State complaint profile

Debt collection complaints in Colorado

11,327 CFPB complaints filed against 1,057 debt collectors active in Colorado.

Complaints
11,327
Collectors
1,057
Top collector
Encore Capital Group Inc.

This data comes from the CFPB Consumer Complaint Database and reflects consumer complaints, not proven violations.

Colorado at a glance

Colorado consumers have filed 11,327 CFPB debt-collection complaints against 1,057 collectors.

11,327
CFPB complaints filed
1,057
collectors active here
#1
most-complained: Encore Capital Group Inc.

State-of-residence is the consumer's address at filing, not the collector's. A complaint is a consumer filing, not a proven violation.

Insights: Debt Collection in Colorado

Colorado filings are dispersed: the top three collectors hold only 0.1% of 11,327 complaints.

Mid-volume states still host national debt buyers with rising recent filings. Read the concentration chart against the peer states before treating the #1 name as structural.

The collector with the most complaints from Colorado residents in this extract is Encore Capital Group Inc. (0.1% of filings sit in the top three names). A complaint is a consumer filing, not a proven violation.

Active Debt Collectors - Page 13

Sorted by most complaints

RCS Recovery Services, LLC

C
2 total complaints ↓ falling

RSI Enterprises, Inc.

D
2 total complaints ↓ falling

Recovery One, LLC

D
2 total complaints ↓ falling

Red River Collection Company, Inc.

B
2 total complaints ↓ falling

Revol Collections Ltd

A
2 total complaints ↓ falling

Rhojo Enterprises, LLC

F
2 total complaints ↓ falling

Risecredit, LLC

D
2 total complaints ↓ falling

RoundPoint Mortgage Servicing LLC

C
2 total complaints → stable

SAN Diego County Credit Union

D
2 total complaints ↑ rising

Security Credit Systems Inc

D
2 total complaints ↓ falling

Security Finance Corp

C
2 total complaints ↑ rising

SKO Brenner American, Inc.

C
2 total complaints ↓ falling

Self Financial Inc.

F
2 total complaints ↑ rising

Sentry Recovery and Collections, Inc.

D
2 total complaints ↑ rising

Servicer under contract with Federal Student Aid

F
2 total complaints ↑ rising

Seterus, Inc.

C
2 total complaints ↓ falling

Simon's Agency, Inc.

F
2 total complaints ↓ falling

Social Finance, Inc.

B
2 total complaints ↓ falling

Student Loan Finance Corporation

B
2 total complaints ↓ falling

Sunnova Energy Corporation

F
2 total complaints → stable

Synerprise Consulting Services, Inc.

C
2 total complaints ↑ rising

Synter Resource Group, LLC.

D
2 total complaints ↓ falling

TCF National Bank

D
2 total complaints ↓ falling

The Castle Law Group, LLC (Closed)

B
2 total complaints ↓ falling

The Schreiber Law Firm, PLLC

F
2 total complaints ↓ falling

Thomas F. Farrell, P.C.

D
2 total complaints ↓ falling

Torres Credit Services, Inc.

C
2 total complaints → stable

Triple AC Resolutions

F
2 total complaints ↓ falling

UHG, LLC

F
2 total complaints ↓ falling

ULRS, Inc.

D
2 total complaints → stable

United Compliance Services, LLC

C
2 total complaints ↓ falling

United Student Aid (USA) Funds

C
2 total complaints ↓ falling

Upstart Holdings, Inc.

F
2 total complaints ↑ rising

Veripro Solutions Inc.

C
2 total complaints ↓ falling

Veristone Mortgage, LLC

C
2 total complaints ↓ falling

WLCC

C
2 total complaints → stable

WVH, LLC

C
2 total complaints ↑ rising

Waterfall Revenue Group

F
2 total complaints ↓ falling

Weinberg Mediation Group LLC

F
2 total complaints ↓ falling

YSA ARM LLC DBA Oxygen XL

F
2 total complaints ↑ rising

21st Mortgage Corp.

C
1 total complaints ↑ rising

Absolute Credit LLC

D
1 total complaints ↓ falling

Alpat Company Inc

B
1 total complaints ↓ falling

American Honda Finance Corp

D
1 total complaints → stable

APEX Asset Management, LLC

F
1 total complaints ↓ falling

ARM Professional Services LLC

C
1 total complaints ↑ rising

Asta Funding Inc.

D
1 total complaints ↓ falling

Accelerated Financial Solutions, LLC

D
1 total complaints ↓ falling

Accelerated Receivables Solutions

C
1 total complaints ↓ falling

Account Recovery Specialists, Inc.

C
1 total complaints ↓ falling

If a collector is contacting you in Colorado

Start with the federal complaint record, then verify any state-law question with an official source.

  • Check the collector's national record and grade before you respond or pay. Browse rankings
  • Demand written debt validation within 30 days of first contact. Validation letter
  • Use the CFPB complaint process and check official Colorado resources for state-specific options. Your rights

Complaint volume reflects consumer filings, not collector misconduct or a legal conclusion. This is not legal advice.

Read our methodology - how this data is sourced, computed, and verified.

Read with Colorado

Data sourced from the CFPB Consumer Complaint Database. See our methodology for details. Retrieved and formatted by PlainCollector

According to the Consumer Financial Protection Bureau's Consumer Complaint Database, 1,139,236 debt collection complaints are represented in the current PlainCollector snapshot. See our methodology for how PlainCollector computes each company's reputation grade from this data.

Filing a Complaint as a Colorado Resident

Three parallel channels apply in Colorado: the CFPB complaint form (powers this dataset), the Colorado attorney general's consumer protection division, and the state banking-and-finance regulator. Prefer the CFPB first for a public record and required company response within 15 days. Open the CFPB complaint form.