State complaint profile

Debt collection complaints in Texas

172,149 CFPB complaints filed against 2,473 debt collectors active in Texas.

Complaints
172,149
Collectors
2,473
Top collector
Equifax, Inc.

This data comes from the CFPB Consumer Complaint Database and reflects consumer complaints, not proven violations.

Texas at a glance

Texas consumers have filed 172,149 CFPB debt-collection complaints against 2,473 collectors.

172,149
CFPB complaints filed
2,473
collectors active here
#1
most-complained: Equifax, Inc.

State-of-residence is the consumer's address at filing, not the collector's. A complaint is a consumer filing, not a proven violation.

Insights: Debt Collection in Texas

Texas sits near the top of the state complaint ladder at #1 of 56 by absolute CFPB filings (172,149 complaints).

This is a dense end-of-ladder state. National debt buyers and the three credit bureaus usually dominate the chart above; use the state mix to see whether one buyer or bureau is over-indexed relative to volume peers before reading the national grade curve.

The collector with the most complaints from Texas residents in this extract is Equifax, Inc. (0% of filings sit in the top three names). A complaint is a consumer filing, not a proven violation.

Active Debt Collectors - Page 19

Sorted by most complaints

Roadrunner Account Services, LLC

D
7 total complaints ↑ rising

Social Finance, Inc.

B
7 total complaints ↓ falling

Sortis Financial, Inc.

C
7 total complaints ↓ falling

Southern Credit Adjusters, Inc.

B
7 total complaints ↓ falling

Steel River Systems, LLC

D
7 total complaints ↑ rising

Thomas George Associates, Ltd.

D
7 total complaints → stable

Tilt Finance, Inc.

D
7 total complaints ↑ rising

Tulsa Adjustment Bureau

D
7 total complaints ↓ falling

Unity Asset Management

F
7 total complaints ↑ rising

Vericred Solutions LLC

F
7 total complaints ↓ falling

WLCC

C
7 total complaints → stable

Weinman Acquisition Group

F
7 total complaints ↓ falling

Yamaha Motor Finance Corporation USA

D
7 total complaints ↑ rising

Zions Bancorporation

C
7 total complaints ↓ falling

A & O Recovery Solutions, LLC

F
6 total complaints ↑ rising

ADR ARBITRATION SERVICES (Closed)

B
6 total complaints ↓ falling

Alchro Inc.

F
6 total complaints → stable

AR Resources, Inc. (FL)

C
6 total complaints ↓ falling

Accelerated Portfolio, Inc.

D
6 total complaints ↑ rising

Action Finance Inc.

B
6 total complaints ↑ rising

American Collection Services, Inc. (OK, TX)

C
6 total complaints ↓ falling

American Credit Bureau, Inc.

C
6 total complaints ↓ falling

American Credit Resolution, Incorporated

C
6 total complaints ↓ falling

Applied Business Services, Inc.

D
6 total complaints ↓ falling

Arcadia Holdings, LLC

F
6 total complaints ↓ falling

Ashwood Financial Inc

B
6 total complaints ↓ falling

BAM Financial, LLC

F
6 total complaints ↓ falling

BDF Partners, PC

C
6 total complaints ↑ rising

Bastion Consumer Funding I, LLC

B
6 total complaints ↓ falling

Bliksum, LLC

F
6 total complaints ↓ falling

Bridge IT, Inc.

D
6 total complaints ↑ rising

Brookshaw Management, LLC

B
6 total complaints ↓ falling

CashMax LLC

C
6 total complaints ↓ falling

Clearview Resolution Services

D
6 total complaints ↑ rising

Coastline Financial Resources, LLC

F
6 total complaints ↓ falling

Collection Service of Nevada

D
6 total complaints → stable

Collection Technology Incorporated

C
6 total complaints ↓ falling

Comerica

B
6 total complaints ↓ falling

Compass Recovery Group, LLC

D
6 total complaints ↓ falling

Credimatico LLC

B
6 total complaints ↑ rising

Credit Bureau of Carbon County

D
6 total complaints ↓ falling

CrossCheck, Inc.

B
6 total complaints ↓ falling

DataMax Corporation

F
6 total complaints ↓ falling

EDvantage LLC

B
6 total complaints ↑ rising

Eaton Group Attorneys LLC

D
6 total complaints → stable

Enerson Law, LLC.

C
6 total complaints ↓ falling

FCC Finance, LLC

D
6 total complaints ↑ rising

Federal Pacific Credit Company, LLC

D
6 total complaints ↓ falling

Finmax Smart Capital LLC

D
6 total complaints → stable

First Direct Mediation

D
6 total complaints ↓ falling

If a collector is contacting you in Texas

High-volume states still start with the federal record, then verify any state-law question with an official source.

  • Start with the densest Texas names on the chart, then open each national record before you respond or pay. Browse rankings
  • Demand written debt validation within 30 days of first contact - high-volume states see the same FDCPA clock. Validation letter
  • File with the CFPB first (public record + 15-day company reply), then check official Texas AG channels if needed. Your rights

Complaint volume reflects consumer filings, not collector misconduct or a legal conclusion. This is not legal advice.

Read our methodology - how this data is sourced, computed, and verified.

Read with Texas

Data sourced from the CFPB Consumer Complaint Database. See our methodology for details. Retrieved and formatted by PlainCollector

According to the Consumer Financial Protection Bureau's Consumer Complaint Database, 1,139,236 debt collection complaints are represented in the current PlainCollector snapshot. See our methodology for how PlainCollector computes each company's reputation grade from this data.

Filing a Complaint as a Texas Resident

Texas's dense filing book means the CFPB channel at consumerfinance.gov/complaint is usually the fastest public-record path (15-day company reply). Parallel options: the Texas attorney general's consumer division and the state banking-and-finance regulator that may license collectors here. Open the CFPB complaint form.