This data comes from the CFPB Consumer Complaint Database and reflects consumer complaints, not proven violations.

CFPB complaint data Grade D 185 complaints

Love, Beal & Nixon, P.C. - Debt Collector Complaint Profile

CFPB complaint profile across 9 states, reputation grade D.

Complaints by issue type

What consumers report about Love, Beal & Nixon, P.C.

complaints
Source CFPB Consumer Complaint Database
Subscribe to complaint changes (RSS)

Data updated September 2026

CFPB complaint disposition

CCDB record love-beal-nixon-pc Love, Beal & Nixon, P.C.

Grade D · 185 CFPB filings · 96% timely · lead issue: Took or threatened to take negative or legal action

  • VOL 185
  • GRADE D
  • 12MO 25
  • STATES 9
  • TIMELY 96%
  • DISPUTE 23%
  • ISSUE Took or threatened to take…
  • RANK #575
  • COMPOSE Not ranked

Volume peers

Nearest volume peer: CCM Finance LLC (185 complaints)

Accscient, LLCAccscient, LLC184CCM Finance LLCCCM Finance LLC185Love, Beal & Nixon, P.C. (this)Love, Beal & Nixon, P.C. (th…185Delta Management Associates, Inc.Delta Management Associates,…186Levy & Associates, LLCLevy & Associates, LLC186
CFPB complaint volume neighbourhood (this collector + nearest volume peers)

Love, Beal & Nixon, P.C.'s 185 CFPB complaints sit next to CCM Finance LLC on the volume neighbourhood; peer NAMES stay, and disposition VALUES are this collector's. Grades compare collectors to each other - a complaint is a filing, not a proven violation. How to read a complaint count →

How the 185 complaints break down

Every complaint issue type on record for Love, Beal & Nixon, P.C., not just the top ones shown above.

Reputation score breakdown

D
Composite reputation score
53.6/100
Love, Beal & Nixon, P.C.

Blends complaint volume, timely-response rate, dispute rate, and recent trend from the CFPB Consumer Complaint Database into one comparable 0-100 score. Not an official CFPB rating and not a finding of wrongdoing — see methodology for the exact formula.

Complaint volume F
185
Fewer complaints relative to graded peers scores higher; volume reflects footprint as much as conduct.
Timely response A
96%
Share of complaints answered inside the CFPB’s 15-day window.
Dispute rate B
23%
Share of company responses the consumer disputed as inadequate; lower is better.
Recent trend B
Falling
Whether the last 12 months of complaints are rising, stable, or falling vs the prior period.

State-heavy filing map

78.9% of Love, Beal & Nixon, P.C.'s CFPB filings land in Oklahoma

Concentration is computed from this collector's company_states rows only, not a national baseline. Corpus placement method.

Dominant state
Oklahoma 78.9%
146 of 185 filings · 9 states touched
Spike month
2024-07 27.3%
15 filings that month · spiky (≥15% of series)
Corpus ranks
#575 volume
Composite not ranked (fewer than 200 complaints)
Volume rank among 5,420 collectors

How does Love, Beal & Nixon, P.C. compare to its peers?

How does Love, Beal & Nixon, P.C. compare? Versus a similar-volume peer and the national average (collectors with ≥50 total complaints), drawn from 10 collectors with a comparable complaint count
Love, Beal & Nixon, P.C. National average
Complaints (last 12 mo)lower is better
25
162
268
Timely-response ratehigher is better
96%
37%
91%
Consumer-dispute ratelower is better
23%
0%
19%

Source: CFPB Consumer Complaint Database.

Response speed vs. dispute rate, among similar-volume collectors

Timely response and dispute rate track only weakly together nationally (r=0.22 among collectors with 5+ complaints): answering promptly does not reliably buy Love, Beal & Nixon, P.C. a lower dispute rate.

