This data comes from the CFPB Consumer Complaint Database and reflects consumer complaints, not proven violations.

CFPB complaint data Grade D 182 complaints

Federal Adjustment Bureau, Inc. - Debt Collector Complaint Profile

CFPB complaint profile across 15 states, reputation grade D.

Complaints by issue type

What consumers report about Federal Adjustment Bureau, Inc.

complaints
Source CFPB Consumer Complaint Database
Subscribe to complaint changes (RSS)

Data updated September 2026

CFPB complaint disposition

CCDB record federal-adjustment-bureau-inc Federal Adjustment Bureau, Inc.

Grade D · 182 CFPB filings · 87% timely · lead issue: Attempts to collect debt not owed

  • VOL 182
  • GRADE D
  • 12MO 39
  • STATES 15
  • TIMELY 87%
  • DISPUTE 17%
  • ISSUE Attempts to collect debt n…
  • RANK #584
  • COMPOSE Not ranked

Volume peers

Nearest volume peer: Absolute Recovery Services, LLC (182 complaints)

Absolute Recovery Services, LLCAbsolute Recovery Services, …182American Adjustment Bureau,Inc.American Adjustment Bureau,I…182GMA Investments, LLCGMA Investments, LLC182Healthcare Collections-I, LLCHealthcare Collections-I, LLC182Federal Adjustment Bureau, Inc. (this)Federal Adjustment Bureau, I…182
CFPB complaint volume neighbourhood (this collector + nearest volume peers)

Federal Adjustment Bureau, Inc.'s 182 CFPB complaints sit next to Absolute Recovery Services, LLC on the volume neighbourhood; peer NAMES stay, and disposition VALUES are this collector's. Grades compare collectors to each other - a complaint is a filing, not a proven violation. How to read a complaint count →

How the 182 complaints break down

Every complaint issue type on record for Federal Adjustment Bureau, Inc., not just the top ones shown above.

Reputation score breakdown

D
Composite reputation score
52.6/100
Federal Adjustment Bureau, Inc.

Blends complaint volume, timely-response rate, dispute rate, and recent trend from the CFPB Consumer Complaint Database into one comparable 0-100 score. Not an official CFPB rating and not a finding of wrongdoing — see methodology for the exact formula.

Complaint volume F
182
Fewer complaints relative to graded peers scores higher; volume reflects footprint as much as conduct.
Timely response A
87%
Share of complaints answered inside the CFPB’s 15-day window.
Dispute rate A
17%
Share of company responses the consumer disputed as inadequate; lower is better.
Recent trend C
Stable
Whether the last 12 months of complaints are rising, stable, or falling vs the prior period.

State-heavy filing map

81.9% of Federal Adjustment Bureau, Inc.'s CFPB filings land in Ohio

Concentration is computed from this collector's company_states rows only, not a national baseline. Corpus placement method.

Dominant state
Ohio 81.9%
149 of 182 filings · 15 states touched
Seasonal peak
2014-06 12.0%
8–15% band · 3 filings
Corpus ranks
#584 volume
Composite not ranked (fewer than 200 complaints)
Volume rank among 5,420 collectors

How does Federal Adjustment Bureau, Inc. compare to its peers?

How does Federal Adjustment Bureau, Inc. compare? Versus a similar-volume peer and the national average (collectors with ≥50 total complaints), drawn from 10 collectors with a comparable complaint count
Federal Adjustment Bureau, Inc. National average
Complaints (last 12 mo)lower is better
39
60
268
Timely-response ratehigher is better
87%
78%
91%
Consumer-dispute ratelower is better
17%
0%
19%

Source: CFPB Consumer Complaint Database.

Response speed vs. dispute rate, among similar-volume collectors

Timely response and dispute rate track only weakly together nationally (r=0.22 among collectors with 5+ complaints): answering promptly does not reliably buy Federal Adjustment Bureau, Inc. a lower dispute rate.

