State complaint profile

Debt collection complaints in Alabama

21,381 CFPB complaints filed against 1,136 debt collectors active in Alabama.

Complaints
21,381
Collectors
1,136
Top collector
CL Holdings LLC

This data comes from the CFPB Consumer Complaint Database and reflects consumer complaints, not proven violations.

Alabama at a glance

Alabama consumers have filed 21,381 CFPB debt-collection complaints against 1,136 collectors.

21,381
CFPB complaints filed
1,136
collectors active here
#1
most-complained: CL Holdings LLC

State-of-residence is the consumer's address at filing, not the collector's. A complaint is a consumer filing, not a proven violation.

Insights: Debt Collection in Alabama

Alabama filings are dispersed: the top three collectors hold only 0% of 21,381 complaints.

This is a dense end-of-ladder state. National debt buyers and the three credit bureaus usually dominate the chart above; use the state mix to see whether one buyer or bureau is over-indexed relative to volume peers before reading the national grade curve.

The collector with the most complaints from Alabama residents in this extract is CL Holdings LLC (0% of filings sit in the top three names). A complaint is a consumer filing, not a proven violation.

Active Debt Collectors - Page 10

Sorted by most complaints

Asset Recovery Bureau LLC

D
3 total complaints ↑ rising

Blincloans, Inc.

C
3 total complaints ↑ rising

BWW Law Group, LLC

C
3 total complaints ↓ falling

Berman & Rabin, P.A.

D
3 total complaints → stable

BlueChip Financial

C
3 total complaints ↓ falling

Braviant Holdings, LLC

D
3 total complaints → stable

Brock & Scott, PLLC

D
3 total complaints ↓ falling

Business & Professional Collection Service Inc

C
3 total complaints ↓ falling

Business Revenue Systems, Inc.

B
3 total complaints ↓ falling

Byrider Franchising, LLC

D
3 total complaints → stable

Cash America International, Inc.

C
3 total complaints ↓ falling

Capital Link Management, LLC

F
3 total complaints ↓ falling

Central Research Inc

D
3 total complaints ↑ rising

Chambless, Math, Carr, P.C.

B
3 total complaints ↑ rising

Dream Center Education Holdings

B
3 total complaints ↓ falling

DriveTime

C
3 total complaints → stable

Ecmc Group, Inc.

D
3 total complaints ↓ falling

Esser, James & Associates

C
3 total complaints ↓ falling

Everest Receivable Services Inc.

C
3 total complaints → stable

Fifth Third Financial Corporation

D
3 total complaints → stable

First National Bank of Omaha

D
3 total complaints → stable

Finance System of Richmond, Inc.

C
3 total complaints ↑ rising

Financial Business and Consumer Solutions.

D
3 total complaints ↓ falling

Financial Credit Network Inc

D
3 total complaints ↓ falling

First Advantage LNS Inc.

F
3 total complaints ↓ falling

Flexible Finance, Inc.

D
3 total complaints ↑ rising

Freedom Mortgage Company

B
3 total complaints → stable

Frontline Asset Strategies, LLC

D
3 total complaints ↓ falling

GVA Holdings, LLC

C
3 total complaints ↓ falling

Global Asset Agency, Inc.

F
3 total complaints ↓ falling

Grant & Weber

D
3 total complaints ↓ falling

Grow Credit Inc

D
3 total complaints ↑ rising

Head Mercantile Co., Inc.

D
3 total complaints ↓ falling

Harley Davidson Financial Services Inc

C
3 total complaints ↑ rising

Jon Barry and Associates, Inc.

C
3 total complaints ↓ falling

Key 2 Recovery, Inc.

D
3 total complaints → stable

LDF Holdings, LLC

C
3 total complaints ↓ falling

Leafy Financial, LLC

F
3 total complaints ↑ rising

Loan South Finance & Tax Service of Troy, LLC

C
3 total complaints ↑ rising

MNE Services, Inc

D
3 total complaints ↓ falling

Main Street Personal Finance

C
3 total complaints ↓ falling

McPhail Sanchez, LLC

B
3 total complaints ↑ rising

Midwest Fidelity Services, LLC

C
3 total complaints ↑ rising

Mirand Response Systems, Inc.

C
3 total complaints ↑ rising

Mountain Run Solutions, LLC

F
3 total complaints ↓ falling

Nadler & Associates, P.C.

B
3 total complaints ↓ falling

National Principal Group, LLC

C
3 total complaints ↓ falling

National Recovery Solutions, LLC

C
3 total complaints → stable

Nationwide Credit & Collection, Inc.

D
3 total complaints → stable

Nexcheck, LLC

A
3 total complaints ↓ falling

If a collector is contacting you in Alabama

High-volume states still start with the federal record, then verify any state-law question with an official source.

  • Start with the densest Alabama names on the chart, then open each national record before you respond or pay. Browse rankings
  • Demand written debt validation within 30 days of first contact - high-volume states see the same FDCPA clock. Validation letter
  • File with the CFPB first (public record + 15-day company reply), then check official Alabama AG channels if needed. Your rights

Complaint volume reflects consumer filings, not collector misconduct or a legal conclusion. This is not legal advice.

Read our methodology - how this data is sourced, computed, and verified.

Read with Alabama

Data sourced from the CFPB Consumer Complaint Database. See our methodology for details. Retrieved and formatted by PlainCollector

According to the Consumer Financial Protection Bureau's Consumer Complaint Database, 1,139,236 debt collection complaints are represented in the current PlainCollector snapshot. See our methodology for how PlainCollector computes each company's reputation grade from this data.

Filing a Complaint as a Alabama Resident

Alabama's dense filing book means the CFPB channel at consumerfinance.gov/complaint is usually the fastest public-record path (15-day company reply). Parallel options: the Alabama attorney general's consumer division and the state banking-and-finance regulator that may license collectors here. Open the CFPB complaint form.