What is the most common complaint against North Idaho Credit Corporation?

The most common issue consumers report about North Idaho Credit Corporation is "Attempts to collect debt not owed", specifically "Talked to a third-party about your debt". This is based on 8 complaints filed with the CFPB.

Are complaints against North Idaho Credit Corporation increasing or decreasing?

Complaints against North Idaho Credit Corporation are falling. The company received 0 complaints in the last 12 months, showing improvement over prior periods.

What is North Idaho Credit Corporation's reputation grade?

North Idaho Credit Corporation has a reputation grade of B (score: 71.5/100), PlainCollector's composite letter grade blending complaint volume, response timeliness, dispute rate, and complaint trend.

Does North Idaho Credit Corporation respond to consumer complaints?

North Idaho Credit Corporation has a 88% timely response rate to CFPB complaints. Consumers disputed the company's response in 0% of cases.

In how many states does North Idaho Credit Corporation operate?

North Idaho Credit Corporation has received CFPB complaints from consumers in 4 states, with the most complaints from Idaho (4 complaints).

This data comes from the CFPB Consumer Complaint Database and reflects consumer complaints, not proven violations.

North Idaho Credit Corporation - Debt Collector Complaint Profile

CFPB complaint profile across 4 states, reputation grade B.

Compiled by PlainCollector

Attempts to collect debt not owed

2
Took or threatened to take negative or legal action

2
Communication tactics

1
Cont'd attempts collect debt not owed

1
Threatened to contact someone or share information improperly

1
Taking/threatening an illegal action

1

Data updated September 2026

CFPB complaint disposition

CCDB record north-idaho-credit-corporation North Idaho Credit Corporation

Grade B · 8 CFPB filings · 88% timely · lead issue: Attempts to collect debt not owed · vol #2735 · compose #1192

VOL 8
GRADE B
12MO 0
STATES 4
TIMELY 88%
DISPUTE 0%
ISSUE Attempts to collect debt n…
RANK #2,735
COMPOSE #1,192

Volume peers

Nearest volume peer: A+ Loans, Inc. (8 complaints)

CFPB complaint volume neighbourhood (this collector + nearest volume peers)

North Idaho Credit Corporation's 8 CFPB complaints sit next to A+ Loans, Inc. on the volume neighbourhood; peer NAMES stay, and disposition VALUES are this collector's. Grades compare collectors to each other - a complaint is a filing, not a proven violation. How to read a complaint count →

State-heavy filing map

50.0% of North Idaho Credit Corporation's CFPB filings land in Idaho

High volume does not equal a clean composite: North Idaho Credit Corporation is volume #2,735 but composite #1,192, while Idaho dominates the geography. Corpus placement method.

Dominant state: Idaho 50.0%; 4 of 8 filings · 4 states touched
Seasonal peak: 2019-10 12.5%; 8–15% band · 1 filings
Divergent corpus ranks: #2,735 volume; #1,192 composite; Cleanest-composite ladder is 1,543 places better than volume

How does North Idaho Credit Corporation compare to its peers?

How does North Idaho Credit Corporation compare? Versus a similar-volume peer and the national average (collectors with ≥50 total complaints), drawn from 10 collectors with a comparable complaint count

North Idaho Credit Cor… National average

Complaints (last 12 mo)lower is better

268

Timely-response ratehigher is better

88%

25%

91%

Consumer-dispute ratelower is better

13%

19%

Source: CFPB Consumer Complaint Database.

Complaint Trend (24 months)

2019-10 2026-01

Issue Detail Breakdown

Issue	Complaints
Attempts to collect debt not owed	2
Took or threatened to take negative or legal action	2
Communication tactics	1
Cont'd attempts collect debt not owed	1
Threatened to contact someone or share information improperly	1
Taking/threatening an illegal action	1

Where do complaints against North Idaho Credit Corporation come from?

North Idaho Credit Corporation's own per-state count, not a national baseline.

Idaho

4
Washington

2
California

1
Oregon

1

Compare beyond geography

Nationwide peers by volume & timely response

Two PlainCollector-derived comparison paths for North Idaho Credit Corporation: nearest all-time CFPB complaint volume and nearest CFPB timely-response rate among collectors with at least 100 logged complaints. State breakdowns above stay geographic; these neighborhoods vary by metric.

Similar filing volume

Nearest collectors by total CFPB complaints. This record: 8.

4 peers

Know your rights before responding to North Idaho Credit Corporation: FDCPA rights guide · debt validation letter · rights library.

Data sourced from the CFPB Consumer Complaint Database. See our methodology for details. Retrieved and formatted by PlainCollector

According to the Consumer Financial Protection Bureau's Consumer Complaint Database, 1,139,236 debt collection complaints are represented in the current PlainCollector snapshot. See our methodology for how PlainCollector computes each company's reputation grade from this data.

Every figure on PlainCollector is rendered directly from federal source data, no number is typed in by an editor. This page draws directly on federal source data, no figure is typed in by an editor. See our editorial standards & corrections policy, the methodology behind these numbers, or report a data error.