State complaint profile

Debt collection complaints in New Jersey

30,806 CFPB complaints filed against 1,278 debt collectors active in New Jersey.

Complaints
30,806
Collectors
1,278
Top collector
Resurgent Capital Services L.P.

This data comes from the CFPB Consumer Complaint Database and reflects consumer complaints, not proven violations.

New Jersey at a glance

New Jersey consumers have filed 30,806 CFPB debt-collection complaints against 1,278 collectors.

30,806
CFPB complaints filed
1,278
collectors active here
#1
most-complained: Resurgent Capital Services L.P.

State-of-residence is the consumer's address at filing, not the collector's. A complaint is a consumer filing, not a proven violation.

Insights: Debt Collection in New Jersey

New Jersey filings are dispersed: the top three collectors hold only 0% of 30,806 complaints.

This is a dense end-of-ladder state. National debt buyers and the three credit bureaus usually dominate the chart above; use the state mix to see whether one buyer or bureau is over-indexed relative to volume peers before reading the national grade curve.

The collector with the most complaints from New Jersey residents in this extract is Resurgent Capital Services L.P. (0% of filings sit in the top three names). A complaint is a consumer filing, not a proven violation.

Active Debt Collectors - Page 14

Sorted by most complaints

Tri-State Adjustments, Inc.

C
3 total complaints ↓ falling

TriVerity, Inc.

D
3 total complaints → stable

Tribal Lending Enterprise, Inc.

D
3 total complaints ↓ falling

Trustly, Inc.

C
3 total complaints ↑ rising

Udren Law Offices, P.C.

F
3 total complaints ↓ falling

Unique Management Services, Inc

C
3 total complaints ↓ falling

United Check Recovery Bureau, Inc.

C
3 total complaints → stable

United PanAm Financial Corp.

C
3 total complaints ↑ rising

Uplift, Inc

D
3 total complaints ↓ falling

Vanz, LLC

B
3 total complaints ↓ falling

Vision Financial Corp.

D
3 total complaints ↓ falling

WLCC

C
3 total complaints → stable

Walter Lee & Associates, LLC

C
3 total complaints ↓ falling

Webster Account Solutions LLC

B
3 total complaints ↓ falling

West Bay Acquisitions, LLC

B
3 total complaints ↓ falling

ABR Recovery Services LLC.

B
2 total complaints ↓ falling

ACS Education Services

D
2 total complaints ↓ falling

AMA Advisors, LLC.

A
2 total complaints ↑ rising

AR Resources, Inc. (FL)

C
2 total complaints ↓ falling

Accord Business Funding, LLC

F
2 total complaints ↑ rising

Accurate Financial Partners

B
2 total complaints ↓ falling

Advanced Call Center Technologies, LLC

B
2 total complaints ↓ falling

Allegiant Capital Recovery LLC

F
2 total complaints ↓ falling

American Credit Resolution, Incorporated

C
2 total complaints ↓ falling

American Elite Recovery, LLC

F
2 total complaints ↓ falling

American First Finance, Inc.

F
2 total complaints → stable

Ameritech Financial

F
2 total complaints ↓ falling

Arena Investors, LP

F
2 total complaints ↓ falling

Ashwood Financial Inc

B
2 total complaints ↓ falling

Asset Recovery Bureau LLC

D
2 total complaints ↑ rising

Astra Business Services

F
2 total complaints ↓ falling

BC Services, Inc.

F
2 total complaints ↓ falling

Baxter Bailey & Associates

D
2 total complaints → stable

Becker and Klein, LLC

F
2 total complaints ↓ falling

Becker and Poliakoff

F
2 total complaints ↑ rising

Benuck & Rainey, Inc.

F
2 total complaints ↓ falling

Berlin-Wheeler, Inc. (Kansas)

C
2 total complaints ↓ falling

Bonial & Associates, P.C

B
2 total complaints ↓ falling

Bronstein & Weiss Arbitration

F
2 total complaints ↓ falling

Columbia Banking System, Inc.

C
2 total complaints → stable

Customers Bancorp, Inc

C
2 total complaints → stable

Capital Alliance Financial, LLC

C
2 total complaints ↓ falling

Carmichael & Frost LLC

D
2 total complaints ↑ rising

Cascade Capital, LLC

D
2 total complaints → stable

Century Debt Solutions Inc.

B
2 total complaints ↓ falling

Clear Recovery, Inc.

C
2 total complaints ↓ falling

Coast to Coast Financial Solutions, Inc.

F
2 total complaints ↓ falling

Cohen & Cohen Law, LLC

B
2 total complaints ↓ falling

Cohn & Dussi LLC

B
2 total complaints ↑ rising

Collection Management Company

C
2 total complaints ↓ falling

If a collector is contacting you in New Jersey

High-volume states still start with the federal record, then verify any state-law question with an official source.

  • Start with the densest New Jersey names on the chart, then open each national record before you respond or pay. Browse rankings
  • Demand written debt validation within 30 days of first contact - high-volume states see the same FDCPA clock. Validation letter
  • File with the CFPB first (public record + 15-day company reply), then check official New Jersey AG channels if needed. Your rights

Complaint volume reflects consumer filings, not collector misconduct or a legal conclusion. This is not legal advice.

Read our methodology - how this data is sourced, computed, and verified.

Read with New Jersey

Data sourced from the CFPB Consumer Complaint Database. See our methodology for details. Retrieved and formatted by PlainCollector

According to the Consumer Financial Protection Bureau's Consumer Complaint Database, 1,139,236 debt collection complaints are represented in the current PlainCollector snapshot. See our methodology for how PlainCollector computes each company's reputation grade from this data.

Filing a Complaint as a New Jersey Resident

New Jersey's dense filing book means the CFPB channel at consumerfinance.gov/complaint is usually the fastest public-record path (15-day company reply). Parallel options: the New Jersey attorney general's consumer division and the state banking-and-finance regulator that may license collectors here. Open the CFPB complaint form.