State complaint profile

Debt collection complaints in Minnesota

8,502 CFPB complaints filed against 835 debt collectors active in Minnesota.

Complaints
8,502
Collectors
835
Top collector
Encore Capital Group Inc.

This data comes from the CFPB Consumer Complaint Database and reflects consumer complaints, not proven violations.

Minnesota at a glance

Minnesota consumers have filed 8,502 CFPB debt-collection complaints against 835 collectors.

8,502
CFPB complaints filed
835
collectors active here
#1
most-complained: Encore Capital Group Inc.

State-of-residence is the consumer's address at filing, not the collector's. A complaint is a consumer filing, not a proven violation.

Insights: Debt Collection in Minnesota

Minnesota filings are dispersed: the top three collectors hold only 0% of 8,502 complaints.

Mid-volume states still host national debt buyers with rising recent filings. Read the concentration chart against the peer states before treating the #1 name as structural.

The collector with the most complaints from Minnesota residents in this extract is Encore Capital Group Inc. (0% of filings sit in the top three names). A complaint is a consumer filing, not a proven violation.

Active Debt Collectors - Page 13

Sorted by most complaints

Eastern Revenue, Inc.

D
1 total complaints → stable

Education Principle Foundation

F
1 total complaints ↓ falling

Essential Retrieval Group

F
1 total complaints ↓ falling

Esser, James & Associates

C
1 total complaints ↓ falling

Fidelity Capital Holdings, Inc

F
1 total complaints ↓ falling

First Financial Services, Inc.

F
1 total complaints ↓ falling

Federal Pacific Credit Company, LLC

D
1 total complaints ↓ falling

Federated Capital Corporation

C
1 total complaints ↓ falling

Filaport Acquisitions

C
1 total complaints ↓ falling

FinCo Services Inc DBA Current

D
1 total complaints ↑ rising

Financial Business and Consumer Solutions.

D
1 total complaints ↓ falling

First Associates Loan Servicing LLC

C
1 total complaints ↓ falling

First Class Autos Inc

F
1 total complaints ↑ rising

First Collections Inc

C
1 total complaints ↓ falling

First Federal Credit Control, Inc.

D
1 total complaints ↓ falling

First Financial Resources, Inc.

C
1 total complaints → stable

First Service Residential, Nevada, LLC

C
1 total complaints ↓ falling

First Technology Federal Credit Union

D
1 total complaints ↑ rising

FirstPoint Collection Resources

D
1 total complaints → stable

Flexible Finance, Inc.

D
1 total complaints ↑ rising

French Financial, Inc.

B
1 total complaints ↑ rising

Fundo LLC

D
1 total complaints ↑ rising

Future Judgement Solutions

F
1 total complaints ↑ rising

Global Solution BIZ LLC.

F
1 total complaints → stable

General Collections & Recoveries, Inc.

C
1 total complaints ↓ falling

General Service Bureau, Inc.

D
1 total complaints ↓ falling

Global Portfolio Recovery, LLC

F
1 total complaints ↓ falling

Global Processing Services, LLC

F
1 total complaints → stable

Global Recovery Group

F
1 total complaints ↓ falling

Gragil Associates, Inc.

F
1 total complaints ↓ falling

Grow Credit Inc

D
1 total complaints ↑ rising

HCFS Healthcare Financial Services of TeamHealth

F
1 total complaints ↓ falling

Heartland Payment Systems Inc

D
1 total complaints ↓ falling

Home Acceptance Corporation

B
1 total complaints ↑ rising

Hovg, LLC

F
1 total complaints ↓ falling

Hanbery & Turner P.A.

F
1 total complaints ↓ falling

Harpeth Financial Services, LLC

C
1 total complaints ↑ rising

Healthcare Management, LLC

D
1 total complaints ↓ falling

Helvey & Associates, Inc., Warsaw, IN Branch

D
1 total complaints → stable

Herbert P. Sears Co., Inc.

C
1 total complaints → stable

Hogan Capital II, LLC

F
1 total complaints ↑ rising

Hyperion Recovery LLC

C
1 total complaints ↓ falling

Internal Credit Systems, Inc

D
1 total complaints ↑ rising

Iowa Student Loan Liquidity Corporation

C
1 total complaints ↓ falling

Immediate Credit Recovery

D
1 total complaints ↓ falling

Integrated Asset Recovery LLC

F
1 total complaints ↓ falling

International Computer Systems, Inc.

D
1 total complaints → stable

Io, Inc.

D
1 total complaints ↓ falling

JPL Recovery Solutions

F
1 total complaints ↓ falling

JTM Capital Management, LLC

F
1 total complaints ↓ falling

If a collector is contacting you in Minnesota

Start with the federal complaint record, then verify any state-law question with an official source.

  • Check the collector's national record and grade before you respond or pay. Browse rankings
  • Demand written debt validation within 30 days of first contact. Validation letter
  • Use the CFPB complaint process and check official Minnesota resources for state-specific options. Your rights

Complaint volume reflects consumer filings, not collector misconduct or a legal conclusion. This is not legal advice.

Read our methodology - how this data is sourced, computed, and verified.

Read with Minnesota

Data sourced from the CFPB Consumer Complaint Database. See our methodology for details. Retrieved and formatted by PlainCollector

According to the Consumer Financial Protection Bureau's Consumer Complaint Database, 1,139,236 debt collection complaints are represented in the current PlainCollector snapshot. See our methodology for how PlainCollector computes each company's reputation grade from this data.

Filing a Complaint as a Minnesota Resident

Three parallel channels apply in Minnesota: the CFPB complaint form (powers this dataset), the Minnesota attorney general's consumer protection division, and the state banking-and-finance regulator. Prefer the CFPB first for a public record and required company response within 15 days. Open the CFPB complaint form.