What is the most common complaint against Credit Collections Services, Inc.?

The most common issue consumers report about Credit Collections Services, Inc. is "Took or threatened to take negative or legal action", specifically "Threatened or suggested your credit would be damaged". This is based on 3 complaints filed with the CFPB.

Are complaints against Credit Collections Services, Inc. increasing or decreasing?

Complaints against Credit Collections Services, Inc. are falling. The company received 0 complaints in the last 12 months, showing improvement over prior periods.

What is Credit Collections Services, Inc.'s reputation grade?

Credit Collections Services, Inc. has a reputation grade of B (score: 71.6/100), PlainCollector's composite letter grade blending complaint volume, response timeliness, dispute rate, and complaint trend.

Does Credit Collections Services, Inc. respond to consumer complaints?

Credit Collections Services, Inc. has a 67% timely response rate to CFPB complaints. Consumers disputed the company's response in 0% of cases.

In how many states does Credit Collections Services, Inc. operate?

Credit Collections Services, Inc. has received CFPB complaints from consumers in 2 states, with the most complaints from South Dakota (2 complaints).

This data comes from the CFPB Consumer Complaint Database and reflects consumer complaints, not proven violations.

Credit Collections Services, Inc. - Debt Collector Complaint Profile

CFPB complaint profile across 2 states, reputation grade B.

Compiled by PlainCollector

Took or threatened to take negative or legal action

2
Cont'd attempts collect debt not owed

1

Data updated September 2026

CFPB complaint disposition

CCDB record credit-collections-services-inc Credit Collections Services, Inc.

Grade B · 3 CFPB filings · 67% timely · lead issue: Took or threatened to take negative or legal action · vol #3632 · compose #1171

VOL 3
GRADE B
12MO 0
STATES 2
TIMELY 67%
DISPUTE 0%
ISSUE Took or threatened to take…
RANK #3,632
COMPOSE #1,171

Volume peers

Nearest volume peer: 950 Credit Inc (3 complaints)

CFPB complaint volume neighbourhood (this collector + nearest volume peers)

Credit Collections Services, Inc.'s 3 CFPB complaints sit next to 950 Credit Inc on the volume neighbourhood; peer NAMES stay, and disposition VALUES are this collector's. Grades compare collectors to each other - a complaint is a filing, not a proven violation. How to read a complaint count →

State-heavy filing map

66.7% of Credit Collections Services, Inc.'s CFPB filings land in South Dakota

High volume does not equal a clean composite: Credit Collections Services, Inc. is volume #3,632 but composite #1,171, while South Dakota dominates the geography. Corpus placement method.

Dominant state: South Dakota 66.7%; 2 of 3 filings · 2 states touched
Spike month: 2015-07 16.7%; 1 filings that month · spiky (≥15% of series)
Divergent corpus ranks: #3,632 volume; #1,171 composite; Cleanest-composite ladder is 2,461 places better than volume

How does Credit Collections Services, Inc. compare to its peers?

How does Credit Collections Services, Inc. compare? Versus a similar-volume peer and the national average (collectors with ≥50 total complaints), drawn from 10 collectors with a comparable complaint count

Credit Collections Ser… National average

Complaints (last 12 mo)lower is better

268

Timely-response ratehigher is better

67%

100%

91%

Consumer-dispute ratelower is better

19%

Source: CFPB Consumer Complaint Database.

Complaint Trend (24 months)

2015-07 2026-02

Issue Detail Breakdown

Issue	Complaints
Took or threatened to take negative or legal action	2
Cont'd attempts collect debt not owed	1

Where do complaints against Credit Collections Services, Inc. come from?

Credit Collections Services, Inc.'s own per-state count, not a national baseline.

South Dakota

2
Minnesota

1

Compare beyond geography

Nationwide peers by volume & timely response

Two PlainCollector-derived comparison paths for Credit Collections Services, Inc.: nearest all-time CFPB complaint volume and nearest CFPB timely-response rate among collectors with at least 100 logged complaints. State breakdowns above stay geographic; these neighborhoods vary by metric.

Similar filing volume

Nearest collectors by total CFPB complaints. This record: 3.

4 peers

Know your rights before responding to Credit Collections Services, Inc.: FDCPA rights guide · debt validation letter · rights library.

Data sourced from the CFPB Consumer Complaint Database. See our methodology for details. Retrieved and formatted by PlainCollector

According to the Consumer Financial Protection Bureau's Consumer Complaint Database, 1,139,236 debt collection complaints are represented in the current PlainCollector snapshot. See our methodology for how PlainCollector computes each company's reputation grade from this data.

Every figure on PlainCollector is rendered directly from federal source data, no number is typed in by an editor. This page draws directly on federal source data, no figure is typed in by an editor. See our editorial standards & corrections policy, the methodology behind these numbers, or report a data error.