State complaint profile

Debt collection complaints in Arizona

25,734 CFPB complaints filed against 1,405 debt collectors active in Arizona.

Complaints
25,734
Collectors
1,405
Top collector
Encore Capital Group Inc.

This data comes from the CFPB Consumer Complaint Database and reflects consumer complaints, not proven violations.

Arizona at a glance

Arizona consumers have filed 25,734 CFPB debt-collection complaints against 1,405 collectors.

25,734
CFPB complaints filed
1,405
collectors active here
#1
most-complained: Encore Capital Group Inc.

State-of-residence is the consumer's address at filing, not the collector's. A complaint is a consumer filing, not a proven violation.

Insights: Debt Collection in Arizona

Arizona filings are dispersed: the top three collectors hold only 0% of 25,734 complaints.

This is a dense end-of-ladder state. National debt buyers and the three credit bureaus usually dominate the chart above; use the state mix to see whether one buyer or bureau is over-indexed relative to volume peers before reading the national grade curve.

The collector with the most complaints from Arizona residents in this extract is Encore Capital Group Inc. (0% of filings sit in the top three names). A complaint is a consumer filing, not a proven violation.

Active Debt Collectors - Page 16

Sorted by most complaints

Credit Bureau Systems, Inc., Paducah, KY Branch

D
2 total complaints → stable

Credit Karma, LLC

B
2 total complaints ↑ rising

Credit Management Control, Inc.

D
2 total complaints ↓ falling

CrossCheck, Inc.

B
2 total complaints ↓ falling

D. Scott Carruthers

F
2 total complaints ↓ falling

DMB Financial, LLC

F
2 total complaints ↓ falling

DRT Enterprises, Inc

F
2 total complaints ↑ rising

DSR Holdings Group, LLC

F
2 total complaints → stable

Data and Contact Management Solutions, LLC

C
2 total complaints ↓ falling

Debt Collectors International, Inc.

D
2 total complaints ↑ rising

Debt Management Incorporated

F
2 total complaints ↑ rising

Direct Capital

F
2 total complaints ↓ falling

Diversified Recovery Services Inc.

F
2 total complaints ↓ falling

Duncan Solutions, lnc.

D
2 total complaints ↓ falling

Dyck-O'Neal, Inc.

D
2 total complaints ↓ falling

Element Global Services

C
2 total complaints ↓ falling

Entrata Inc.

F
2 total complaints ↑ rising

Esusu, Inc.

C
2 total complaints ↑ rising

First American Financial Corporation

B
2 total complaints ↓ falling

Fairway Capital Recovery, LLC

C
2 total complaints ↑ rising

Fay Servicing, LLC

D
2 total complaints ↓ falling

Federal Pacific Credit Company, LLC

D
2 total complaints ↓ falling

Financial Corporation of America

D
2 total complaints ↓ falling

Financial Filing & Reporting, Inc.

C
2 total complaints ↓ falling

First Recovery Solutions, Inc.

F
2 total complaints ↓ falling

Flagstar Bank, N.A.

C
2 total complaints ↓ falling

Fuel Capital Group

D
2 total complaints ↑ rising

Fundo LLC

D
2 total complaints ↑ rising

Global Client Solutions, LLC

C
2 total complaints ↓ falling

Greensky Operations, LLC

D
2 total complaints ↑ rising

Genesis Credit Management, LLC

F
2 total complaints ↓ falling

Global Recovery Group

F
2 total complaints ↓ falling

Global Recovery Solutions

F
2 total complaints ↓ falling

Grain Technology, Inc.

D
2 total complaints ↓ falling

Grant Mercantile Agency

D
2 total complaints ↓ falling

Greenback Recovery Group, LLC

F
2 total complaints ↓ falling

Greenwood and Allen Financial

F
2 total complaints → stable

Greystone Alliance LLC

D
2 total complaints ↓ falling

Guidiville Indian Rancheria

C
2 total complaints ↓ falling

Heartland Payment Systems Inc

D
2 total complaints ↓ falling

HJ Ventures, LLC

C
2 total complaints ↓ falling

Huntington National Bank, the

C
2 total complaints → stable

Harrison Financial, LLC

F
2 total complaints ↑ rising

High Point Asset Inc

F
2 total complaints ↓ falling

Huntington Debt Holding LLC

D
2 total complaints → stable

Ideal Collection Services, Inc.

D
2 total complaints → stable

Illinois Collection Service, Inc.

D
2 total complaints ↓ falling

Improved Data Services LLC

D
2 total complaints ↓ falling

Independence Capital Recovery, LLC

D
2 total complaints ↑ rising

Innovative Credit Solutions

D
2 total complaints ↓ falling

If a collector is contacting you in Arizona

High-volume states still start with the federal record, then verify any state-law question with an official source.

  • Start with the densest Arizona names on the chart, then open each national record before you respond or pay. Browse rankings
  • Demand written debt validation within 30 days of first contact - high-volume states see the same FDCPA clock. Validation letter
  • File with the CFPB first (public record + 15-day company reply), then check official Arizona AG channels if needed. Your rights

Complaint volume reflects consumer filings, not collector misconduct or a legal conclusion. This is not legal advice.

Read our methodology - how this data is sourced, computed, and verified.

Read with Arizona

Data sourced from the CFPB Consumer Complaint Database. See our methodology for details. Retrieved and formatted by PlainCollector

According to the Consumer Financial Protection Bureau's Consumer Complaint Database, 1,139,236 debt collection complaints are represented in the current PlainCollector snapshot. See our methodology for how PlainCollector computes each company's reputation grade from this data.

Filing a Complaint as a Arizona Resident

Arizona's dense filing book means the CFPB channel at consumerfinance.gov/complaint is usually the fastest public-record path (15-day company reply). Parallel options: the Arizona attorney general's consumer division and the state banking-and-finance regulator that may license collectors here. Open the CFPB complaint form.