What is the most common complaint against Federal Adjustment Bureau, Inc.?

The most common issue consumers report about Federal Adjustment Bureau, Inc. is "Attempts to collect debt not owed", specifically "Debt is not yours". This is based on 182 complaints filed with the CFPB.

Are complaints against Federal Adjustment Bureau, Inc. increasing or decreasing?

Complaints against Federal Adjustment Bureau, Inc. have been stable. The company received 39 complaints in the last 12 months.

What is Federal Adjustment Bureau, Inc.'s reputation grade?

Federal Adjustment Bureau, Inc. has a reputation grade of D (score: 52.6/100), PlainCollector's composite letter grade blending complaint volume, response timeliness, dispute rate, and complaint trend.

Does Federal Adjustment Bureau, Inc. respond to consumer complaints?

Federal Adjustment Bureau, Inc. has a 87% timely response rate to CFPB complaints. Consumers disputed the company's response in 17% of cases.

In how many states does Federal Adjustment Bureau, Inc. operate?

Federal Adjustment Bureau, Inc. has received CFPB complaints from consumers in 15 states, with the most complaints from Ohio (149 complaints).

This data comes from the CFPB Consumer Complaint Database and reflects consumer complaints, not proven violations.

Federal Adjustment Bureau, Inc. - Debt Collector Complaint Profile

CFPB complaint profile across 15 states, reputation grade D.

Compiled by PlainCollector

Attempts to collect debt not owed

79
Written notification about debt

38
False statements or representation

26
Disclosure verification of debt

14
Took or threatened to take negative or legal action

9
Communication tactics

6

Data updated September 2026

CFPB complaint disposition

CCDB record federal-adjustment-bureau-inc Federal Adjustment Bureau, Inc.

Grade D · 182 CFPB filings · 87% timely · lead issue: Attempts to collect debt not owed · vol #584 · compose #3780

VOL 182
GRADE D
12MO 39
STATES 15
TIMELY 87%
DISPUTE 17%
ISSUE Attempts to collect debt n…
RANK #584
COMPOSE #3,780

Volume peers

Nearest volume peer: Absolute Recovery Services, LLC (182 complaints)

CFPB complaint volume neighbourhood (this collector + nearest volume peers)

Federal Adjustment Bureau, Inc.'s 182 CFPB complaints sit next to Absolute Recovery Services, LLC on the volume neighbourhood; peer NAMES stay, and disposition VALUES are this collector's. Grades compare collectors to each other - a complaint is a filing, not a proven violation. How to read a complaint count →

State-heavy filing map

81.9% of Federal Adjustment Bureau, Inc.'s CFPB filings land in Ohio

High volume does not equal a clean composite: Federal Adjustment Bureau, Inc. is volume #584 but composite #3,780, while Ohio dominates the geography. Corpus placement method.

Dominant state: Ohio 81.9%; 149 of 182 filings · 15 states touched
Seasonal peak: 2014-06 12.0%; 8–15% band · 3 filings
Divergent corpus ranks: #584 volume; #3,780 composite; Cleanest-composite ladder is 3,196 places worse than volume

How does Federal Adjustment Bureau, Inc. compare to its peers?

How does Federal Adjustment Bureau, Inc. compare? Versus a similar-volume peer and the national average (collectors with ≥50 total complaints), drawn from 10 collectors with a comparable complaint count

Federal Adjustment Bur… National average

Complaints (last 12 mo)lower is better

268

Timely-response ratehigher is better

87%

78%

91%

Consumer-dispute ratelower is better

17%

19%

Source: CFPB Consumer Complaint Database.

Complaint Trend (24 months)

2013-12 2019-06

Issue Detail Breakdown

Issue	Complaints
Attempts to collect debt not owed	79
Written notification about debt	38
False statements or representation	26
Disclosure verification of debt	14
Took or threatened to take negative or legal action	9
Communication tactics	6
Cont'd attempts collect debt not owed	6
Threatened to contact someone or share information improperly	3
Electronic communications	1

Where do complaints against Federal Adjustment Bureau, Inc. come from?

Federal Adjustment Bureau, Inc.'s own per-state count, not a national baseline.

Ohio

149
Florida

8
Louisiana

4
Michigan

4
Georgia

3
North Carolina

2
West Virginia

2
California

1

Compare beyond geography

Nationwide peers by volume & timely response

Two PlainCollector-derived comparison paths for Federal Adjustment Bureau, Inc.: nearest all-time CFPB complaint volume and nearest CFPB timely-response rate among collectors with at least 100 logged complaints. State breakdowns above stay geographic; these neighborhoods vary by metric.

Similar filing volume

Nearest collectors by total CFPB complaints. This record: 182.

4 peers

Similar timely response rate

Nearest collectors by CFPB 15-day timely-response %. This record: 87.34939759036145%.

4 peers

Know your rights before responding to Federal Adjustment Bureau, Inc.: FDCPA rights guide · debt validation letter · rights library.

Data sourced from the CFPB Consumer Complaint Database. See our methodology for details. Retrieved and formatted by PlainCollector

According to the Consumer Financial Protection Bureau's Consumer Complaint Database, 1,139,236 debt collection complaints are represented in the current PlainCollector snapshot. See our methodology for how PlainCollector computes each company's reputation grade from this data.

Every figure on PlainCollector is rendered directly from federal source data, no number is typed in by an editor. This page draws directly on federal source data, no figure is typed in by an editor. See our editorial standards & corrections policy, the methodology behind these numbers, or report a data error.