What is the most common complaint against Gragil Associates, Inc.?

The most common issue consumers report about Gragil Associates, Inc. is "Cont'd attempts collect debt not owed", specifically "Debt was paid". This is based on 49 complaints filed with the CFPB.

Are complaints against Gragil Associates, Inc. increasing or decreasing?

Complaints against Gragil Associates, Inc. are falling. The company received 0 complaints in the last 12 months, showing improvement over prior periods.

What is Gragil Associates, Inc.'s reputation grade?

Gragil Associates, Inc. has a reputation grade of F (score: 42.5/100), PlainCollector's composite letter grade blending complaint volume, response timeliness, dispute rate, and complaint trend.

Does Gragil Associates, Inc. respond to consumer complaints?

Gragil Associates, Inc. has a 47% timely response rate to CFPB complaints. Consumers disputed the company's response in 15% of cases.

In how many states does Gragil Associates, Inc. operate?

Gragil Associates, Inc. has received CFPB complaints from consumers in 8 states, with the most complaints from Massachusetts (24 complaints).

This data comes from the CFPB Consumer Complaint Database and reflects consumer complaints, not proven violations.

Gragil Associates, Inc. - Debt Collector Complaint Profile

CFPB complaint profile across 8 states, reputation grade F.

Compiled by PlainCollector

Cont'd attempts collect debt not owed

16
Written notification about debt

8
Disclosure verification of debt

8
Attempts to collect debt not owed

7
Communication tactics

6
False statements or representation

3

Data updated September 2026

CFPB complaint disposition

CCDB record gragil-associates-inc Gragil Associates, Inc.

Grade F · 49 CFPB filings · 47% timely · lead issue: Cont'd attempts collect debt not owed · vol #1204 · compose #4832

VOL 49
GRADE F
12MO 0
STATES 8
TIMELY 47%
DISPUTE 15%
ISSUE Cont'd attempts collect de…
RANK #1,204
COMPOSE #4,832

Volume peers

Nearest volume peer: Account Recovery Specialists, Inc. (49 complaints)

CFPB complaint volume neighbourhood (this collector + nearest volume peers)

Gragil Associates, Inc.'s 49 CFPB complaints sit next to Account Recovery Specialists, Inc. on the volume neighbourhood; peer NAMES stay, and disposition VALUES are this collector's. Grades compare collectors to each other - a complaint is a filing, not a proven violation. How to read a complaint count →

State-heavy filing map

49.0% of Gragil Associates, Inc.'s CFPB filings land in Massachusetts

High volume does not equal a clean composite: Gragil Associates, Inc. is volume #1,204 but composite #4,832, while Massachusetts dominates the geography. Corpus placement method.

Dominant state: Massachusetts 49.0%; 24 of 49 filings · 8 states touched
Seasonal peak: 2025-03 11.9%; 8–15% band · 7 filings
Divergent corpus ranks: #1,204 volume; #4,832 composite; Cleanest-composite ladder is 3,628 places worse than volume

How does Gragil Associates, Inc. compare to its peers?

How does Gragil Associates, Inc. compare? Versus a similar-volume peer and the national average (collectors with ≥50 total complaints), drawn from 10 collectors with a comparable complaint count

Gragil Associates, Inc… National average

Complaints (last 12 mo)lower is better

268

Timely-response ratehigher is better

47%

100%

91%

Consumer-dispute ratelower is better

15%

19%

Source: CFPB Consumer Complaint Database.

Complaint Trend (24 months)

2023-11 2026-02

Issue Detail Breakdown

Issue	Complaints
Cont'd attempts collect debt not owed	16
Written notification about debt	8
Disclosure verification of debt	8
Attempts to collect debt not owed	7
Communication tactics	6
False statements or representation	3
Took or threatened to take negative or legal action	1

Where do complaints against Gragil Associates, Inc. come from?

Gragil Associates, Inc.'s own per-state count, not a national baseline.

Massachusetts

24
New Hampshire

12
Vermont

8
Florida

1
Maine

1
Minnesota

1
Montana

1
New York

1

Compare beyond geography

Nationwide peers by volume & timely response

Two PlainCollector-derived comparison paths for Gragil Associates, Inc.: nearest all-time CFPB complaint volume and nearest CFPB timely-response rate among collectors with at least 100 logged complaints. State breakdowns above stay geographic; these neighborhoods vary by metric.

Similar filing volume

Nearest collectors by total CFPB complaints. This record: 49.

4 peers

Know your rights before responding to Gragil Associates, Inc.: FDCPA rights guide · debt validation letter · rights library.

Data sourced from the CFPB Consumer Complaint Database. See our methodology for details. Retrieved and formatted by PlainCollector

According to the Consumer Financial Protection Bureau's Consumer Complaint Database, 1,139,236 debt collection complaints are represented in the current PlainCollector snapshot. See our methodology for how PlainCollector computes each company's reputation grade from this data.

Every figure on PlainCollector is rendered directly from federal source data, no number is typed in by an editor. This page draws directly on federal source data, no figure is typed in by an editor. See our editorial standards & corrections policy, the methodology behind these numbers, or report a data error.