State complaint profile

Debt collection complaints in Minnesota

8,502 CFPB complaints filed against 835 debt collectors active in Minnesota.

Complaints
8,502
Collectors
835
Top collector
Encore Capital Group Inc.

This data comes from the CFPB Consumer Complaint Database and reflects consumer complaints, not proven violations.

Minnesota at a glance

Minnesota consumers have filed 8,502 CFPB debt-collection complaints against 835 collectors.

8,502
CFPB complaints filed
835
collectors active here
#1
most-complained: Encore Capital Group Inc.

State-of-residence is the consumer's address at filing, not the collector's. A complaint is a consumer filing, not a proven violation.

Insights: Debt Collection in Minnesota

Minnesota filings are dispersed: the top three collectors hold only 1% of 8,502 complaints.

Mid-volume states still host national debt buyers with rising recent filings. Read the concentration chart against the peer states before treating the #1 name as structural.

The collector with the most complaints from Minnesota residents in this extract is Encore Capital Group Inc. (1% of filings sit in the top three names). A complaint is a consumer filing, not a proven violation.

Active Debt Collectors - Page 2

Sorted by most complaints

Amsher Collection Services, Inc.

D
29 total complaints ↓ falling

Rent Recovery Solutions

F
29 total complaints ↑ rising

Credit Acceptance Corporation

D
27 total complaints ↑ rising

Paypal Holdings, Inc

D
27 total complaints ↓ falling

TD Bank US Holding Company

D
26 total complaints ↑ rising

EOS Holdings, Inc.

D
25 total complaints ↓ falling

The CBE Group, Inc.

D
25 total complaints → stable

Riverview Law Office, PLLC

D
24 total complaints → stable

Rodenburg LLP

D
24 total complaints → stable

The CMI Group, Inc.

D
24 total complaints ↓ falling

Absolute Resolutions Corp.

C
23 total complaints ↑ rising

MRS BPO, LLC

D
21 total complaints → stable

Velocity Portfolio Group

D
21 total complaints → stable

Barclays Bank Delaware

D
20 total complaints ↑ rising

Fair Collections & Outsourcing, Inc.

D
20 total complaints ↑ rising

Goldman Sachs Bank USA

F
20 total complaints ↑ rising

Self Financial Inc.

F
20 total complaints ↑ rising

State Collection Service, Inc.

D
20 total complaints ↓ falling

United Accounts, Inc.

F
20 total complaints ↑ rising

HSBC North America Holdings Inc.

D
19 total complaints ↓ falling

Iqor US Inc

D
19 total complaints ↓ falling

Rausch Sturm LLP

F
19 total complaints ↑ rising

Source Receivables Management LLC

D
19 total complaints ↑ rising

Stewart, Zlimen & Jungers, Attorneys, Ltd.

B
19 total complaints ↓ falling

TekCollect Inc.

D
19 total complaints ↑ rising

Nelnet, Inc.

D
18 total complaints ↑ rising

ProCollect, Inc.

F
18 total complaints ↑ rising

Ally Financial Inc.

D
17 total complaints ↑ rising

Ability Recovery Services, LLC

D
17 total complaints ↑ rising

D.S. Erickson & Associates, PLLC

C
17 total complaints ↓ falling

Springer Collections Inc.

D
17 total complaints ↓ falling

Stellar Recovery, Inc.

D
17 total complaints ↓ falling

Williams & Fudge, Inc

D
17 total complaints → stable

Credit Control, LLC

F
16 total complaints ↑ rising

Dynamic Recovery Solutions, LLC

D
16 total complaints ↓ falling

LJ Ross Associates

D
16 total complaints ↑ rising

Midwest Resale Specialist, Inc.

C
16 total complaints ↑ rising

Westlake Services, LLC

D
16 total complaints ↑ rising

Professional Credit Analysts of MN, Inc.

B
15 total complaints ↓ falling

Stenger & Stenger, P.C

D
15 total complaints → stable

Accounts Receivable Services

C
14 total complaints ↓ falling

Credit Service International Corp

C
14 total complaints ↑ rising

Creditor Advocates Inc

B
14 total complaints ↓ falling

Populus Financial Group, Inc. (F/K/A Ace Cash Express)

D
14 total complaints ↓ falling

Summit A*R, Inc.

D
14 total complaints ↑ rising

URS Holding, LLC

D
14 total complaints ↓ falling

Central Portfolio Control Inc.

D
13 total complaints ↑ rising

Credit Corp Solutions Inc.

D
13 total complaints ↑ rising

Ditech Financial LLC

D
13 total complaints ↓ falling

First National Bank of Omaha

D
13 total complaints → stable

If a collector is contacting you in Minnesota

Start with the federal complaint record, then verify any state-law question with an official source.

  • Check the collector's national record and grade before you respond or pay. Browse rankings
  • Demand written debt validation within 30 days of first contact. Validation letter
  • Use the CFPB complaint process and check official Minnesota resources for state-specific options. Your rights

Complaint volume reflects consumer filings, not collector misconduct or a legal conclusion. This is not legal advice.

Read our methodology - how this data is sourced, computed, and verified.

Read with Minnesota

Data sourced from the CFPB Consumer Complaint Database. See our methodology for details. Retrieved and formatted by PlainCollector

According to the Consumer Financial Protection Bureau's Consumer Complaint Database, 1,139,236 debt collection complaints are represented in the current PlainCollector snapshot. See our methodology for how PlainCollector computes each company's reputation grade from this data.

Filing a Complaint as a Minnesota Resident

Three parallel channels apply in Minnesota: the CFPB complaint form (powers this dataset), the Minnesota attorney general's consumer protection division, and the state banking-and-finance regulator. Prefer the CFPB first for a public record and required company response within 15 days. Open the CFPB complaint form.