What is the most common complaint against Credit Plus Inc?

The most common issue consumers report about Credit Plus Inc is "Cont'd attempts collect debt not owed", specifically "Debt is not mine". This is based on 14 complaints filed with the CFPB.

Are complaints against Credit Plus Inc increasing or decreasing?

Complaints against Credit Plus Inc are falling. The company received 0 complaints in the last 12 months, showing improvement over prior periods.

What is Credit Plus Inc's reputation grade?

Credit Plus Inc has a reputation grade of B (score: 65.0/100), PlainCollector's composite letter grade blending complaint volume, response timeliness, dispute rate, and complaint trend.

Does Credit Plus Inc respond to consumer complaints?

Credit Plus Inc has a 100% timely response rate to CFPB complaints. Consumers disputed the company's response in 29% of cases.

In how many states does Credit Plus Inc operate?

Credit Plus Inc has received CFPB complaints from consumers in 10 states, with the most complaints from Georgia (3 complaints).

This data comes from the CFPB Consumer Complaint Database and reflects consumer complaints, not proven violations.

Credit Plus Inc - Debt Collector Complaint Profile

CFPB complaint profile across 10 states, reputation grade B.

Compiled by PlainCollector

Cont'd attempts collect debt not owed

4
Attempts to collect debt not owed

3
Written notification about debt

3
Improper contact or sharing of info

2
Took or threatened to take negative or legal action

1
Disclosure verification of debt

1

Data updated September 2026

CFPB complaint disposition

CCDB record credit-plus-inc Credit Plus Inc

Grade B · 14 CFPB filings · 100% timely · lead issue: Cont'd attempts collect debt not owed · vol #2189 · compose #1793

VOL 14
GRADE B
12MO 0
STATES 10
TIMELY 100%
DISPUTE 29%
ISSUE Cont'd attempts collect de…
RANK #2,189
COMPOSE #1,793

Volume peers

Nearest volume peer: 4 Star Resolution LLC (Closed) (14 complaints)

CFPB complaint volume neighbourhood (this collector + nearest volume peers)

Credit Plus Inc's 14 CFPB complaints sit next to 4 Star Resolution LLC (Closed) on the volume neighbourhood; peer NAMES stay, and disposition VALUES are this collector's. Grades compare collectors to each other - a complaint is a filing, not a proven violation. How to read a complaint count →

Filing geometry

Georgia is the plurality state for Credit Plus Inc (21.4%)

Figures below come from this collector's company_states / company_monthly rows and corpus RankMaps. Corpus placement method.

Plurality state: Georgia 21.4%; Mid-band (15–30%) · 10 states with ≥1 filing
Seasonal peak: 2026-02 13.0%; 8–15% band · 3 filings
Corpus ranks: #2,189 volume; #1,793 composite; Among 5,420 volume-ranked / 5,278 scored collectors

How does Credit Plus Inc compare to its peers?

How does Credit Plus Inc compare? Versus a similar-volume peer and the national average (collectors with ≥50 total complaints), drawn from 10 collectors with a comparable complaint count

Credit Plus Inc National average

Complaints (last 12 mo)lower is better

268

Timely-response ratehigher is better

100%

93%

91%

Consumer-dispute ratelower is better

29%

17%

19%

Source: CFPB Consumer Complaint Database.

Complaint Trend (24 months)

2021-10 2026-03

Issue Detail Breakdown

Issue	Complaints
Cont'd attempts collect debt not owed	4
Attempts to collect debt not owed	3
Written notification about debt	3
Improper contact or sharing of info	2
Took or threatened to take negative or legal action	1
Disclosure verification of debt	1

Where do complaints against Credit Plus Inc come from?

Credit Plus Inc's own per-state count, not a national baseline.

Georgia

3
Pennsylvania

2
Texas

2
Arizona

1
Colorado

1
Florida

1
Idaho

1
Indiana

1

Compare beyond geography

Nationwide peers by volume & timely response

Two PlainCollector-derived comparison paths for Credit Plus Inc: nearest all-time CFPB complaint volume and nearest CFPB timely-response rate among collectors with at least 100 logged complaints. State breakdowns above stay geographic; these neighborhoods vary by metric.

Similar filing volume

Nearest collectors by total CFPB complaints. This record: 14.

4 peers

Know your rights before responding to Credit Plus Inc: FDCPA rights guide · debt validation letter · rights library.

Data sourced from the CFPB Consumer Complaint Database. See our methodology for details. Retrieved and formatted by PlainCollector

According to the Consumer Financial Protection Bureau's Consumer Complaint Database, 1,139,236 debt collection complaints are represented in the current PlainCollector snapshot. See our methodology for how PlainCollector computes each company's reputation grade from this data.

Every figure on PlainCollector is rendered directly from federal source data, no number is typed in by an editor. This page draws directly on federal source data, no figure is typed in by an editor. See our editorial standards & corrections policy, the methodology behind these numbers, or report a data error.