What is the most common complaint against Smith Debnam Narron Drake Saintsing & Myers LLP?

The most common issue consumers report about Smith Debnam Narron Drake Saintsing & Myers LLP is "False statements or representation", specifically "Attempted to collect wrong amount". This is based on 104 complaints filed with the CFPB.

What is Smith Debnam Narron Drake Saintsing & Myers LLP's reputation grade?

Smith Debnam Narron Drake Saintsing & Myers LLP has a reputation grade of F (score: 48.4/100), PlainCollector's composite letter grade blending complaint volume, response timeliness, dispute rate, and complaint trend.

Does Smith Debnam Narron Drake Saintsing & Myers LLP respond to consumer complaints?

Smith Debnam Narron Drake Saintsing & Myers LLP has a 98% timely response rate to CFPB complaints. Consumers disputed the company's response in 53% of cases.

In how many states does Smith Debnam Narron Drake Saintsing & Myers LLP operate?

Smith Debnam Narron Drake Saintsing & Myers LLP has received CFPB complaints from consumers in 5 states, with the most complaints from North Carolina (85 complaints).

This data comes from the CFPB Consumer Complaint Database and reflects consumer complaints, not proven violations.

Smith Debnam Narron Drake Saintsing & Myers LLP - Debt Collector Complaint Profile

Q: Are complaints against Smith Debnam Narron Drake Saintsing & Myers LLP increasing or decreasing?

Complaints against Smith Debnam Narron Drake Saintsing & Myers LLP are falling. The company received 13 complaints in the last 12 months, showing improvement over prior periods.

CFPB complaint profile across 5 states, reputation grade F.

Compiled by PlainCollector

False statements or representation

27
Took or threatened to take negative or legal action

24
Written notification about debt

17
Attempts to collect debt not owed

14
Communication tactics

13
Taking/threatening an illegal action

3

Data updated September 2026

CFPB complaint disposition

CCDB record smith-debnam-narron-drake-saintsing-myers-llp Smith Debnam Narron Drake Saintsing & Myers LLP

Grade F · 104 CFPB filings · 98% timely · lead issue: False statements or representation · vol #806 · compose #4281

VOL 104
GRADE F
12MO 13
STATES 5
TIMELY 98%
DISPUTE 53%
ISSUE False statements or repres…
RANK #806
COMPOSE #4,281

Volume peers

Nearest volume peer: Business Processing Solutions, LLC (104 complaints)

CFPB complaint volume neighbourhood (this collector + nearest volume peers)

Smith Debnam Narron Drake Saintsing & Myers LLP's 104 CFPB complaints sit next to Business Processing Solutions, LLC on the volume neighbourhood; peer NAMES stay, and disposition VALUES are this collector's. Grades compare collectors to each other - a complaint is a filing, not a proven violation. How to read a complaint count →

State-heavy filing map

81.7% of Smith Debnam Narron Drake Saintsing & Myers LLP's CFPB filings land in North Carolina

High volume does not equal a clean composite: Smith Debnam Narron Drake Saintsing & Myers LLP is volume #806 but composite #4,281, while North Carolina dominates the geography. Corpus placement method.

Dominant state: North Carolina 81.7%; 85 of 104 filings · 5 states touched
Seasonal peak: 2025-01 8.6%; 8–15% band · 8 filings
Divergent corpus ranks: #806 volume; #4,281 composite; Cleanest-composite ladder is 3,475 places worse than volume

How does Smith Debnam Narron Drake Saintsing & Myers LLP compare to its peers?

How does Smith Debnam Narron Drake Saintsing & Myers LLP compare? Versus a similar-volume peer and the national average (collectors with ≥50 total complaints), drawn from 10 collectors with a comparable complaint count

Smith Debnam Narron Dr… National average

Complaints (last 12 mo)lower is better

268

Timely-response ratehigher is better

98%

90%

91%

Consumer-dispute ratelower is better

53%

19%

Source: CFPB Consumer Complaint Database.

Complaint Trend (24 months)

2023-10 2026-02

Issue Detail Breakdown

Issue	Complaints
False statements or representation	27
Took or threatened to take negative or legal action	24
Written notification about debt	17
Attempts to collect debt not owed	14
Communication tactics	13
Taking/threatening an illegal action	3
Cont'd attempts collect debt not owed	2
Disclosure verification of debt	2
Threatened to contact someone or share information improperly	2

Where do complaints against Smith Debnam Narron Drake Saintsing & Myers LLP come from?

Smith Debnam Narron Drake Saintsing & Myers LLP's own per-state count, not a national baseline.

North Carolina

85
South Carolina

13
Virginia

3
Florida

2
New York

1

Compare beyond geography

Nationwide peers by volume & timely response

Two PlainCollector-derived comparison paths for Smith Debnam Narron Drake Saintsing & Myers LLP: nearest all-time CFPB complaint volume and nearest CFPB timely-response rate among collectors with at least 100 logged complaints. State breakdowns above stay geographic; these neighborhoods vary by metric.

Similar filing volume

Nearest collectors by total CFPB complaints. This record: 104.

4 peers

Similar timely response rate

Nearest collectors by CFPB 15-day timely-response %. This record: 98%.

4 peers

Know your rights before responding to Smith Debnam Narron Drake Saintsing & Myers LLP: FDCPA rights guide · debt validation letter · rights library.

Data sourced from the CFPB Consumer Complaint Database. See our methodology for details. Retrieved and formatted by PlainCollector

According to the Consumer Financial Protection Bureau's Consumer Complaint Database, 1,139,236 debt collection complaints are represented in the current PlainCollector snapshot. See our methodology for how PlainCollector computes each company's reputation grade from this data.

Every figure on PlainCollector is rendered directly from federal source data, no number is typed in by an editor. This page draws directly on federal source data, no figure is typed in by an editor. See our editorial standards & corrections policy, the methodology behind these numbers, or report a data error.