This data comes from the CFPB Consumer Complaint Database and reflects consumer complaints, not proven violations.

CFPB complaint data Grade F 124 complaints

Mid-South Adjustment Co., Inc. - Debt Collector Complaint Profile

CFPB complaint profile across 15 states, reputation grade F.

Complaints by issue type

What consumers report about Mid-South Adjustment Co., Inc.

complaints
Source CFPB Consumer Complaint Database
Subscribe to complaint changes (RSS)

Data updated September 2026

CFPB complaint disposition

CCDB record mid-south-adjustment-co-inc Mid-South Adjustment Co., Inc.

Grade F · 124 CFPB filings · 96% timely · lead issue: Attempts to collect debt not owed

  • VOL 124
  • GRADE F
  • 12MO 39
  • STATES 15
  • TIMELY 96%
  • ISSUE Attempts to collect debt n…
  • RANK #741
  • COMPOSE Not ranked

Volume peers

Nearest volume peer: Central Research Inc (124 complaints)

Central Research IncCentral Research Inc124Constar Financial Services, LLCConstar Financial Services, …124Express Collections, Inc.Express Collections, Inc.124Mid-South Adjustment Co., Inc. (this)Mid-South Adjustment Co., In…124Paradigm Assets, LLCParadigm Assets, LLC125
CFPB complaint volume neighbourhood (this collector + nearest volume peers)

Mid-South Adjustment Co., Inc.'s 124 CFPB complaints sit next to Central Research Inc on the volume neighbourhood; peer NAMES stay, and disposition VALUES are this collector's. Grades compare collectors to each other - a complaint is a filing, not a proven violation. How to read a complaint count →

How the 124 complaints break down

Every complaint issue type on record for Mid-South Adjustment Co., Inc., not just the top ones shown above.

Reputation score breakdown

F
Composite reputation score
49.0/100
Mid-South Adjustment Co., Inc.

Blends complaint volume, timely-response rate, dispute rate, and recent trend from the CFPB Consumer Complaint Database into one comparable 0-100 score. Not an official CFPB rating and not a finding of wrongdoing — see methodology for the exact formula.

Complaint volume F
124
Fewer complaints relative to graded peers scores higher; volume reflects footprint as much as conduct.
Timely response A
96%
Share of complaints answered inside the CFPB’s 15-day window.
Dispute rate N/A
N/A
No dispute rate reported.
Recent trend D
Rising
Whether the last 12 months of complaints are rising, stable, or falling vs the prior period.

State-heavy filing map

77.4% of Mid-South Adjustment Co., Inc.'s CFPB filings land in Arkansas

Concentration is computed from this collector's company_states rows only, not a national baseline. Corpus placement method.

Dominant state
Arkansas 77.4%
96 of 124 filings · 15 states touched
Seasonal peak
2018-02 10.5%
8–15% band · 2 filings
Corpus ranks
#741 volume
Composite not ranked (fewer than 200 complaints)
Volume rank among 5,420 collectors

How does Mid-South Adjustment Co., Inc. compare to its peers?

How does Mid-South Adjustment Co., Inc. compare? Versus a similar-volume peer and the national average (collectors with ≥50 total complaints), drawn from 10 collectors with a comparable complaint count
Mid-South Adjustment Co., Inc. National average
Complaints (last 12 mo)lower is better
39
38
268
Timely-response ratehigher is better
96%
99%
91%
Consumer-dispute ratelower is better
0%
63%
19%

Source: CFPB Consumer Complaint Database.

Response speed vs. dispute rate, among similar-volume collectors

Timely response and dispute rate track only weakly together nationally (r=0.22 among collectors with 5+ complaints): answering promptly does not reliably buy Mid-South Adjustment Co., Inc. a lower dispute rate.

Source: CFPB Consumer Complaint Database 2×2 strategic matrix plotting 8 entities by Timely response rate (%) (X) and Dispute rate (%) (Y), with a crosshair dividing the plot into four quadrants. Responsive but disputedSlow & disputedResponsive & trustedSlow but undisputed 0%20%40%60%80%100%120% 0%20%40%60%80% Timely response rate (%) Dispute rate (%) Mid-South Adjustment Co., Inc. vs. 8 similar-volume peers, by response speed and dispute rate Express Collections, Inc.Constar Financial Services, LLCGLOBAL SOLUTION BIZ LLC.High Point Asset IncUnited Credit and Collections Inc.Servatus CorporationApplied Business Services, Inc.Professional Adjustment Corp. of S.W. FL., Inc.
Source: CFPB Consumer Complaint Database

Mid-South Adjustment Co., Inc.'s complaint volume in context

Mid-South Adjustment Co., Inc. vs all collectors by complaint volume

Where this collector's total CFPB complaint count sits among every tracked debt collector (volume, not a quality ranking)

124 Top 14% higher than 86% of 5,420 collectors

0–20: 3,504 collectors (65%). Below this entry. 20–40: 565 collectors (10%). Below this entry. 40–60: 260 collectors (5%). Below this entry. 60–80: 163 collectors (3%). Below this entry. 80–100: 112 collectors (2%). Below this entry. 100–120: 63 collectors (1%). Below this entry. 120–140: 67 collectors (1%). This entry sits in this band. 140–160: 53 collectors (1%). Above this entry. 160–180: 42 collectors (1%). Above this entry. 180–200: 55 collectors (1%). Above this entry. 200–220: 536 collectors (10%). Above this entry. Mid-South Adjustment Co., Inc. 0 220 tracked debt collectors, bucketed by value

Each bar is a band; taller bars hold more collectors. The dashed line + filled bar mark this entry. Hover or tap any bar for its full count, share, and where it sits relative to this entry.

Source CFPB Consumer Complaint Database · September 2026

Complaint Trend (24 months)

Rising ↑
2014-03 2023-07

Issue Detail Breakdown

Issue Complaints
Attempts to collect debt not owed
46
Written notification about debt
28
Took or threatened to take negative or legal action
25
False statements or representation
18
Communication tactics
6
Threatened to contact someone or share information improperly
1

Where do complaints against Mid-South Adjustment Co., Inc. come from?

Mid-South Adjustment Co., Inc.'s own per-state count, not a national baseline.

Top states by complaints against Mid-South Adjustment Co., Inc.

Across 15 states with at least one filing

complaints
Source CFPB Consumer Complaint Database

Compare beyond geography

Nationwide peers by volume & timely response

Two PlainCollector-derived comparison paths for Mid-South Adjustment Co., Inc.: nearest all-time CFPB complaint volume and nearest CFPB timely-response rate among collectors with at least 100 logged complaints. State breakdowns above stay geographic; these neighborhoods vary by metric.

Similar filing volume

Nearest collectors by total CFPB complaints. This record: 124.

4 peers

Similar timely response rate

Nearest collectors by CFPB 15-day timely-response %. This record: 96.29629629629629%.

4 peers

Know your rights before responding to Mid-South Adjustment Co., Inc.: FDCPA rights guide · debt validation letter · rights library.

Data sourced from the CFPB Consumer Complaint Database. See our methodology for details. Retrieved and formatted by PlainCollector

According to the Consumer Financial Protection Bureau's Consumer Complaint Database, 1,139,236 debt collection complaints are represented in the current PlainCollector snapshot. See our methodology for how PlainCollector computes each company's reputation grade from this data.

Every figure on PlainCollector is rendered directly from federal source data, no number is typed in by an editor. This page draws directly on federal source data, no figure is typed in by an editor. See our editorial standards & corrections policy, the methodology behind these numbers, or report a data error.