What is the most common complaint against Blincloans, Inc.?

The most common issue consumers report about Blincloans, Inc. is "Attempts to collect debt not owed", specifically "Threatened or suggested your credit would be damaged". This is based on 17 complaints filed with the CFPB.

Are complaints against Blincloans, Inc. increasing or decreasing?

Complaints against Blincloans, Inc. are rising. The company received 13 complaints in the last 12 months, indicating an upward trend in consumer issues.

What is Blincloans, Inc.'s reputation grade?

Blincloans, Inc. has a reputation grade of C (score: 59.4/100), PlainCollector's composite letter grade blending complaint volume, response timeliness, dispute rate, and complaint trend.

Does Blincloans, Inc. respond to consumer complaints?

Blincloans, Inc. has a 100% timely response rate to CFPB complaints.

In how many states does Blincloans, Inc. operate?

Blincloans, Inc. has received CFPB complaints from consumers in 7 states, with the most complaints from Texas (7 complaints).

This data comes from the CFPB Consumer Complaint Database and reflects consumer complaints, not proven violations.

Blincloans, Inc. - Debt Collector Complaint Profile

CFPB complaint profile across 7 states, reputation grade C.

Compiled by PlainCollector

Attempts to collect debt not owed

6
Took or threatened to take negative or legal action

6
Written notification about debt

3
False statements or representation

2

Data updated September 2026

CFPB complaint disposition

CCDB record blincloans-inc Blincloans, Inc.

Grade C · 17 CFPB filings · 100% timely · lead issue: Attempts to collect debt not owed · vol #2012 · compose #2464

VOL 17
GRADE C
12MO 13
STATES 7
TIMELY 100%
ISSUE Attempts to collect debt n…
RANK #2,012
COMPOSE #2,464

Volume peers

Nearest volume peer: A/R Concepts, Inc. (17 complaints)

CFPB complaint volume neighbourhood (this collector + nearest volume peers)

Blincloans, Inc.'s 17 CFPB complaints sit next to A/R Concepts, Inc. on the volume neighbourhood; peer NAMES stay, and disposition VALUES are this collector's. Grades compare collectors to each other - a complaint is a filing, not a proven violation. How to read a complaint count →

State-heavy filing map

41.2% of Blincloans, Inc.'s CFPB filings land in Texas

Concentration is computed from this collector's company_states rows only, not a national baseline. Corpus placement method.

Dominant state: Texas 41.2%; 7 of 17 filings · 7 states touched
Seasonal peak: 2014-06 10.3%; 8–15% band · 3 filings
Corpus ranks: #2,012 volume; #2,464 composite; Among 5,420 volume-ranked / 5,278 scored collectors

How does Blincloans, Inc. compare to its peers?

How does BLINCLOANS, INC. compare? Versus a similar-volume peer and the national average (collectors with ≥50 total complaints), drawn from 10 collectors with a comparable complaint count

BLINCLOANS, INC. National average

Complaints (last 12 mo)lower is better

268

Timely-response ratehigher is better

100%

91%

Consumer-dispute ratelower is better

19%

Source: CFPB Consumer Complaint Database.

Complaint Trend (24 months)

2014-04 2017-08

Issue Detail Breakdown

Issue	Complaints
Attempts to collect debt not owed	6
Took or threatened to take negative or legal action	6
Written notification about debt	3
False statements or representation	2

Where do complaints against Blincloans, Inc. come from?

Blincloans, Inc.'s own per-state count, not a national baseline.

Texas

7
Alabama

3
District of Columbia

2
Illinois

2
Louisiana

1
Missouri

1
Ohio

1

Compare beyond geography

Nationwide peers by volume & timely response

Two PlainCollector-derived comparison paths for Blincloans, Inc.: nearest all-time CFPB complaint volume and nearest CFPB timely-response rate among collectors with at least 100 logged complaints. State breakdowns above stay geographic; these neighborhoods vary by metric.

Similar filing volume

Nearest collectors by total CFPB complaints. This record: 17.

4 peers

Know your rights before responding to Blincloans, Inc.: FDCPA rights guide · debt validation letter · rights library.

Data sourced from the CFPB Consumer Complaint Database. See our methodology for details. Retrieved and formatted by PlainCollector

According to the Consumer Financial Protection Bureau's Consumer Complaint Database, 1,139,236 debt collection complaints are represented in the current PlainCollector snapshot. See our methodology for how PlainCollector computes each company's reputation grade from this data.

Every figure on PlainCollector is rendered directly from federal source data, no number is typed in by an editor. This page draws directly on federal source data, no figure is typed in by an editor. See our editorial standards & corrections policy, the methodology behind these numbers, or report a data error.