This data comes from the CFPB Consumer Complaint Database and reflects consumer complaints, not proven violations.

CFPB complaint data Grade F 26 complaints

Richard J. Boudreau & Associates, LLC - Debt Collector Complaint Profile

CFPB complaint profile across 18 states, reputation grade F.

Complaints by issue type

What consumers report about Richard J. Boudreau & Associates, LLC

complaints
Source CFPB Consumer Complaint Database
Subscribe to complaint changes (RSS)

Data updated September 2026

CFPB complaint disposition

CCDB record richard-j-boudreau-associates-llc Richard J. Boudreau & Associates, LLC

Grade F · 26 CFPB filings · 54% timely · lead issue: False statements or representation

  • VOL 26
  • GRADE F
  • 12MO 0
  • STATES 18
  • TIMELY 54%
  • DISPUTE 24%
  • ISSUE False statements or repres…
  • RANK #1,679
  • COMPOSE Not ranked

Volume peers

Nearest volume peer: Accelerated Collection Service, Inc (26 complaints)

Accelerated Collection Service, IncAccelerated Collection Servi…26Allied Consulting Services LLCAllied Consulting Services L…26BRite Financial Services, Inc.BRite Financial Services, In…26Bryant, Hodge & Associates LLCBryant, Hodge & Associates L…26Richard J. Boudreau & Associates, LLC (this)Richard J. Boudreau & Associ…26
CFPB complaint volume neighbourhood (this collector + nearest volume peers)

Richard J. Boudreau & Associates, LLC's 26 CFPB complaints sit next to Accelerated Collection Service, Inc on the volume neighbourhood; peer NAMES stay, and disposition VALUES are this collector's. Grades compare collectors to each other - a complaint is a filing, not a proven violation. How to read a complaint count →

How the 26 complaints break down

Every complaint issue type on record for Richard J. Boudreau & Associates, LLC, not just the top ones shown above.

Reputation score breakdown

F
Composite reputation score
46.2/100
Richard J. Boudreau & Associates, LLC

Blends complaint volume, timely-response rate, dispute rate, and recent trend from the CFPB Consumer Complaint Database into one comparable 0-100 score. Not an official CFPB rating and not a finding of wrongdoing — see methodology for the exact formula.

Complaint volume D
26
Fewer complaints relative to graded peers scores higher; volume reflects footprint as much as conduct.
Timely response C
54%
Share of complaints answered inside the CFPB’s 15-day window.
Dispute rate B
24%
Share of company responses the consumer disputed as inadequate; lower is better.
Recent trend B
Falling
Whether the last 12 months of complaints are rising, stable, or falling vs the prior period.

Distributed filing map

Richard J. Boudreau & Associates, LLC spreads filings across 18 states - Georgia leads at only 11.5%

Peak share is this collector's company_monthly maximum divided by its own stored monthly total. Corpus placement method.

Most-even geography
Lead state under 15%
Georgia still leads at 11.5% across 18 states
Spike month
2016-08 33.3%
1 filings that month · spiky (≥15% of series)
Corpus ranks
#1,679 volume
Composite not ranked (fewer than 200 complaints)
Volume rank among 5,420 collectors

How does Richard J. Boudreau & Associates, LLC compare to its peers?

How does Richard J. Boudreau & Associates, LLC compare? Versus a similar-volume peer and the national average (collectors with ≥50 total complaints), drawn from 10 collectors with a comparable complaint count
Richard J. Boudreau & Associates, LLC National average
Complaints (last 12 mo)lower is better
0
0
268
Timely-response ratehigher is better
54%
73%
91%
Consumer-dispute ratelower is better
24%
9%
19%

Source: CFPB Consumer Complaint Database.

Response speed vs. dispute rate, among similar-volume collectors

Timely response and dispute rate track only weakly together nationally (r=0.22 among collectors with 5+ complaints): answering promptly does not reliably buy Richard J. Boudreau & Associates, LLC a lower dispute rate.

