What is the most common complaint against Love, Beal & Nixon, P.C.?

The most common issue consumers report about Love, Beal & Nixon, P.C. is "Took or threatened to take negative or legal action", specifically "Debt was result of identity theft". This is based on 185 complaints filed with the CFPB.

Are complaints against Love, Beal & Nixon, P.C. increasing or decreasing?

Complaints against Love, Beal & Nixon, P.C. are falling. The company received 25 complaints in the last 12 months, showing improvement over prior periods.

What is Love, Beal & Nixon, P.C.'s reputation grade?

Love, Beal & Nixon, P.C. has a reputation grade of D (score: 53.6/100), PlainCollector's composite letter grade blending complaint volume, response timeliness, dispute rate, and complaint trend.

Does Love, Beal & Nixon, P.C. respond to consumer complaints?

Love, Beal & Nixon, P.C. has a 96% timely response rate to CFPB complaints. Consumers disputed the company's response in 23% of cases.

In how many states does Love, Beal & Nixon, P.C. operate?

Love, Beal & Nixon, P.C. has received CFPB complaints from consumers in 9 states, with the most complaints from Oklahoma (146 complaints).

This data comes from the CFPB Consumer Complaint Database and reflects consumer complaints, not proven violations.

Love, Beal & Nixon, P.C. - Debt Collector Complaint Profile

CFPB complaint profile across 9 states, reputation grade D.

Compiled by PlainCollector

Took or threatened to take negative or legal action

46
Attempts to collect debt not owed

43
Written notification about debt

24
False statements or representation

17
Cont'd attempts collect debt not owed

17
Taking/threatening an illegal action

15

Data updated September 2026

CFPB complaint disposition

CCDB record love-beal-nixon-pc Love, Beal & Nixon, P.C.

Grade D · 185 CFPB filings · 96% timely · lead issue: Took or threatened to take negative or legal action · vol #575 · compose #3631

VOL 185
GRADE D
12MO 25
STATES 9
TIMELY 96%
DISPUTE 23%
ISSUE Took or threatened to take…
RANK #575
COMPOSE #3,631

Volume peers

Nearest volume peer: CCM Finance LLC (185 complaints)

CFPB complaint volume neighbourhood (this collector + nearest volume peers)

Love, Beal & Nixon, P.C.'s 185 CFPB complaints sit next to CCM Finance LLC on the volume neighbourhood; peer NAMES stay, and disposition VALUES are this collector's. Grades compare collectors to each other - a complaint is a filing, not a proven violation. How to read a complaint count →

State-heavy filing map

78.9% of Love, Beal & Nixon, P.C.'s CFPB filings land in Oklahoma

High volume does not equal a clean composite: Love, Beal & Nixon, P.C. is volume #575 but composite #3,631, while Oklahoma dominates the geography. Corpus placement method.

Dominant state: Oklahoma 78.9%; 146 of 185 filings · 9 states touched
Spike month: 2024-07 27.3%; 15 filings that month · spiky (≥15% of series)
Divergent corpus ranks: #575 volume; #3,631 composite; Cleanest-composite ladder is 3,056 places worse than volume

How does Love, Beal & Nixon, P.C. compare to its peers?

How does Love, Beal & Nixon, P.C. compare? Versus a similar-volume peer and the national average (collectors with ≥50 total complaints), drawn from 10 collectors with a comparable complaint count

Love, Beal & Nixon, P.… National average

Complaints (last 12 mo)lower is better

162

268

Timely-response ratehigher is better

96%

37%

91%

Consumer-dispute ratelower is better

23%

19%

Source: CFPB Consumer Complaint Database.

Complaint Trend (24 months)

2022-05 2026-03

Issue Detail Breakdown

Issue	Complaints
Took or threatened to take negative or legal action	46
Attempts to collect debt not owed	43
Written notification about debt	24
False statements or representation	17
Cont'd attempts collect debt not owed	17
Taking/threatening an illegal action	15
Disclosure verification of debt	13
Communication tactics	7
Improper contact or sharing of info	2
Threatened to contact someone or share information improperly	1

Where do complaints against Love, Beal & Nixon, P.C. come from?

Love, Beal & Nixon, P.C.'s own per-state count, not a national baseline.

Oklahoma

146
Arkansas

26
Florida

5
Colorado

2
Texas

2
California

1
New York

1
North Carolina

1

Compare beyond geography

Nationwide peers by volume & timely response

Two PlainCollector-derived comparison paths for Love, Beal & Nixon, P.C.: nearest all-time CFPB complaint volume and nearest CFPB timely-response rate among collectors with at least 100 logged complaints. State breakdowns above stay geographic; these neighborhoods vary by metric.

Similar filing volume

Nearest collectors by total CFPB complaints. This record: 185.

4 peers

Similar timely response rate

Nearest collectors by CFPB 15-day timely-response %. This record: 95.58011049723757%.

4 peers

Know your rights before responding to Love, Beal & Nixon, P.C.: FDCPA rights guide · debt validation letter · rights library.

Data sourced from the CFPB Consumer Complaint Database. See our methodology for details. Retrieved and formatted by PlainCollector

According to the Consumer Financial Protection Bureau's Consumer Complaint Database, 1,139,236 debt collection complaints are represented in the current PlainCollector snapshot. See our methodology for how PlainCollector computes each company's reputation grade from this data.

Every figure on PlainCollector is rendered directly from federal source data, no number is typed in by an editor. This page draws directly on federal source data, no figure is typed in by an editor. See our editorial standards & corrections policy, the methodology behind these numbers, or report a data error.