What is the most common complaint against Arivo Acceptance, LLC?

The most common issue consumers report about Arivo Acceptance, LLC is "Attempts to collect debt not owed", specifically "Debt is not yours". This is based on 29 complaints filed with the CFPB.

Are complaints against Arivo Acceptance, LLC increasing or decreasing?

Complaints against Arivo Acceptance, LLC are rising. The company received 15 complaints in the last 12 months, indicating an upward trend in consumer issues.

What is Arivo Acceptance, LLC's reputation grade?

Arivo Acceptance, LLC has a reputation grade of C (score: 56.1/100), PlainCollector's composite letter grade blending complaint volume, response timeliness, dispute rate, and complaint trend.

Does Arivo Acceptance, LLC respond to consumer complaints?

Arivo Acceptance, LLC has a 100% timely response rate to CFPB complaints.

In how many states does Arivo Acceptance, LLC operate?

Arivo Acceptance, LLC has received CFPB complaints from consumers in 13 states, with the most complaints from Texas (7 complaints).

This data comes from the CFPB Consumer Complaint Database and reflects consumer complaints, not proven violations.

Arivo Acceptance, LLC - Debt Collector Complaint Profile

CFPB complaint profile across 13 states, reputation grade C.

Compiled by PlainCollector

Attempts to collect debt not owed

11
Communication tactics

5
Took or threatened to take negative or legal action

4
False statements or representation

4
Threatened to contact someone or share information improperly

3
Electronic communications

2

Data updated September 2026

CFPB complaint disposition

CCDB record arivo-acceptance-llc Arivo Acceptance, LLC

Grade C · 29 CFPB filings · 100% timely · lead issue: Attempts to collect debt not owed · vol #1553 · compose #3126

VOL 29
GRADE C
12MO 15
STATES 13
TIMELY 100%
ISSUE Attempts to collect debt n…
RANK #1,553
COMPOSE #3,126

Volume peers

Nearest volume peer: Acquired Assets, Ltd. (29 complaints)

CFPB complaint volume neighbourhood (this collector + nearest volume peers)

Arivo Acceptance, LLC's 29 CFPB complaints sit next to Acquired Assets, Ltd. on the volume neighbourhood; peer NAMES stay, and disposition VALUES are this collector's. Grades compare collectors to each other - a complaint is a filing, not a proven violation. How to read a complaint count →

Spiky monthly series

Texas is the plurality state for Arivo Acceptance, LLC (24.1%)

The 2013-12 spike coincides with a 1,573-place gap between volume rank #1,553 and composite #3,126. Corpus placement method.

Plurality state: Texas 24.1%; Mid-band (15–30%) · 13 states with ≥1 filing
Spike month: 2013-12 15.9%; 7 filings that month · spiky (≥15% of series)
Divergent corpus ranks: #1,553 volume; #3,126 composite; Cleanest-composite ladder is 1,573 places worse than volume

How does Arivo Acceptance, LLC compare to its peers?

How does Arivo Acceptance, LLC compare? Versus a similar-volume peer and the national average (collectors with ≥50 total complaints), drawn from 10 collectors with a comparable complaint count

Arivo Acceptance, LLC National average

Complaints (last 12 mo)lower is better

268

Timely-response ratehigher is better

100%

86%

91%

Consumer-dispute ratelower is better

31%

19%

Source: CFPB Consumer Complaint Database.

Complaint Trend (24 months)

2013-12 2017-03

Issue Detail Breakdown

Issue	Complaints
Attempts to collect debt not owed	11
Communication tactics	5
Took or threatened to take negative or legal action	4
False statements or representation	4
Threatened to contact someone or share information improperly	3
Electronic communications	2

Where do complaints against Arivo Acceptance, LLC come from?

Arivo Acceptance, LLC's own per-state count, not a national baseline.

Texas

7
Georgia

6
Arizona

3
Idaho

2
Kentucky

2
Washington

2
Florida

1
Illinois

1

Compare beyond geography

Nationwide peers by volume & timely response

Two PlainCollector-derived comparison paths for Arivo Acceptance, LLC: nearest all-time CFPB complaint volume and nearest CFPB timely-response rate among collectors with at least 100 logged complaints. State breakdowns above stay geographic; these neighborhoods vary by metric.

Similar filing volume

Nearest collectors by total CFPB complaints. This record: 29.

4 peers

Know your rights before responding to Arivo Acceptance, LLC: FDCPA rights guide · debt validation letter · rights library.

Data sourced from the CFPB Consumer Complaint Database. See our methodology for details. Retrieved and formatted by PlainCollector

According to the Consumer Financial Protection Bureau's Consumer Complaint Database, 1,139,236 debt collection complaints are represented in the current PlainCollector snapshot. See our methodology for how PlainCollector computes each company's reputation grade from this data.

Every figure on PlainCollector is rendered directly from federal source data, no number is typed in by an editor. This page draws directly on federal source data, no figure is typed in by an editor. See our editorial standards & corrections policy, the methodology behind these numbers, or report a data error.