Source: CFPB Consumer Complaint Database 2×2 strategic matrix plotting 11 entities by Timely response rate (%) (X) and Dispute rate (%) (Y), with a crosshair dividing the plot into four quadrants. Responsive but disputedSlow & disputedResponsive & trustedSlow but undisputed 40%60%80%100%120% 0%10%20%30%40%50% Timely response rate (%) Dispute rate (%) Federal Adjustment Bureau, Inc. vs. 10 similar-volume peers, by response speed and dispute rate Federal Adjustment Bureau, Inc.Absolute Recovery Services, LLCGMA Investments, LLCAMERICAN ADJUSTMENT BUREAU,INC.Healthcare Collections-I, LLCMarlette Funding, LLCSECURITY CREDIT SYSTEMS INCThe Stark Collection Agency, Inc.Midwest Fidelity Services, LLCARC Management Group, LLCApelles, LLC
Source: CFPB Consumer Complaint Database

Federal Adjustment Bureau, Inc.'s complaint volume in context

Federal Adjustment Bureau, Inc. vs all collectors by complaint volume

Where this collector's total CFPB complaint count sits among every tracked debt collector (volume, not a quality ranking)

182 Top 11% higher than 89% of 5,420 collectors

0–20: 3,504 collectors (65%). Below this entry. 20–40: 565 collectors (10%). Below this entry. 40–60: 260 collectors (5%). Below this entry. 60–80: 163 collectors (3%). Below this entry. 80–100: 112 collectors (2%). Below this entry. 100–120: 63 collectors (1%). Below this entry. 120–140: 67 collectors (1%). Below this entry. 140–160: 53 collectors (1%). Below this entry. 160–180: 42 collectors (1%). Below this entry. 180–200: 55 collectors (1%). This entry sits in this band. 200–220: 536 collectors (10%). Above this entry. Federal Adjustment Bureau, Inc. 0 220 tracked debt collectors, bucketed by value

Each bar is a band; taller bars hold more collectors. The dashed line + filled bar mark this entry. Hover or tap any bar for its full count, share, and where it sits relative to this entry.

Source CFPB Consumer Complaint Database · September 2026

Complaint Trend (24 months)

Stable →
2013-12 2019-06

Issue Detail Breakdown

Issue Complaints
Attempts to collect debt not owed
79
Written notification about debt
38
False statements or representation
26
Disclosure verification of debt
14
Took or threatened to take negative or legal action
9
Communication tactics
6
Cont'd attempts collect debt not owed
6
Threatened to contact someone or share information improperly
3
Electronic communications
1

Where do complaints against Federal Adjustment Bureau, Inc. come from?

Federal Adjustment Bureau, Inc.'s own per-state count, not a national baseline.

Top states by complaints against Federal Adjustment Bureau, Inc.

Across 15 states with at least one filing

complaints
Source CFPB Consumer Complaint Database

Compare beyond geography

Nationwide peers by volume & timely response

Two PlainCollector-derived comparison paths for Federal Adjustment Bureau, Inc.: nearest all-time CFPB complaint volume and nearest CFPB timely-response rate among collectors with at least 100 logged complaints. State breakdowns above stay geographic; these neighborhoods vary by metric.

Similar filing volume

Nearest collectors by total CFPB complaints. This record: 182.

4 peers

Similar timely response rate

Nearest collectors by CFPB 15-day timely-response %. This record: 87.34939759036145%.

4 peers

Know your rights before responding to Federal Adjustment Bureau, Inc.: FDCPA rights guide · debt validation letter · rights library.

Data sourced from the CFPB Consumer Complaint Database. See our methodology for details. Retrieved and formatted by PlainCollector

According to the Consumer Financial Protection Bureau's Consumer Complaint Database, 1,139,236 debt collection complaints are represented in the current PlainCollector snapshot. See our methodology for how PlainCollector computes each company's reputation grade from this data.

Every figure on PlainCollector is rendered directly from federal source data, no number is typed in by an editor. This page draws directly on federal source data, no figure is typed in by an editor. See our editorial standards & corrections policy, the methodology behind these numbers, or report a data error.