State complaint profile

Debt collection complaints in Minnesota

8,502 CFPB complaints filed against 835 debt collectors active in Minnesota.

Complaints
8,502
Collectors
835
Top collector
Encore Capital Group Inc.

This data comes from the CFPB Consumer Complaint Database and reflects consumer complaints, not proven violations.

Minnesota at a glance

Minnesota consumers have filed 8,502 CFPB debt-collection complaints against 835 collectors.

8,502
CFPB complaints filed
835
collectors active here
#1
most-complained: Encore Capital Group Inc.

State-of-residence is the consumer's address at filing, not the collector's. A complaint is a consumer filing, not a proven violation.

Insights: Debt Collection in Minnesota

Minnesota filings are dispersed: the top three collectors hold only 0% of 8,502 complaints.

Mid-volume states still host national debt buyers with rising recent filings. Read the concentration chart against the peer states before treating the #1 name as structural.

The collector with the most complaints from Minnesota residents in this extract is Encore Capital Group Inc. (0% of filings sit in the top three names). A complaint is a consumer filing, not a proven violation.

Active Debt Collectors - Page 12

Sorted by most complaints

Capital Recovery Corporation

B
1 total complaints → stable

CarMax, Inc.

C
1 total complaints ↑ rising

Carmichael & Frost LLC

D
1 total complaints ↑ rising

Central States Recovery, Inc.

C
1 total complaints ↓ falling

Certegy Holdings, LLC

D
1 total complaints ↓ falling

Chainlink Services LLC

D
1 total complaints ↑ rising

Cherry Creek Strategic Advisors, LLC

C
1 total complaints ↓ falling

Citi Management Group, LLC

F
1 total complaints ↓ falling

Clarity Debt Resolution, Inc

A
1 total complaints ↑ rising

Clasp Group, Inc.

B
1 total complaints ↑ rising

Clear Recovery, Inc.

C
1 total complaints ↓ falling

Climb Credit Inc.

D
1 total complaints ↑ rising

Coastline Financial Resources, LLC

F
1 total complaints ↓ falling

Collection Attorneys USA LLC

D
1 total complaints ↑ rising

Collection Bureau Services, Inc.

D
1 total complaints ↓ falling

Collection Bureau of the Hudson Valley, Inc.

D
1 total complaints ↓ falling

Collection Management Holdings, LLC

F
1 total complaints ↑ rising

Collection Technology Incorporated

C
1 total complaints ↓ falling

Columbia Collection Service, Inc.

F
1 total complaints ↓ falling

CommonBond, Inc.

D
1 total complaints → stable

Community Health Investment Company, LLC.

D
1 total complaints ↓ falling

Continental Finance Company, LLC

C
1 total complaints ↑ rising

Convergys

C
1 total complaints ↓ falling

Credit Bureau Data, Inc.

D
1 total complaints ↓ falling

Credit Bureau Services Association

D
1 total complaints → stable

Credit Card Acquisitions Group

F
1 total complaints ↑ rising

Credit Collection Partners, Inc.

C
1 total complaints ↓ falling

Credit Collections Services, Inc.

B
1 total complaints ↓ falling

Credit Counsel, Inc.

C
1 total complaints → stable

Credit Plus Inc

B
1 total complaints ↓ falling

Credit Service Company, INC

D
1 total complaints ↓ falling

Credit Solutions, LLC (KY)

C
1 total complaints ↓ falling

CreditNinja Lending, LLC

D
1 total complaints ↑ rising

D2 Management LLC

D
1 total complaints → stable

DCN Holdings Inc.

F
1 total complaints ↓ falling

Deval LLC

A
1 total complaints ↓ falling

Dakota Bluff Financial, LLC

A
1 total complaints ↓ falling

Data and Contact Management Solutions, LLC

C
1 total complaints ↓ falling

Debt Co LLC

D
1 total complaints ↑ rising

Debt Collectors International, Inc.

D
1 total complaints ↑ rising

Deinde Online Services, LLC

F
1 total complaints ↑ rising

Delivery Financial Services, LLC

D
1 total complaints ↓ falling

Delray Capital, LLC

D
1 total complaints ↓ falling

Delta Management Associates, Inc.

D
1 total complaints ↓ falling

Delta Outsource Group, Inc.

B
1 total complaints ↓ falling

DigniFi

D
1 total complaints ↑ rising

Doxo, Inc.

B
1 total complaints ↓ falling

DriveTime

C
1 total complaints → stable

Duncan Solutions, lnc.

D
1 total complaints ↓ falling

Eagle Accounts Group, Inc.

C
1 total complaints ↓ falling

If a collector is contacting you in Minnesota

Start with the federal complaint record, then verify any state-law question with an official source.

  • Check the collector's national record and grade before you respond or pay. Browse rankings
  • Demand written debt validation within 30 days of first contact. Validation letter
  • Use the CFPB complaint process and check official Minnesota resources for state-specific options. Your rights

Complaint volume reflects consumer filings, not collector misconduct or a legal conclusion. This is not legal advice.

Read our methodology - how this data is sourced, computed, and verified.

Read with Minnesota

Data sourced from the CFPB Consumer Complaint Database. See our methodology for details. Retrieved and formatted by PlainCollector

According to the Consumer Financial Protection Bureau's Consumer Complaint Database, 1,139,236 debt collection complaints are represented in the current PlainCollector snapshot. See our methodology for how PlainCollector computes each company's reputation grade from this data.

Filing a Complaint as a Minnesota Resident

Three parallel channels apply in Minnesota: the CFPB complaint form (powers this dataset), the Minnesota attorney general's consumer protection division, and the state banking-and-finance regulator. Prefer the CFPB first for a public record and required company response within 15 days. Open the CFPB complaint form.