State complaint profile

Debt collection complaints in Colorado

11,327 CFPB complaints filed against 1,057 debt collectors active in Colorado.

Complaints
11,327
Collectors
1,057
Top collector
Encore Capital Group Inc.

This data comes from the CFPB Consumer Complaint Database and reflects consumer complaints, not proven violations.

Colorado at a glance

Colorado consumers have filed 11,327 CFPB debt-collection complaints against 1,057 collectors.

11,327
CFPB complaints filed
1,057
collectors active here
#1
most-complained: Encore Capital Group Inc.

State-of-residence is the consumer's address at filing, not the collector's. A complaint is a consumer filing, not a proven violation.

Insights: Debt Collection in Colorado

Colorado filings are dispersed: the top three collectors hold only 0.1% of 11,327 complaints.

Mid-volume states still host national debt buyers with rising recent filings. Read the concentration chart against the peer states before treating the #1 name as structural.

The collector with the most complaints from Colorado residents in this extract is Encore Capital Group Inc. (0.1% of filings sit in the top three names). A complaint is a consumer filing, not a proven violation.

Active Debt Collectors - Page 12

Sorted by most complaints

Integrated Recovery Services

F
2 total complaints ↓ falling

Integrity Solution Services, Inc.

C
2 total complaints ↓ falling

International Computer Systems, Inc.

D
2 total complaints → stable

JTM Capital Management, LLC

F
2 total complaints ↓ falling

KBR Inc DBA Rash Curtis & Associates

F
2 total complaints ↓ falling

Kings Credit Services

C
2 total complaints ↓ falling

Kashia Services

D
2 total complaints ↓ falling

Kirkland Asset Management LLC

D
2 total complaints ↓ falling

LCS Financial Services Corporation

C
2 total complaints → stable

Lake City Credit

F
2 total complaints ↓ falling

Love, Beal & Nixon, P.C.

D
2 total complaints ↓ falling

M&T Bank Corporation

C
2 total complaints → stable

M.A.R.S., Inc.

D
2 total complaints → stable

Mechanics Bank

D
2 total complaints ↑ rising

MNE Services, Inc

D
2 total complaints ↓ falling

Mountain America Federal Credit Union

D
2 total complaints ↑ rising

Marauder Corporation

F
2 total complaints ↑ rising

Medical Society Business Services, Inc.

D
2 total complaints ↓ falling

Mercedes Benz Financial Services

D
2 total complaints ↑ rising

Merchants and Professional Bureau, Inc.

D
2 total complaints ↓ falling

Metacorp LLC

C
2 total complaints → stable

Mnet Financial Inc

C
2 total complaints → stable

MoneyLion Inc.

F
2 total complaints ↑ rising

Nissan Motor Acceptance Company LLC

C
2 total complaints → stable

NPAS, Inc.

D
2 total complaints → stable

National Consumer Telecom & Utilities Exchange, Inc.

D
2 total complaints ↑ rising

National Recoveries, Inc.

C
2 total complaints ↓ falling

Nationwide Capital Services, LLC

F
2 total complaints ↑ rising

Nationwide Credit Corporation

C
2 total complaints → stable

Nevada Credico, Inc.

D
2 total complaints ↓ falling

Northwood Asset Management Group

C
2 total complaints ↓ falling

Oliphant Financial, LLC

D
2 total complaints ↓ falling

Oklahoma Student Loan Authority

C
2 total complaints ↓ falling

Orions Management Group, LLC

D
2 total complaints → stable

Pinnacle Recovery, Inc.

D
2 total complaints ↓ falling

Paradigm Assets, LLC

D
2 total complaints ↓ falling

Paramount Recovery Systems, L.P.

D
2 total complaints ↓ falling

Payment Resolution Services

C
2 total complaints ↑ rising

Peterson Young P.C., d/b/a Miller Cohen Peterson Young P.C.

C
2 total complaints ↑ rising

Phillips, Reinhard & Associates

F
2 total complaints ↓ falling

PlusFour, Inc

F
2 total complaints ↓ falling

Porsche Financial Services, Inc.

B
2 total complaints ↑ rising

Possible Financial Inc

F
2 total complaints ↑ rising

Prosper Marketplace, Inc.

C
2 total complaints → stable

QC Holdings Inc

C
2 total complaints → stable

R & B Corporation of Virginia

D
2 total complaints ↓ falling

R & R Collection Service, Inc.

B
2 total complaints ↓ falling

R.A.Rogers, Inc.

C
2 total complaints ↓ falling

R.M. Galicia, Inc.

D
2 total complaints ↓ falling

RAB Performance Recoveries, LLC

C
2 total complaints ↓ falling

If a collector is contacting you in Colorado

Start with the federal complaint record, then verify any state-law question with an official source.

  • Check the collector's national record and grade before you respond or pay. Browse rankings
  • Demand written debt validation within 30 days of first contact. Validation letter
  • Use the CFPB complaint process and check official Colorado resources for state-specific options. Your rights

Complaint volume reflects consumer filings, not collector misconduct or a legal conclusion. This is not legal advice.

Read our methodology - how this data is sourced, computed, and verified.

Read with Colorado

Data sourced from the CFPB Consumer Complaint Database. See our methodology for details. Retrieved and formatted by PlainCollector

According to the Consumer Financial Protection Bureau's Consumer Complaint Database, 1,139,236 debt collection complaints are represented in the current PlainCollector snapshot. See our methodology for how PlainCollector computes each company's reputation grade from this data.

Filing a Complaint as a Colorado Resident

Three parallel channels apply in Colorado: the CFPB complaint form (powers this dataset), the Colorado attorney general's consumer protection division, and the state banking-and-finance regulator. Prefer the CFPB first for a public record and required company response within 15 days. Open the CFPB complaint form.