What is the most common complaint against Bowen & Associates Recovery, Inc?

The most common issue consumers report about Bowen & Associates Recovery, Inc is "Cont'd attempts collect debt not owed", specifically "Debt is not mine". This is based on 13 complaints filed with the CFPB.

Are complaints against Bowen & Associates Recovery, Inc increasing or decreasing?

Complaints against Bowen & Associates Recovery, Inc are falling. The company received 0 complaints in the last 12 months, showing improvement over prior periods.

What is Bowen & Associates Recovery, Inc's reputation grade?

Bowen & Associates Recovery, Inc has a reputation grade of D (score: 54.7/100), PlainCollector's composite letter grade blending complaint volume, response timeliness, dispute rate, and complaint trend.

Does Bowen & Associates Recovery, Inc respond to consumer complaints?

Bowen & Associates Recovery, Inc has a 62% timely response rate to CFPB complaints. Consumers disputed the company's response in 17% of cases.

In how many states does Bowen & Associates Recovery, Inc operate?

Bowen & Associates Recovery, Inc has received CFPB complaints from consumers in 9 states, with the most complaints from Texas (3 complaints).

This data comes from the CFPB Consumer Complaint Database and reflects consumer complaints, not proven violations.

Bowen & Associates Recovery, Inc - Debt Collector Complaint Profile

CFPB complaint profile across 9 states, reputation grade D.

Compiled by PlainCollector

Cont'd attempts collect debt not owed

5
Communication tactics

4
Written notification about debt

1
Took or threatened to take negative or legal action

1
Threatened to contact someone or share information improperly

1
Taking/threatening an illegal action

1

Data updated September 2026

CFPB complaint disposition

CCDB record bowen-associates-recovery-inc Bowen & Associates Recovery, Inc

Grade D · 13 CFPB filings · 62% timely · lead issue: Cont'd attempts collect debt not owed · vol #2240 · compose #3378

VOL 13
GRADE D
12MO 0
STATES 9
TIMELY 62%
DISPUTE 17%
ISSUE Cont'd attempts collect de…
RANK #2,240
COMPOSE #3,378

Volume peers

Nearest volume peer: 3rd Generation, Inc. (13 complaints)

CFPB complaint volume neighbourhood (this collector + nearest volume peers)

Bowen & Associates Recovery, Inc's 13 CFPB complaints sit next to 3rd Generation, Inc. on the volume neighbourhood; peer NAMES stay, and disposition VALUES are this collector's. Grades compare collectors to each other - a complaint is a filing, not a proven violation. How to read a complaint count →

Steady monthly series

Texas is the plurality state for Bowen & Associates Recovery, Inc (23.1%)

Volume rank #2,240 and composite rank #3,378 diverge by 1,138 places on PlainCollector's CFPB-derived corpus maps. Corpus placement method.

Plurality state: Texas 23.1%; Mid-band (15–30%) · 9 states with ≥1 filing
Even monthly load: Peak under 8%; Highest month 2023-09 at 7.7% (2 filings)
Divergent corpus ranks: #2,240 volume; #3,378 composite; Cleanest-composite ladder is 1,138 places worse than volume

How does Bowen & Associates Recovery, Inc compare to its peers?

How does Bowen & Associates Recovery, Inc compare? Versus a similar-volume peer and the national average (collectors with ≥50 total complaints), drawn from 10 collectors with a comparable complaint count

Bowen & Associates Rec… National average

Complaints (last 12 mo)lower is better

268

Timely-response ratehigher is better

62%

91%

Consumer-dispute ratelower is better

17%

19%

Source: CFPB Consumer Complaint Database.

Complaint Trend (24 months)

2015-04 2025-12

Issue Detail Breakdown

Issue	Complaints
Cont'd attempts collect debt not owed	5
Communication tactics	4
Written notification about debt	1
Took or threatened to take negative or legal action	1
Threatened to contact someone or share information improperly	1
Taking/threatening an illegal action	1

Where do complaints against Bowen & Associates Recovery, Inc come from?

Bowen & Associates Recovery, Inc's own per-state count, not a national baseline.

Texas

3
Arizona

2
Florida

2
Delaware

1
Georgia

1
Indiana

1
Iowa

1
Kansas

1

Compare beyond geography

Nationwide peers by volume & timely response

Two PlainCollector-derived comparison paths for Bowen & Associates Recovery, Inc: nearest all-time CFPB complaint volume and nearest CFPB timely-response rate among collectors with at least 100 logged complaints. State breakdowns above stay geographic; these neighborhoods vary by metric.

Similar filing volume

Nearest collectors by total CFPB complaints. This record: 13.

4 peers

Know your rights before responding to Bowen & Associates Recovery, Inc: FDCPA rights guide · debt validation letter · rights library.

Data sourced from the CFPB Consumer Complaint Database. See our methodology for details. Retrieved and formatted by PlainCollector

According to the Consumer Financial Protection Bureau's Consumer Complaint Database, 1,139,236 debt collection complaints are represented in the current PlainCollector snapshot. See our methodology for how PlainCollector computes each company's reputation grade from this data.

Every figure on PlainCollector is rendered directly from federal source data, no number is typed in by an editor. This page draws directly on federal source data, no figure is typed in by an editor. See our editorial standards & corrections policy, the methodology behind these numbers, or report a data error.