What is the most common complaint against American Credit Resolution, Incorporated?

The most common issue consumers report about American Credit Resolution, Incorporated is "Communication tactics", specifically "Threatened arrest/jail if do not pay". This is based on 35 complaints filed with the CFPB.

Are complaints against American Credit Resolution, Incorporated increasing or decreasing?

Complaints against American Credit Resolution, Incorporated are falling. The company received 0 complaints in the last 12 months, showing improvement over prior periods.

What is American Credit Resolution, Incorporated's reputation grade?

American Credit Resolution, Incorporated has a reputation grade of C (score: 57.7/100), PlainCollector's composite letter grade blending complaint volume, response timeliness, dispute rate, and complaint trend.

Does American Credit Resolution, Incorporated respond to consumer complaints?

American Credit Resolution, Incorporated has a 91% timely response rate to CFPB complaints. Consumers disputed the company's response in 24% of cases.

In how many states does American Credit Resolution, Incorporated operate?

American Credit Resolution, Incorporated has received CFPB complaints from consumers in 17 states, with the most complaints from Texas (6 complaints).

This data comes from the CFPB Consumer Complaint Database and reflects consumer complaints, not proven violations.

American Credit Resolution, Incorporated - Debt Collector Complaint Profile

CFPB complaint profile across 17 states, reputation grade C.

Compiled by PlainCollector

Communication tactics

12
Taking/threatening an illegal action

7
False statements or representation

4
Written notification about debt

3
Improper contact or sharing of info

3
Cont'd attempts collect debt not owed

2

Data updated September 2026

CFPB complaint disposition

CCDB record american-credit-resolution-incorporated American Credit Resolution, Incorporated

Grade C · 35 CFPB filings · 91% timely · lead issue: Communication tactics · vol #1423 · compose #2742

VOL 35
GRADE C
12MO 0
STATES 17
TIMELY 91%
DISPUTE 24%
ISSUE Communication tactics
RANK #1,423
COMPOSE #2,742

Volume peers

Nearest volume peer: Accounts Receivable Inc. (35 complaints)

CFPB complaint volume neighbourhood (this collector + nearest volume peers)

American Credit Resolution, Incorporated's 35 CFPB complaints sit next to Accounts Receivable Inc. on the volume neighbourhood; peer NAMES stay, and disposition VALUES are this collector's. Grades compare collectors to each other - a complaint is a filing, not a proven violation. How to read a complaint count →

Filing geometry

Texas is the plurality state for American Credit Resolution, Incorporated (17.1%)

Volume rank #1,423 and composite rank #2,742 diverge by 1,319 places on PlainCollector's CFPB-derived corpus maps. Corpus placement method.

Plurality state: Texas 17.1%; Mid-band (15–30%) · 17 states with ≥1 filing
Seasonal peak: 2014-08 11.1%; 8–15% band · 1 filings
Divergent corpus ranks: #1,423 volume; #2,742 composite; Cleanest-composite ladder is 1,319 places worse than volume

How does American Credit Resolution, Incorporated compare to its peers?

How does American Credit Resolution, Incorporated compare? Versus a similar-volume peer and the national average (collectors with ≥50 total complaints), drawn from 10 collectors with a comparable complaint count

American Credit Resolu… National average

Complaints (last 12 mo)lower is better

268

Timely-response ratehigher is better

91%

100%

91%

Consumer-dispute ratelower is better

24%

19%

Source: CFPB Consumer Complaint Database.

Complaint Trend (24 months)

2014-08 2020-07

Issue Detail Breakdown

Issue	Complaints
Communication tactics	12
Taking/threatening an illegal action	7
False statements or representation	4
Written notification about debt	3
Improper contact or sharing of info	3
Cont'd attempts collect debt not owed	2
Disclosure verification of debt	2
Threatened to contact someone or share information improperly	2

Where do complaints against American Credit Resolution, Incorporated come from?

American Credit Resolution, Incorporated's own per-state count, not a national baseline.

Texas

6
New York

5
Ohio

4
California

2
Florida

2
Georgia

2
Louisiana

2
New Jersey

2

Compare beyond geography

Nationwide peers by volume & timely response

Two PlainCollector-derived comparison paths for American Credit Resolution, Incorporated: nearest all-time CFPB complaint volume and nearest CFPB timely-response rate among collectors with at least 100 logged complaints. State breakdowns above stay geographic; these neighborhoods vary by metric.

Similar filing volume

Nearest collectors by total CFPB complaints. This record: 35.

4 peers

Know your rights before responding to American Credit Resolution, Incorporated: FDCPA rights guide · debt validation letter · rights library.

Data sourced from the CFPB Consumer Complaint Database. See our methodology for details. Retrieved and formatted by PlainCollector

According to the Consumer Financial Protection Bureau's Consumer Complaint Database, 1,139,236 debt collection complaints are represented in the current PlainCollector snapshot. See our methodology for how PlainCollector computes each company's reputation grade from this data.

Every figure on PlainCollector is rendered directly from federal source data, no number is typed in by an editor. This page draws directly on federal source data, no figure is typed in by an editor. See our editorial standards & corrections policy, the methodology behind these numbers, or report a data error.