State complaint profile

Debt collection complaints in Washington

14,503 CFPB complaints filed against 1,146 debt collectors active in Washington.

Complaints
14,503
Collectors
1,146
Top collector
Encore Capital Group Inc.

This data comes from the CFPB Consumer Complaint Database and reflects consumer complaints, not proven violations.

Washington at a glance

Washington consumers have filed 14,503 CFPB debt-collection complaints against 1,146 collectors.

14,503
CFPB complaints filed
1,146
collectors active here
#1
most-complained: Encore Capital Group Inc.

State-of-residence is the consumer's address at filing, not the collector's. A complaint is a consumer filing, not a proven violation.

Insights: Debt Collection in Washington

Washington filings are dispersed: the top three collectors hold only 0% of 14,503 complaints.

Mid-volume states still host national debt buyers with rising recent filings. Read the concentration chart against the peer states before treating the #1 name as structural.

The collector with the most complaints from Washington residents in this extract is Encore Capital Group Inc. (0% of filings sit in the top three names). A complaint is a consumer filing, not a proven violation.

Active Debt Collectors - Page 14

Sorted by most complaints

Red Cedar Services, Inc

B
2 total complaints ↓ falling

Red Target LLC

D
2 total complaints → stable

Regional Acquisition Group, Inc.

D
2 total complaints ↓ falling

Rent Recover, LLC

F
2 total complaints ↓ falling

Ridge & Valley Realty, Inc.

D
2 total complaints ↓ falling

Rock Creek Capital, LLC

D
2 total complaints ↓ falling

Rosenberg & Associates Recovery Services

F
2 total complaints ↑ rising

Round Up Ventures, L.P.

D
2 total complaints ↑ rising

SMS Financial, LLC

B
2 total complaints ↑ rising

SN Servicing Corporation

C
2 total complaints ↓ falling

Sofi Technologies, Inc.

D
2 total complaints ↑ rising

Stoneleigh Recovery Associates, LLC

D
2 total complaints ↓ falling

Scheer, Green & Burke L.P.A.

D
2 total complaints ↓ falling

Silverman Theologou, LLP

D
2 total complaints → stable

SinglePoint GI

F
2 total complaints ↑ rising

Smith, Cohen & Rosenberg LLC

F
2 total complaints ↓ falling

Snap Recovery, Inc.

D
2 total complaints ↑ rising

Solar Mosaic LLC

F
2 total complaints ↑ rising

Solidus Group LLC.

F
2 total complaints ↓ falling

Stuart-Lippman and Associates, Inc

D
2 total complaints ↓ falling

Sunset Solutions Group, LLC

F
2 total complaints ↓ falling

Systematic National Collection, Inc.

D
2 total complaints ↓ falling

Tidewater Finance Company, Inc.

C
2 total complaints ↓ falling

TSC Accounts Receivable Solutions

F
2 total complaints ↓ falling

The CFM Group

F
2 total complaints ↓ falling

The Law Offices of Mitchell D. Bluhm & Associates

C
2 total complaints ↓ falling

The Thomas Agency, Inc.

F
2 total complaints ↓ falling

Thomas George Associates, Ltd.

D
2 total complaints → stable

Titan Revenue Solutions

C
2 total complaints ↓ falling

Total Card, Inc.

D
2 total complaints ↓ falling

Total Customer Service, Inc.

B
2 total complaints ↓ falling

Turning Point Solutions LLC

C
2 total complaints ↓ falling

USCB Corporation

D
2 total complaints ↑ rising

United Check Recovery Bureau, Inc.

C
2 total complaints → stable

United Resource Systems, Inc

F
2 total complaints ↓ falling

Weinstein & Riley, P.S.

B
2 total complaints ↓ falling

Wolf River Development Company

D
2 total complaints ↑ rising

Zarvad III S.a.

F
2 total complaints ↓ falling

2288984 Ontario Inc.

C
1 total complaints ↑ rising

700 Credit Experts

C
1 total complaints ↑ rising

A & O Recovery Solutions, LLC

F
1 total complaints ↑ rising

A.R.C. Accounts Recovery (U.S.A.) Corporation LLC

F
1 total complaints ↓ falling

A/R Concepts, Inc.

B
1 total complaints ↓ falling

AA Recovery Solutions, Inc.

F
1 total complaints ↓ falling

Access Group Inc.

B
1 total complaints ↓ falling

ACI Worldwide, Corp.

B
1 total complaints ↓ falling

ACS Financial LLC

C
1 total complaints ↓ falling

AFC Recovery LLC

B
1 total complaints ↓ falling

Alexander-Rose Assoc, Inc.

C
1 total complaints ↑ rising

America First Federal Credit Union

D
1 total complaints ↑ rising

If a collector is contacting you in Washington

Start with the federal complaint record, then verify any state-law question with an official source.

  • Check the collector's national record and grade before you respond or pay. Browse rankings
  • Demand written debt validation within 30 days of first contact. Validation letter
  • Use the CFPB complaint process and check official Washington resources for state-specific options. Your rights

Complaint volume reflects consumer filings, not collector misconduct or a legal conclusion. This is not legal advice.

Read with Washington

Data sourced from the CFPB Consumer Complaint Database. See our methodology for details. Retrieved and formatted by PlainCollector

According to the Consumer Financial Protection Bureau's Consumer Complaint Database, 1,139,236 debt collection complaints are represented in the current PlainCollector snapshot. See our methodology for how PlainCollector computes each company's reputation grade from this data.

Filing a Complaint as a Washington Resident

Three parallel channels apply in Washington: the CFPB complaint form (powers this dataset), the Washington attorney general's consumer protection division, and the state banking-and-finance regulator. Prefer the CFPB first for a public record and required company response within 15 days. Open the CFPB complaint form.