State complaint profile

Debt collection complaints in Utah

5,102 CFPB complaints filed against 758 debt collectors active in Utah.

Complaints
5,102
Collectors
758
Top collector
Express Recovery Services, Inc.

This data comes from the CFPB Consumer Complaint Database and reflects consumer complaints, not proven violations.

Utah at a glance

Utah consumers have filed 5,102 CFPB debt-collection complaints against 758 collectors.

5,102
CFPB complaints filed
758
collectors active here
#1
most-complained: Express Recovery Services, Inc.

State-of-residence is the consumer's address at filing, not the collector's. A complaint is a consumer filing, not a proven violation.

Insights: Debt Collection in Utah

Utah filings are dispersed: the top three collectors hold only 0.1% of 5,102 complaints.

Mid-volume states still host national debt buyers with rising recent filings. Read the concentration chart against the peer states before treating the #1 name as structural.

The collector with the most complaints from Utah residents in this extract is Express Recovery Services, Inc. (0.1% of filings sit in the top three names). A complaint is a consumer filing, not a proven violation.

Active Debt Collectors - Page 13

Sorted by most complaints

Lobel Financial Corporation

C
1 total complaints ↑ rising

Law Office of Brett M. Borland, P.C.

F
1 total complaints ↑ rising

Law Office of Michael J. Scott, PC

D
1 total complaints → stable

Law Offices of Krista L. White & Associates, P.S.

C
1 total complaints ↓ falling

Lenmo Inc

F
1 total complaints ↓ falling

Lincoln Financial Services

D
1 total complaints ↑ rising

Love, Beal & Nixon, P.C.

D
1 total complaints ↓ falling

M&T Bank Corporation

C
1 total complaints → stable

MCU Holdings, LLC

C
1 total complaints ↓ falling

MNS & Associates LLC

D
1 total complaints ↓ falling

Mohela

F
1 total complaints ↑ rising

MS Services LLC

D
1 total complaints ↓ falling

MST Financial Services, L.L.C.

D
1 total complaints → stable

Mark A. Kirkorsky, PC

D
1 total complaints ↓ falling

Marlette Funding, LLC

D
1 total complaints ↑ rising

Maury Cobb, Attorney at Law, LLC

C
1 total complaints ↓ falling

Maximus Federal Services, Inc.

F
1 total complaints ↑ rising

McCalla Raymer Leibert Pierce, LLC

F
1 total complaints ↓ falling

McKellar & Associates Group, Inc.

C
1 total complaints ↓ falling

Mediation Recovery Center

C
1 total complaints ↑ rising

Medical Recovery Services, LLC

F
1 total complaints → stable

Medical-Commercial Audit Inc

C
1 total complaints ↑ rising

Merchants' Credit Guide Company

D
1 total complaints ↓ falling

Mid-Atlantic Consumer Services

C
1 total complaints ↓ falling

Midway Resolution Services LLC

F
1 total complaints ↓ falling

Millco Management

C
1 total complaints ↓ falling

Miller, Stark, Klein and Associates

C
1 total complaints ↓ falling

Monarch Recovery Holdings, Inc.

D
1 total complaints → stable

MoneyLion Inc.

F
1 total complaints ↑ rising

Mountain Run Solutions, LLC

F
1 total complaints ↓ falling

Mutual Financial Partners

C
1 total complaints ↓ falling

National Debt Relief LLC

F
1 total complaints ↑ rising

NPS Group

F
1 total complaints ↓ falling

Nae-Mo Corp dba Matthews & Michaels

B
1 total complaints → stable

National Account Services, Inc.

F
1 total complaints ↓ falling

National Business Factors

C
1 total complaints ↓ falling

National Management Recovery Corp. (NMRC)

F
1 total complaints ↓ falling

National Recoveries, Inc.

C
1 total complaints ↓ falling

Nationwide Capital Services, LLC

F
1 total complaints ↑ rising

Nationwide Credit Corporation

C
1 total complaints → stable

Net Pay Advance, Inc.

B
1 total complaints ↑ rising

Neuheisel Law Firm, P.C.

C
1 total complaints ↓ falling

North American Credit Services

D
1 total complaints ↓ falling

North Capital Recovery Services

C
1 total complaints ↑ rising

North Shore Agency, LLC

C
1 total complaints ↓ falling

Northland Group Inc

C
1 total complaints ↓ falling

Olde City Financial Inc.

F
1 total complaints ↓ falling

On-Site Manager, Inc.

F
1 total complaints ↓ falling

Oplis Financial LLC

F
1 total complaints ↓ falling

Overton, Russell, Doerr and Donovan, LLP

F
1 total complaints ↓ falling

If a collector is contacting you in Utah

Start with the federal complaint record, then verify any state-law question with an official source.

  • Check the collector's national record and grade before you respond or pay. Browse rankings
  • Demand written debt validation within 30 days of first contact. Validation letter
  • Use the CFPB complaint process and check official Utah resources for state-specific options. Your rights

Complaint volume reflects consumer filings, not collector misconduct or a legal conclusion. This is not legal advice.

Read our methodology - how this data is sourced, computed, and verified.

Read with Utah

Data sourced from the CFPB Consumer Complaint Database. See our methodology for details. Retrieved and formatted by PlainCollector

According to the Consumer Financial Protection Bureau's Consumer Complaint Database, 1,139,236 debt collection complaints are represented in the current PlainCollector snapshot. See our methodology for how PlainCollector computes each company's reputation grade from this data.

Filing a Complaint as a Utah Resident

Three parallel channels apply in Utah: the CFPB complaint form (powers this dataset), the Utah attorney general's consumer protection division, and the state banking-and-finance regulator. Prefer the CFPB first for a public record and required company response within 15 days. Open the CFPB complaint form.