What is the most common complaint against FinCo Services Inc DBA Current?

The most common issue consumers report about FinCo Services Inc DBA Current is "Attempts to collect debt not owed", specifically "Attempted to collect wrong amount". This is based on 32 complaints filed with the CFPB.

Are complaints against FinCo Services Inc DBA Current increasing or decreasing?

Complaints against FinCo Services Inc DBA Current are rising. The company received 23 complaints in the last 12 months, indicating an upward trend in consumer issues.

What is FinCo Services Inc DBA Current's reputation grade?

FinCo Services Inc DBA Current has a reputation grade of D (score: 53.2/100), PlainCollector's composite letter grade blending complaint volume, response timeliness, dispute rate, and complaint trend.

Does FinCo Services Inc DBA Current respond to consumer complaints?

FinCo Services Inc DBA Current has a 93% timely response rate to CFPB complaints.

In how many states does FinCo Services Inc DBA Current operate?

FinCo Services Inc DBA Current has received CFPB complaints from consumers in 17 states, with the most complaints from New York (4 complaints).

This data comes from the CFPB Consumer Complaint Database and reflects consumer complaints, not proven violations.

FinCo Services Inc DBA Current - Debt Collector Complaint Profile

CFPB complaint profile across 17 states, reputation grade D.

Compiled by PlainCollector

Attempts to collect debt not owed

16
False statements or representation

7
Took or threatened to take negative or legal action

5
Written notification about debt

2
Communication tactics

1
Electronic communications

1

Data updated September 2026

CFPB complaint disposition

CCDB record finco-services-inc-dba-current FinCo Services Inc DBA Current

Grade D · 32 CFPB filings · 93% timely · lead issue: Attempts to collect debt not owed · vol #1492 · compose #3697

VOL 32
GRADE D
12MO 23
STATES 17
TIMELY 93%
ISSUE Attempts to collect debt n…
RANK #1,492
COMPOSE #3,697

Volume peers

Nearest volume peer: ADR ARBITRATION SERVICES (Closed) (32 complaints)

CFPB complaint volume neighbourhood (this collector + nearest volume peers)

FinCo Services Inc DBA Current's 32 CFPB complaints sit next to ADR ARBITRATION SERVICES (Closed) on the volume neighbourhood; peer NAMES stay, and disposition VALUES are this collector's. Grades compare collectors to each other - a complaint is a filing, not a proven violation. How to read a complaint count →

Distributed filing map

FinCo Services Inc DBA Current spreads filings across 17 states - New York leads at only 12.5%

Despite a broad state map, FinCo Services Inc DBA Current still sits volume #1,492 against composite #3,697 - the two RankMaps diverge by 2,205 places. Corpus placement method.

Most-even geography: Lead state under 15%; New York still leads at 12.5% across 17 states
Spike month: 2020-03 20.0%; 8 filings that month · spiky (≥15% of series)
Divergent corpus ranks: #1,492 volume; #3,697 composite; Cleanest-composite ladder is 2,205 places worse than volume

How does FinCo Services Inc DBA Current compare to its peers?

How does FinCo Services Inc DBA Current compare? Versus a similar-volume peer and the national average (collectors with ≥50 total complaints), drawn from 10 collectors with a comparable complaint count

FinCo Services Inc DBA… National average

Complaints (last 12 mo)lower is better

268

Timely-response ratehigher is better

93%

97%

91%

Consumer-dispute ratelower is better

50%

19%

Source: CFPB Consumer Complaint Database.

Complaint Trend (24 months)

2019-11 2020-06

Issue Detail Breakdown

Issue	Complaints
Attempts to collect debt not owed	16
False statements or representation	7
Took or threatened to take negative or legal action	5
Written notification about debt	2
Communication tactics	1
Electronic communications	1

Where do complaints against FinCo Services Inc DBA Current come from?

FinCo Services Inc DBA Current's own per-state count, not a national baseline.

New York

4
Texas

4
Florida

3
Georgia

3
Pennsylvania

3
Alabama

2
California

2
Nevada

2

Compare beyond geography

Nationwide peers by volume & timely response

Two PlainCollector-derived comparison paths for FinCo Services Inc DBA Current: nearest all-time CFPB complaint volume and nearest CFPB timely-response rate among collectors with at least 100 logged complaints. State breakdowns above stay geographic; these neighborhoods vary by metric.

Similar filing volume

Nearest collectors by total CFPB complaints. This record: 32.

4 peers

Know your rights before responding to FinCo Services Inc DBA Current: FDCPA rights guide · debt validation letter · rights library.

Data sourced from the CFPB Consumer Complaint Database. See our methodology for details. Retrieved and formatted by PlainCollector

According to the Consumer Financial Protection Bureau's Consumer Complaint Database, 1,139,236 debt collection complaints are represented in the current PlainCollector snapshot. See our methodology for how PlainCollector computes each company's reputation grade from this data.

Every figure on PlainCollector is rendered directly from federal source data, no number is typed in by an editor. This page draws directly on federal source data, no figure is typed in by an editor. See our editorial standards & corrections policy, the methodology behind these numbers, or report a data error.