What is the most common complaint against Holloway Credit Solutions?

The most common issue consumers report about Holloway Credit Solutions is "Attempts to collect debt not owed", specifically "Debt is not yours". This is based on 322 complaints filed with the CFPB.

Are complaints against Holloway Credit Solutions increasing or decreasing?

Complaints against Holloway Credit Solutions are falling. The company received 37 complaints in the last 12 months, showing improvement over prior periods.

What is Holloway Credit Solutions's reputation grade?

Holloway Credit Solutions has a reputation grade of D (score: 53.7/100), PlainCollector's composite letter grade blending complaint volume, response timeliness, dispute rate, and complaint trend.

Does Holloway Credit Solutions respond to consumer complaints?

Holloway Credit Solutions has a 100% timely response rate to CFPB complaints. Consumers disputed the company's response in 23% of cases.

In how many states does Holloway Credit Solutions operate?

Holloway Credit Solutions has received CFPB complaints from consumers in 18 states, with the most complaints from Alabama (241 complaints).

This data comes from the CFPB Consumer Complaint Database and reflects consumer complaints, not proven violations.

Holloway Credit Solutions - Debt Collector Complaint Profile

CFPB complaint profile across 18 states, reputation grade D.

Compiled by PlainCollector

Attempts to collect debt not owed

138
Written notification about debt

57
False statements or representation

33
Cont'd attempts collect debt not owed

21
Disclosure verification of debt

21
Communication tactics

19

Data updated September 2026

CFPB complaint disposition

CCDB record holloway-credit-solutions Holloway Credit Solutions

Grade D · 322 CFPB filings · 100% timely · lead issue: Attempts to collect debt not owed · vol #383 · compose #3606

VOL 322
GRADE D
12MO 37
STATES 18
TIMELY 100%
DISPUTE 23%
ISSUE Attempts to collect debt n…
RANK #383
COMPOSE #3,606

Volume peers

Nearest volume peer: Ideal Collection Services, Inc. (322 complaints)

CFPB complaint volume neighbourhood (this collector + nearest volume peers)

Holloway Credit Solutions's 322 CFPB complaints sit next to Ideal Collection Services, Inc. on the volume neighbourhood; peer NAMES stay, and disposition VALUES are this collector's. Grades compare collectors to each other - a complaint is a filing, not a proven violation. How to read a complaint count →

State-heavy filing map

74.8% of Holloway Credit Solutions's CFPB filings land in Alabama

High volume does not equal a clean composite: Holloway Credit Solutions is volume #383 but composite #3,606, while Alabama dominates the geography. Corpus placement method.

Dominant state: Alabama 74.8%; 241 of 322 filings · 18 states touched
Seasonal peak: 2026-01 11.2%; 8–15% band · 29 filings
Divergent corpus ranks: #383 volume; #3,606 composite; Cleanest-composite ladder is 3,223 places worse than volume

How does Holloway Credit Solutions compare to its peers?

How does Holloway Credit Solutions compare? Versus a similar-volume peer and the national average (collectors with ≥50 total complaints), drawn from 10 collectors with a comparable complaint count

Holloway Credit Soluti… National average

Complaints (last 12 mo)lower is better

268

Timely-response ratehigher is better

100%

91%

Consumer-dispute ratelower is better

23%

43%

19%

Source: CFPB Consumer Complaint Database.

Complaint Trend (24 months)

2024-04 2026-03

Issue Detail Breakdown

Issue	Complaints
Attempts to collect debt not owed	138
Written notification about debt	57
False statements or representation	33
Cont'd attempts collect debt not owed	21
Disclosure verification of debt	21
Communication tactics	19
Took or threatened to take negative or legal action	17
Electronic communications	9
Improper contact or sharing of info	5
Threatened to contact someone or share information improperly	2

Where do complaints against Holloway Credit Solutions come from?

Holloway Credit Solutions's own per-state count, not a national baseline.

Alabama

241
Georgia

29
Florida

16
California

11
Louisiana

6
Texas

3
District of Columbia

2
South Carolina

2

Compare beyond geography

Nationwide peers by volume & timely response

Two PlainCollector-derived comparison paths for Holloway Credit Solutions: nearest all-time CFPB complaint volume and nearest CFPB timely-response rate among collectors with at least 100 logged complaints. State breakdowns above stay geographic; these neighborhoods vary by metric.

Similar filing volume

Nearest collectors by total CFPB complaints. This record: 322.

4 peers

Similar timely response rate

Nearest collectors by CFPB 15-day timely-response %. This record: 99.67845659163987%.

4 peers

Know your rights before responding to Holloway Credit Solutions: FDCPA rights guide · debt validation letter · rights library.

Data sourced from the CFPB Consumer Complaint Database. See our methodology for details. Retrieved and formatted by PlainCollector

According to the Consumer Financial Protection Bureau's Consumer Complaint Database, 1,139,236 debt collection complaints are represented in the current PlainCollector snapshot. See our methodology for how PlainCollector computes each company's reputation grade from this data.

Every figure on PlainCollector is rendered directly from federal source data, no number is typed in by an editor. This page draws directly on federal source data, no figure is typed in by an editor. See our editorial standards & corrections policy, the methodology behind these numbers, or report a data error.