State complaint profile
Debt collection complaints in Florida
124,524 CFPB complaints filed against 2,279 debt collectors active in Florida.
- Complaints
- 124,524
- Collectors
- 2,279
- Top collector
- Encore Capital Group Inc.
This data comes from the CFPB Consumer Complaint Database and reflects consumer complaints, not proven violations.
Florida at a glance
Florida consumers have filed 124,524 CFPB debt-collection complaints against 2,279 collectors.
- 124,524
- CFPB complaints filed
- 2,279
- collectors active here
- #1
- most-complained: Encore Capital Group Inc.
State-of-residence is the consumer's address at filing, not the collector's. A complaint is a consumer filing, not a proven violation.
Insights: Debt Collection in Florida
Florida filings are dispersed: the top three collectors hold only 0% of 124,524 complaints.
This is a dense end-of-ladder state. National debt buyers and the three credit bureaus usually dominate the chart above; use the state mix to see whether one buyer or bureau is over-indexed relative to volume peers before reading the national grade curve.
The collector with the most complaints from Florida residents in this extract is Encore Capital Group Inc. (0% of filings sit in the top three names). A complaint is a consumer filing, not a proven violation.
Active Debt Collectors - Page 14
Sorted by most complaintsScherr & McClure
CSenex Services Corp.
FSurf Consultants, Inc.
CTidewater Finance Company, Inc.
CThe Thomas Agency, Inc.
FTop Asset Solutions, LLC
BAUSSRQ Holdings, LLC
FAllgate Financial, LLC
CAssociation Capital Resources, LLC
FBonneville Billing and Collections
DCIG Financial LLC
DCommunity Choice Financial, Inc.
DCapital Collection Management LLC
DCentral Research Inc
DCommercial Acceptance Company
DConcord Resolution Inc (Closed)
FDesigned Receivable Solutions, Inc.
DEagle Accounts Group, Inc.
CFlagstar Bank, N.A.
CKashable LLC
DMedical Business Consultants, Inc
FMNE Services, Inc
DMed-1 Solutions, LLC
FNational Auto Lenders, Inc.
BProfessional Service Bureau
BR.M. Galicia, Inc.
DROC Asset Solutions, LLC
FRent Recover, LLC
FRevenue Recovery Corporation
DState Farm Bank, FSB
DSelene Finance LP
DSnap Recovery, Inc.
DStatebridge Company
CSuburban Credit Corporation
DThe Best Service Co.,Inc
DUnited Student Aid (USA) Funds
CAll Debt Solutions Inc. dba: 1st Class Agency
DAssured Financial Partners
CBallybunion Enterprises, Inc
DBusiness Law Group, P.A.
FClimb Credit Inc.
DConsumer Financial Services
BCredit International Corporation
CDCN Holdings Inc.
FDebt Collectors International, Inc.
DEverest Receivable Services Inc.
CExpress Recovery Services, Inc.
DFulton Friedman & Gullace LLP
CHigh Point Asset Inc
FJames E. Albertelli, P.A., a Florida professional association
BIf a collector is contacting you in Florida
High-volume states still start with the federal record, then verify any state-law question with an official source.
- Start with the densest Florida names on the chart, then open each national record before you respond or pay. Browse rankings
- Demand written debt validation within 30 days of first contact - high-volume states see the same FDCPA clock. Validation letter
- File with the CFPB first (public record + 15-day company reply), then check official Florida AG channels if needed. Your rights
Complaint volume reflects consumer filings, not collector misconduct or a legal conclusion. This is not legal advice.
Read our methodology - how this data is sourced, computed, and verified.
Read with Florida
- Encore Capital Group Inc. Leads Florida complaint volume in this extract
- California complaint profile Nearest volume peer (112,020 complaints)
- Georgia complaint profile Nearest volume peer (85,576 complaints)
- States by complaint volume Florida sits in the dense end of the state ladder
- Debt validation letter High filing volume - written validation is the usual first step
- Compare collectors side-by-side Check response rates for the agencies contacting Florida residents
According to the Consumer Financial Protection Bureau's Consumer Complaint Database, 1,139,236 debt collection complaints are represented in the current PlainCollector snapshot. See our methodology for how PlainCollector computes each company's reputation grade from this data.
Filing a Complaint as a Florida Resident
Florida's dense filing book means the CFPB channel at consumerfinance.gov/complaint is usually the fastest public-record path (15-day company reply). Parallel options: the Florida attorney general's consumer division and the state banking-and-finance regulator that may license collectors here. Open the CFPB complaint form.
| Publisher | PlainCollector |
| Sources | the CFPB Consumer Complaint Database |