Source: CFPB Consumer Complaint Database 2×2 strategic matrix plotting 9 entities by Timely response rate (%) (X) and Dispute rate (%) (Y), with a crosshair dividing the plot into four quadrants. Responsive but disputedSlow & disputedResponsive & trustedSlow but undisputed 0%50%100%150% 0%10%20%30%40% Timely response rate (%) Dispute rate (%) Richard J. Boudreau & Associates, LLC vs. 8 similar-volume peers, by response speed and dispute rate Richard J. Boudreau & Associates, LLCResolve Partners, LLCRossi Law Offices, LtdReceivables Management AssociatesSchachter Portnoy, L.L.C.R & R Collection Service, Inc.Porsche Financial Services, Inc.Sterling & Associates, LLCNorthwestern Mediation Services
Source: CFPB Consumer Complaint Database

Richard J. Boudreau & Associates, LLC's complaint volume in context

Richard J. Boudreau & Associates, LLC vs all collectors by complaint volume

Where this collector's total CFPB complaint count sits among every tracked debt collector (volume, not a quality ranking)

26 69th percentile higher than 69% of 5,420 collectors

0–20: 3,504 collectors (65%). Below this entry. 20–40: 565 collectors (10%). This entry sits in this band. 40–60: 260 collectors (5%). Above this entry. 60–80: 163 collectors (3%). Above this entry. 80–100: 112 collectors (2%). Above this entry. 100–120: 63 collectors (1%). Above this entry. 120–140: 67 collectors (1%). Above this entry. 140–160: 53 collectors (1%). Above this entry. 160–180: 42 collectors (1%). Above this entry. 180–200: 55 collectors (1%). Above this entry. 200–220: 536 collectors (10%). Above this entry. Richard J. Boudreau & Associates, LLC 0 220 tracked debt collectors, bucketed by value

Each bar is a band; taller bars hold more collectors. The dashed line + filled bar mark this entry. Hover or tap any bar for its full count, share, and where it sits relative to this entry.

Source CFPB Consumer Complaint Database · September 2026

Complaint Trend (24 months)

Falling ↓
2016-08 2018-07

Issue Detail Breakdown

Issue Complaints
False statements or representation
5
Cont'd attempts collect debt not owed
5
Took or threatened to take negative or legal action
3
Communication tactics
3
Disclosure verification of debt
3
Threatened to contact someone or share information improperly
3
Improper contact or sharing of info
3
Attempts to collect debt not owed
1

Where do complaints against Richard J. Boudreau & Associates, LLC come from?

Richard J. Boudreau & Associates, LLC's own per-state count, not a national baseline.

Top states by complaints against Richard J. Boudreau & Associates, LLC

Across 18 states with at least one filing

complaints
Source CFPB Consumer Complaint Database

Compare beyond geography

Nationwide peers by volume & timely response

Two PlainCollector-derived comparison paths for Richard J. Boudreau & Associates, LLC: nearest all-time CFPB complaint volume and nearest CFPB timely-response rate among collectors with at least 100 logged complaints. State breakdowns above stay geographic; these neighborhoods vary by metric.

Similar filing volume

Nearest collectors by total CFPB complaints. This record: 26.

4 peers

Know your rights before responding to Richard J. Boudreau & Associates, LLC: FDCPA rights guide · debt validation letter · rights library.

Data sourced from the CFPB Consumer Complaint Database. See our methodology for details. Retrieved and formatted by PlainCollector

According to the Consumer Financial Protection Bureau's Consumer Complaint Database, 1,139,236 debt collection complaints are represented in the current PlainCollector snapshot. See our methodology for how PlainCollector computes each company's reputation grade from this data.

Every figure on PlainCollector is rendered directly from federal source data, no number is typed in by an editor. This page draws directly on federal source data, no figure is typed in by an editor. See our editorial standards & corrections policy, the methodology behind these numbers, or report a data error.