation grade?

Loan Science, LLC has a reputation grade of B (score: 67.7/100), PlainCollector's composite letter grade blending complaint volume, response timeliness, dispute rate, and complaint trend.

Does Loan Science, LLC respond to consumer complaints?

Loan Science, LLC has a 96% timely response rate to CFPB complaints. Consumers disputed the company's response in 0% of cases.

In how many states does Loan Science, LLC operate?

Loan Science, LLC has received CFPB complaints from consumers in 15 states, with the most complaints from Illinois (4 complaints).

This data comes from the CFPB Consumer Complaint Database and reflects consumer complaints, not proven violations.

Loan Science, LLC - Debt Collector Complaint Profile

CFPB complaint profile across 15 states, reputation grade B.

Compiled by PlainCollector

Attempts to collect debt not owed

10
Communication tactics

4
Written notification about debt

3
False statements or representation

3
Took or threatened to take negative or legal action

1
Cont'd attempts collect debt not owed

1

Data updated September 2026

CFPB complaint disposition

CCDB record loan-science-llc Loan Science, LLC

Grade B · 23 CFPB filings · 96% timely · lead issue: Attempts to collect debt not owed · vol #1778 · compose #1529

VOL 23
GRADE B
12MO 3
STATES 15
TIMELY 96%
DISPUTE 0%
ISSUE Attempts to collect debt n…
RANK #1,778
COMPOSE #1,529

Volume peers

Nearest volume peer: Acceptance Solutions Group, INC (23 complaints)

CFPB complaint volume neighbourhood (this collector + nearest volume peers)

Loan Science, LLC's 23 CFPB complaints sit next to Acceptance Solutions Group, INC on the volume neighbourhood; peer NAMES stay, and disposition VALUES are this collector's. Grades compare collectors to each other - a complaint is a filing, not a proven violation. How to read a complaint count →

Spiky monthly series

Illinois is the plurality state for Loan Science, LLC (17.4%)

Peak share is this collector's company_monthly maximum divided by its own stored monthly total. Corpus placement method.

Plurality state: Illinois 17.4%; Mid-band (15–30%) · 15 states with ≥1 filing
Spike month: 2014-12 20.0%; 1 filings that month · spiky (≥15% of series)
Corpus ranks: #1,778 volume; #1,529 composite; Among 5,420 volume-ranked / 5,278 scored collectors

How does Loan Science, LLC compare to its peers?

How does Loan Science, LLC compare? Versus a similar-volume peer and the national average (collectors with ≥50 total complaints), drawn from 10 collectors with a comparable complaint count

Loan Science, LLC National average

Complaints (last 12 mo)lower is better

268

Timely-response ratehigher is better

96%

100%

91%

Consumer-dispute ratelower is better

19%

Source: CFPB Consumer Complaint Database.

Complaint Trend (24 months)

2014-12 2019-09

Issue Detail Breakdown

Issue	Complaints
Attempts to collect debt not owed	10
Communication tactics	4
Written notification about debt	3
False statements or representation	3
Took or threatened to take negative or legal action	1
Cont'd attempts collect debt not owed	1
Improper contact or sharing of info	1

Where do complaints against Loan Science, LLC come from?

Loan Science, LLC's own per-state count, not a national baseline.

Illinois

4
Arizona

2
California

2
Georgia

2
Maryland

2
New Jersey

2
Connecticut

1
Florida

1

Compare beyond geography

Nationwide peers by volume & timely response

Two PlainCollector-derived comparison paths for Loan Science, LLC: nearest all-time CFPB complaint volume and nearest CFPB timely-response rate among collectors with at least 100 logged complaints. State breakdowns above stay geographic; these neighborhoods vary by metric.

Similar filing volume

Nearest collectors by total CFPB complaints. This record: 23.

4 peers

Know your rights before responding to Loan Science, LLC: FDCPA rights guide · debt validation letter · rights library.

Data sourced from the CFPB Consumer Complaint Database. See our methodology for details. Retrieved and formatted by PlainCollector

According to the Consumer Financial Protection Bureau's Consumer Complaint Database, 1,139,236 debt collection complaints are represented in the current PlainCollector snapshot. See our methodology for how PlainCollector computes each company's reputation grade from this data.

Every figure on PlainCollector is rendered directly from federal source data, no number is typed in by an editor. This page draws directly on federal source data, no figure is typed in by an editor. See our editorial standards & corrections policy, the methodology behind these numbers, or report a data error.