What is the most common complaint against Mid-South Adjustment Co., Inc.?

The most common issue consumers report about Mid-South Adjustment Co., Inc. is "Attempts to collect debt not owed", specifically "Debt is not yours". This is based on 124 complaints filed with the CFPB.

Are complaints against Mid-South Adjustment Co., Inc. increasing or decreasing?

Complaints against Mid-South Adjustment Co., Inc. are rising. The company received 39 complaints in the last 12 months, indicating an upward trend in consumer issues.

What is Mid-South Adjustment Co., Inc.'s reputation grade?

Mid-South Adjustment Co., Inc. has a reputation grade of F (score: 49.0/100), PlainCollector's composite letter grade blending complaint volume, response timeliness, dispute rate, and complaint trend.

Does Mid-South Adjustment Co., Inc. respond to consumer complaints?

Mid-South Adjustment Co., Inc. has a 96% timely response rate to CFPB complaints.

In how many states does Mid-South Adjustment Co., Inc. operate?

Mid-South Adjustment Co., Inc. has received CFPB complaints from consumers in 15 states, with the most complaints from Arkansas (96 complaints).

This data comes from the CFPB Consumer Complaint Database and reflects consumer complaints, not proven violations.

Mid-South Adjustment Co., Inc. - Debt Collector Complaint Profile

CFPB complaint profile across 15 states, reputation grade F.

Compiled by PlainCollector

Attempts to collect debt not owed

46
Written notification about debt

28
Took or threatened to take negative or legal action

25
False statements or representation

18
Communication tactics

6
Threatened to contact someone or share information improperly

1

Data updated September 2026

CFPB complaint disposition

CCDB record mid-south-adjustment-co-inc Mid-South Adjustment Co., Inc.

Grade F · 124 CFPB filings · 96% timely · lead issue: Attempts to collect debt not owed · vol #741 · compose #4233

VOL 124
GRADE F
12MO 39
STATES 15
TIMELY 96%
ISSUE Attempts to collect debt n…
RANK #741
COMPOSE #4,233

Volume peers

Nearest volume peer: Central Research Inc (124 complaints)

CFPB complaint volume neighbourhood (this collector + nearest volume peers)

Mid-South Adjustment Co., Inc.'s 124 CFPB complaints sit next to Central Research Inc on the volume neighbourhood; peer NAMES stay, and disposition VALUES are this collector's. Grades compare collectors to each other - a complaint is a filing, not a proven violation. How to read a complaint count →

State-heavy filing map

77.4% of Mid-South Adjustment Co., Inc.'s CFPB filings land in Arkansas

High volume does not equal a clean composite: Mid-South Adjustment Co., Inc. is volume #741 but composite #4,233, while Arkansas dominates the geography. Corpus placement method.

Dominant state: Arkansas 77.4%; 96 of 124 filings · 15 states touched
Seasonal peak: 2018-02 10.5%; 8–15% band · 2 filings
Divergent corpus ranks: #741 volume; #4,233 composite; Cleanest-composite ladder is 3,492 places worse than volume

How does Mid-South Adjustment Co., Inc. compare to its peers?

How does Mid-South Adjustment Co., Inc. compare? Versus a similar-volume peer and the national average (collectors with ≥50 total complaints), drawn from 10 collectors with a comparable complaint count

Mid-South Adjustment C… National average

Complaints (last 12 mo)lower is better

268

Timely-response ratehigher is better

96%

99%

91%

Consumer-dispute ratelower is better

63%

19%

Source: CFPB Consumer Complaint Database.

Complaint Trend (24 months)

2014-03 2023-07

Issue Detail Breakdown

Issue	Complaints
Attempts to collect debt not owed	46
Written notification about debt	28
Took or threatened to take negative or legal action	25
False statements or representation	18
Communication tactics	6
Threatened to contact someone or share information improperly	1

Where do complaints against Mid-South Adjustment Co., Inc. come from?

Mid-South Adjustment Co., Inc.'s own per-state count, not a national baseline.

Arkansas

96
Texas

7
California

4
Florida

2
Mississippi

2
Missouri

2
New York

2
Oklahoma

2

Compare beyond geography

Nationwide peers by volume & timely response

Two PlainCollector-derived comparison paths for Mid-South Adjustment Co., Inc.: nearest all-time CFPB complaint volume and nearest CFPB timely-response rate among collectors with at least 100 logged complaints. State breakdowns above stay geographic; these neighborhoods vary by metric.

Similar filing volume

Nearest collectors by total CFPB complaints. This record: 124.

4 peers

Similar timely response rate

Nearest collectors by CFPB 15-day timely-response %. This record: 96.29629629629629%.

4 peers

Know your rights before responding to Mid-South Adjustment Co., Inc.: FDCPA rights guide · debt validation letter · rights library.

Data sourced from the CFPB Consumer Complaint Database. See our methodology for details. Retrieved and formatted by PlainCollector

According to the Consumer Financial Protection Bureau's Consumer Complaint Database, 1,139,236 debt collection complaints are represented in the current PlainCollector snapshot. See our methodology for how PlainCollector computes each company's reputation grade from this data.

Every figure on PlainCollector is rendered directly from federal source data, no number is typed in by an editor. This page draws directly on federal source data, no figure is typed in by an editor. See our editorial standards & corrections policy, the methodology behind these numbers, or report a data error.