What is the most common complaint against National Recoveries, Inc.?

The most common issue consumers report about National Recoveries, Inc. is "Attempts to collect debt not owed", specifically "Attempted to collect wrong amount". This is based on 89 complaints filed with the CFPB.

Are complaints against National Recoveries, Inc. increasing or decreasing?

Complaints against National Recoveries, Inc. are falling. The company received 0 complaints in the last 12 months, showing improvement over prior periods.

What is National Recoveries, Inc.'s reputation grade?

National Recoveries, Inc. has a reputation grade of C (score: 57.9/100), PlainCollector's composite letter grade blending complaint volume, response timeliness, dispute rate, and complaint trend.

Does National Recoveries, Inc. respond to consumer complaints?

National Recoveries, Inc. has a 92% timely response rate to CFPB complaints. Consumers disputed the company's response in 9% of cases.

In how many states does National Recoveries, Inc. operate?

National Recoveries, Inc. has received CFPB complaints from consumers in 32 states, with the most complaints from New York (13 complaints).

This data comes from the CFPB Consumer Complaint Database and reflects consumer complaints, not proven violations.

National Recoveries, Inc. - Debt Collector Complaint Profile

CFPB complaint profile across 32 states, reputation grade C.

Compiled by PlainCollector

Attempts to collect debt not owed

23
Written notification about debt

16
Took or threatened to take negative or legal action

11
False statements or representation

10
Cont'd attempts collect debt not owed

9
Disclosure verification of debt

7

Data updated September 2026

CFPB complaint disposition

CCDB record national-recoveries-inc National Recoveries, Inc.

Grade C · 89 CFPB filings · 92% timely · lead issue: Attempts to collect debt not owed · vol #871 · compose #2709

VOL 89
GRADE C
12MO 0
STATES 32
TIMELY 92%
DISPUTE 9%
ISSUE Attempts to collect debt n…
RANK #871
COMPOSE #2,709

Volume peers

Nearest volume peer: Action Collection Agencies, Inc. (89 complaints)

CFPB complaint volume neighbourhood (this collector + nearest volume peers)

National Recoveries, Inc.'s 89 CFPB complaints sit next to Action Collection Agencies, Inc. on the volume neighbourhood; peer NAMES stay, and disposition VALUES are this collector's. Grades compare collectors to each other - a complaint is a filing, not a proven violation. How to read a complaint count →

Distributed filing map

National Recoveries, Inc. spreads filings across 32 states - New York leads at only 14.6%

Despite a broad state map, National Recoveries, Inc. still sits volume #871 against composite #2,709 - the two RankMaps diverge by 1,838 places. Corpus placement method.

Most-even geography: Lead state under 15%; New York still leads at 14.6% across 32 states
Spike month: 2026-01 16.9%; 11 filings that month · spiky (≥15% of series)
Divergent corpus ranks: #871 volume; #2,709 composite; Cleanest-composite ladder is 1,838 places worse than volume

How does National Recoveries, Inc. compare to its peers?

How does National Recoveries, Inc. compare? Versus a similar-volume peer and the national average (collectors with ≥50 total complaints), drawn from 10 collectors with a comparable complaint count

National Recoveries, I… National average

Complaints (last 12 mo)lower is better

268

Timely-response ratehigher is better

92%

99%

91%

Consumer-dispute ratelower is better

19%

Source: CFPB Consumer Complaint Database.

Complaint Trend (24 months)

2023-05 2026-02

Issue Detail Breakdown

Issue	Complaints
Attempts to collect debt not owed	23
Written notification about debt	16
Took or threatened to take negative or legal action	11
False statements or representation	10
Cont'd attempts collect debt not owed	9
Disclosure verification of debt	7
Communication tactics	6
Threatened to contact someone or share information improperly	4
Improper contact or sharing of info	2
Taking/threatening an illegal action	1

Where do complaints against National Recoveries, Inc. come from?

National Recoveries, Inc.'s own per-state count, not a national baseline.

New York

13
California

12
Michigan

6
Illinois

5
Maryland

5
Ohio

4
Texas

4
Florida

3

Compare beyond geography

Nationwide peers by volume & timely response

Two PlainCollector-derived comparison paths for National Recoveries, Inc.: nearest all-time CFPB complaint volume and nearest CFPB timely-response rate among collectors with at least 100 logged complaints. State breakdowns above stay geographic; these neighborhoods vary by metric.

Similar filing volume

Nearest collectors by total CFPB complaints. This record: 89.

4 peers

Know your rights before responding to National Recoveries, Inc.: FDCPA rights guide · debt validation letter · rights library.

Data sourced from the CFPB Consumer Complaint Database. See our methodology for details. Retrieved and formatted by PlainCollector

According to the Consumer Financial Protection Bureau's Consumer Complaint Database, 1,139,236 debt collection complaints are represented in the current PlainCollector snapshot. See our methodology for how PlainCollector computes each company's reputation grade from this data.

Every figure on PlainCollector is rendered directly from federal source data, no number is typed in by an editor. This page draws directly on federal source data, no figure is typed in by an editor. See our editorial standards & corrections policy, the methodology behind these numbers, or report a data error.