State complaint profile

Debt collection complaints in South Carolina

28,151 CFPB complaints filed against 1,258 debt collectors active in South Carolina.

Complaints
28,151
Collectors
1,258
Top collector
CL Holdings LLC

This data comes from the CFPB Consumer Complaint Database and reflects consumer complaints, not proven violations.

South Carolina at a glance

South Carolina consumers have filed 28,151 CFPB debt-collection complaints against 1,258 collectors.

28,151
CFPB complaints filed
1,258
collectors active here
#1
most-complained: CL Holdings LLC

State-of-residence is the consumer's address at filing, not the collector's. A complaint is a consumer filing, not a proven violation.

Insights: Debt Collection in South Carolina

South Carolina filings are dispersed: the top three collectors hold only 0.1% of 28,151 complaints.

This is a dense end-of-ladder state. National debt buyers and the three credit bureaus usually dominate the chart above; use the state mix to see whether one buyer or bureau is over-indexed relative to volume peers before reading the national grade curve.

The collector with the most complaints from South Carolina residents in this extract is CL Holdings LLC (0.1% of filings sit in the top three names). A complaint is a consumer filing, not a proven violation.

Active Debt Collectors - Page 6

Sorted by most complaints

Smith Debnam Narron Drake Saintsing & Myers LLP

F
13 total complaints ↓ falling

URS Holding, LLC

D
13 total complaints ↓ falling

American Coradius International LLC

D
12 total complaints ↓ falling

GLA Collection Company, Inc.

D
12 total complaints ↓ falling

I.q. Data International, Inc.

D
12 total complaints ↓ falling

Kingston Data & Credit International Inc.

F
12 total complaints ↑ rising

McCarthy, Burgess & Wolff, Inc.

D
12 total complaints ↓ falling

Merchants Credit Assoc. Inc SC

C
12 total complaints ↓ falling

Merchants Credit Bureau, Inc.

D
12 total complaints → stable

National Collection Systems, Inc.

D
12 total complaints → stable

Nationwide Recovery Systems, Ltd

D
12 total complaints ↓ falling

R.M. Galicia, Inc.

D
12 total complaints ↓ falling

Receivable Recovery Services, LLC

D
12 total complaints ↓ falling

ResidentCollect, Inc.

F
12 total complaints → stable

Revco Management, LLC

F
12 total complaints ↑ rising

Zwicker & Associates

D
12 total complaints → stable

AR Resources, Inc.

D
11 total complaints ↓ falling

Avant Holding Company, Inc.

F
11 total complaints ↑ rising

Collection Bureau of America Ltd.

F
11 total complaints ↓ falling

Collections Acquisition Company, Inc.

F
11 total complaints ↓ falling

Credit Systems International, Inc.

D
11 total complaints ↑ rising

Ford Motor Credit Co.

D
11 total complaints → stable

Financial Credit Service, Inc.

D
11 total complaints ↓ falling

InDebted Corporation

F
11 total complaints ↑ rising

J J Marshall & Associates, Inc

D
11 total complaints → stable

Mountain Run Solutions, LLC

F
11 total complaints ↓ falling

NCC Business Services, Inc.

D
11 total complaints ↓ falling

P&B Capital Group, LLC

F
11 total complaints → stable

Populus Financial Group, Inc. (F/K/A Ace Cash Express)

D
11 total complaints ↓ falling

Shellpoint Partners, LLC

D
11 total complaints → stable

United PanAm Financial Corp.

C
11 total complaints ↑ rising

Veros Credit, LLC

C
11 total complaints ↑ rising

Williams, Rush & Associates, LLC

F
11 total complaints ↑ rising

Allied Collection Services, Inc. (Nevada)

D
10 total complaints ↓ falling

Applied Data Finance, LLC

D
10 total complaints ↑ rising

Byrider Franchising, LLC

D
10 total complaints → stable

Chime Financial Inc

D
10 total complaints ↑ rising

DRB-40, LLC

C
10 total complaints ↑ rising

Designed Receivable Solutions, Inc.

D
10 total complaints ↓ falling

First Data Corporation

D
10 total complaints ↓ falling

Jim Bottin Enterprises, Inc

D
10 total complaints → stable

KLS Financial Services, Inc

F
10 total complaints → stable

Optimum Outcomes, Inc.

F
10 total complaints ↓ falling

Optio Solutions, LLC

D
10 total complaints ↑ rising

Perpay, Inc.

D
10 total complaints ↑ rising

Receivable Solutions LLC

D
10 total complaints ↑ rising

Stellantis Financial Services US Corp.

D
10 total complaints ↑ rising

Western-Shamrock Corporation

D
10 total complaints → stable

Avadyne Health Holdings, Inc

C
9 total complaints ↓ falling

Capital Management Services, LP

D
9 total complaints ↓ falling

If a collector is contacting you in South Carolina

High-volume states still start with the federal record, then verify any state-law question with an official source.

  • Start with the densest South Carolina names on the chart, then open each national record before you respond or pay. Browse rankings
  • Demand written debt validation within 30 days of first contact - high-volume states see the same FDCPA clock. Validation letter
  • File with the CFPB first (public record + 15-day company reply), then check official South Carolina AG channels if needed. Your rights

Complaint volume reflects consumer filings, not collector misconduct or a legal conclusion. This is not legal advice.

Read our methodology - how this data is sourced, computed, and verified.

Read with South Carolina

Data sourced from the CFPB Consumer Complaint Database. See our methodology for details. Retrieved and formatted by PlainCollector

According to the Consumer Financial Protection Bureau's Consumer Complaint Database, 1,139,236 debt collection complaints are represented in the current PlainCollector snapshot. See our methodology for how PlainCollector computes each company's reputation grade from this data.

Filing a Complaint as a South Carolina Resident

South Carolina's dense filing book means the CFPB channel at consumerfinance.gov/complaint is usually the fastest public-record path (15-day company reply). Parallel options: the South Carolina attorney general's consumer division and the state banking-and-finance regulator that may license collectors here. Open the CFPB complaint form.