Source: CFPB Consumer Complaint Database 2×2 strategic matrix plotting 8 entities by Timely response rate (%) (X) and Dispute rate (%) (Y), with a crosshair dividing the plot into four quadrants. Responsive but disputedSlow & disputedResponsive & trustedSlow but undisputed 75%80%85%90%95%100%105% 0%20%40%60% Timely response rate (%) Dispute rate (%) Love, Beal & Nixon, P.C. vs. 7 similar-volume peers, by response speed and dispute rate Love, Beal & Nixon, P.C.Levy & Associates, LLCHayt Hayt & Landau, P.L. (FL)Delta Management Associates, Inc.The Moore Law GroupARC Management Group, LLCGREAT LAKESMidwest Fidelity Services, LLC
Source: CFPB Consumer Complaint Database

Love, Beal & Nixon, P.C.'s complaint volume in context

Love, Beal & Nixon, P.C. vs all collectors by complaint volume

Where this collector's total CFPB complaint count sits among every tracked debt collector (volume, not a quality ranking)

185 Top 11% higher than 89% of 5,420 collectors

0–20: 3,504 collectors (65%). Below this entry. 20–40: 565 collectors (10%). Below this entry. 40–60: 260 collectors (5%). Below this entry. 60–80: 163 collectors (3%). Below this entry. 80–100: 112 collectors (2%). Below this entry. 100–120: 63 collectors (1%). Below this entry. 120–140: 67 collectors (1%). Below this entry. 140–160: 53 collectors (1%). Below this entry. 160–180: 42 collectors (1%). Below this entry. 180–200: 55 collectors (1%). This entry sits in this band. 200–220: 536 collectors (10%). Above this entry. Love, Beal & Nixon, P.C. 0 220 tracked debt collectors, bucketed by value

Each bar is a band; taller bars hold more collectors. The dashed line + filled bar mark this entry. Hover or tap any bar for its full count, share, and where it sits relative to this entry.

Source CFPB Consumer Complaint Database · September 2026

Complaint Trend (24 months)

Falling ↓
2022-05 2026-03

Issue Detail Breakdown

Issue Complaints
Took or threatened to take negative or legal action
46
Attempts to collect debt not owed
43
Written notification about debt
24
False statements or representation
17
Cont'd attempts collect debt not owed
17
Taking/threatening an illegal action
15
Disclosure verification of debt
13
Communication tactics
7
Improper contact or sharing of info
2
Threatened to contact someone or share information improperly
1

Where do complaints against Love, Beal & Nixon, P.C. come from?

Love, Beal & Nixon, P.C.'s own per-state count, not a national baseline.

Top states by complaints against Love, Beal & Nixon, P.C.

Across 9 states with at least one filing

complaints
Source CFPB Consumer Complaint Database

Compare beyond geography

Nationwide peers by volume & timely response

Two PlainCollector-derived comparison paths for Love, Beal & Nixon, P.C.: nearest all-time CFPB complaint volume and nearest CFPB timely-response rate among collectors with at least 100 logged complaints. State breakdowns above stay geographic; these neighborhoods vary by metric.

Similar filing volume

Nearest collectors by total CFPB complaints. This record: 185.

4 peers

Similar timely response rate

Nearest collectors by CFPB 15-day timely-response %. This record: 95.58011049723757%.

4 peers

Know your rights before responding to Love, Beal & Nixon, P.C.: FDCPA rights guide · debt validation letter · rights library.

Data sourced from the CFPB Consumer Complaint Database. See our methodology for details. Retrieved and formatted by PlainCollector

According to the Consumer Financial Protection Bureau's Consumer Complaint Database, 1,139,236 debt collection complaints are represented in the current PlainCollector snapshot. See our methodology for how PlainCollector computes each company's reputation grade from this data.

Every figure on PlainCollector is rendered directly from federal source data, no number is typed in by an editor. This page draws directly on federal source data, no figure is typed in by an editor. See our editorial standards & corrections policy, the methodology behind these numbers, or report a data error.