State complaint profile

Debt collection complaints in Washington

14,503 CFPB complaints filed against 1,146 debt collectors active in Washington.

Complaints
14,503
Collectors
1,146
Top collector
Encore Capital Group Inc.

This data comes from the CFPB Consumer Complaint Database and reflects consumer complaints, not proven violations.

Washington at a glance

Washington consumers have filed 14,503 CFPB debt-collection complaints against 1,146 collectors.

14,503
CFPB complaints filed
1,146
collectors active here
#1
most-complained: Encore Capital Group Inc.

State-of-residence is the consumer's address at filing, not the collector's. A complaint is a consumer filing, not a proven violation.

Insights: Debt Collection in Washington

Washington filings are dispersed: the top three collectors hold only 0% of 14,503 complaints.

Mid-volume states still host national debt buyers with rising recent filings. Read the concentration chart against the peer states before treating the #1 name as structural.

The collector with the most complaints from Washington residents in this extract is Encore Capital Group Inc. (0% of filings sit in the top three names). A complaint is a consumer filing, not a proven violation.

Active Debt Collectors - Page 13

Sorted by most complaints

Johnson Mark LLC

D
2 total complaints → stable

Kansas Counselors, Inc.

D
2 total complaints ↓ falling

Kovo

D
2 total complaints ↑ rising

Lobel Financial Corporation

C
2 total complaints ↑ rising

LPSG

B
2 total complaints ↓ falling

MEDCAH, Inc.

D
2 total complaints ↓ falling

Millennium Financial Group, L.L.C.

D
2 total complaints → stable

Mar Joe Enterprises

C
2 total complaints ↓ falling

Marauder Corporation

F
2 total complaints ↑ rising

Marlette Funding, LLC

D
2 total complaints ↑ rising

McKellar & Associates Group, Inc.

C
2 total complaints ↓ falling

McKenzie Paul & Associates

B
2 total complaints → stable

Metro Collection Service Inc.

C
2 total complaints → stable

Mid-Atlantic Finance Co., Inc.

D
2 total complaints ↑ rising

Mid-Minnesota Management Services, Inc.

C
2 total complaints ↓ falling

Moneytree Inc

A
2 total complaints ↓ falling

NAM National Arbitration and Mediation

F
2 total complaints ↓ falling

Nationwide Acceptance LLC

C
2 total complaints → stable

National Check Resolution Inc.

C
2 total complaints ↓ falling

National Collection Systems, Inc.

D
2 total complaints → stable

National Principal Group, LLC

C
2 total complaints ↓ falling

National Recovery Services LLC

B
2 total complaints ↓ falling

Nationwide Credit Corporation

C
2 total complaints → stable

Nationwide Debt Management Solutions, LLC

F
2 total complaints ↓ falling

Nationwide Financial Group

D
2 total complaints ↓ falling

Nelson Cruz & Associates LLC

F
2 total complaints ↑ rising

Nevada Credico, Inc.

D
2 total complaints ↓ falling

New Era Asset Management, LLC

B
2 total complaints ↓ falling

Nexum Group Inc

D
2 total complaints → stable

North American Asset Services, LLC

D
2 total complaints ↓ falling

North Idaho Credit Corporation

B
2 total complaints ↓ falling

Olympic Credit Service Inc.

B
2 total complaints ↓ falling

Omnipoint Capital

F
2 total complaints ↑ rising

Optimum Outcomes, Inc.

F
2 total complaints ↓ falling

Oracle Financial Group LLC.

D
2 total complaints ↓ falling

Orion Capital Solutions LLC

D
2 total complaints → stable

Orions Management Group, LLC

D
2 total complaints → stable

Patrick A. Carey, P.a.

B
2 total complaints ↓ falling

Planet Home Lending, LLC

C
2 total complaints ↑ rising

Preferred Credit Inc

C
2 total complaints ↑ rising

Prestige Financial Services Inc

C
2 total complaints ↓ falling

Paradigm Assets, LLC

D
2 total complaints ↓ falling

Phillips & Cohen Associates, Ltd.

D
2 total complaints → stable

Professional Bureau of Collections of Maryland, Inc., GREENWOOD VILLAGE, CO Branch

D
2 total complaints ↓ falling

Professional Recovery Services Inc.(Closed)

B
2 total complaints ↓ falling

Prosper Marketplace, Inc.

C
2 total complaints → stable

Richland Holdings, Inc.

F
2 total complaints ↓ falling

RMS-Recovery Management Services, Inc.

C
2 total complaints → stable

ROC Asset Solutions, LLC

F
2 total complaints ↓ falling

Receivables Management Group, Inc. (MN)

D
2 total complaints ↓ falling

If a collector is contacting you in Washington

Start with the federal complaint record, then verify any state-law question with an official source.

  • Check the collector's national record and grade before you respond or pay. Browse rankings
  • Demand written debt validation within 30 days of first contact. Validation letter
  • Use the CFPB complaint process and check official Washington resources for state-specific options. Your rights

Complaint volume reflects consumer filings, not collector misconduct or a legal conclusion. This is not legal advice.

Read our methodology - how this data is sourced, computed, and verified.

Read with Washington

Data sourced from the CFPB Consumer Complaint Database. See our methodology for details. Retrieved and formatted by PlainCollector

According to the Consumer Financial Protection Bureau's Consumer Complaint Database, 1,139,236 debt collection complaints are represented in the current PlainCollector snapshot. See our methodology for how PlainCollector computes each company's reputation grade from this data.

Filing a Complaint as a Washington Resident

Three parallel channels apply in Washington: the CFPB complaint form (powers this dataset), the Washington attorney general's consumer protection division, and the state banking-and-finance regulator. Prefer the CFPB first for a public record and required company response within 15 days. Open the CFPB complaint form.