State complaint profile

Debt collection complaints in Oregon

6,805 CFPB complaints filed against 873 debt collectors active in Oregon.

Complaints
6,805
Collectors
873
Top collector
Encore Capital Group Inc.

This data comes from the CFPB Consumer Complaint Database and reflects consumer complaints, not proven violations.

Oregon at a glance

Oregon consumers have filed 6,805 CFPB debt-collection complaints against 873 collectors.

6,805
CFPB complaints filed
873
collectors active here
#1
most-complained: Encore Capital Group Inc.

State-of-residence is the consumer's address at filing, not the collector's. A complaint is a consumer filing, not a proven violation.

Insights: Debt Collection in Oregon

Oregon filings are dispersed: the top three collectors hold only 0.3% of 6,805 complaints.

Mid-volume states still host national debt buyers with rising recent filings. Read the concentration chart against the peer states before treating the #1 name as structural.

The collector with the most complaints from Oregon residents in this extract is Encore Capital Group Inc. (0.3% of filings sit in the top three names). A complaint is a consumer filing, not a proven violation.

Active Debt Collectors - Page 5

Sorted by most complaints

Truist Financial Corporation

F
6 total complaints ↑ rising

Tate and Kirlin Assoc

D
6 total complaints ↓ falling

United Collection Bureau, Inc.

D
6 total complaints → stable

V and H Portfolio

D
6 total complaints ↑ rising

Alliant Capital Management LLC

D
5 total complaints → stable

Allied International Credit Corp., (US)

C
5 total complaints ↓ falling

Avant Holding Company, Inc.

F
5 total complaints ↑ rising

Balanced Healthcare Receivables, LLC

D
5 total complaints → stable

BTH Management

D
5 total complaints ↑ rising

Contract Callers Inc

D
5 total complaints ↑ rising

Cedars Business Services, LLC

D
5 total complaints ↑ rising

Concord Servicing Corporation

C
5 total complaints ↑ rising

Consumer Portfolio Services, Inc.

D
5 total complaints ↑ rising

Continental Finance Company, LLC

C
5 total complaints ↑ rising

Crown Asset Management, LLC, Duluth, GA Branch

D
5 total complaints → stable

D2 Management LLC

D
5 total complaints → stable

Financial Recovery Services, Inc.

D
5 total complaints ↓ falling

Frontline Asset Strategies, LLC

D
5 total complaints ↓ falling

Green & Sons Agency, Inc.

F
5 total complaints → stable

Klarna AB

F
5 total complaints ↑ rising

Navy Federal Credit Union

D
5 total complaints ↑ rising

NRA Group, LLC

D
5 total complaints ↑ rising

Olympic Collection Inc.

D
5 total complaints → stable

Phillips & Cohen Associates, Ltd.

D
5 total complaints → stable

R & B Corporation of Virginia

D
5 total complaints ↓ falling

R.M. Galicia, Inc.

D
5 total complaints ↓ falling

Real Time Group, Inc.

D
5 total complaints ↓ falling

Select Portfolio Servicing, Inc.

F
5 total complaints ↓ falling

Squaretwo Financial Corporation

D
5 total complaints ↓ falling

Shellpoint Partners, LLC

D
5 total complaints → stable

Solidus Group LLC.

F
5 total complaints ↓ falling

Southwest Recovery Services, Inc.

D
5 total complaints → stable

Upstart Holdings, Inc.

F
5 total complaints ↑ rising

Westlake Services, LLC

D
5 total complaints ↑ rising

First Technology Federal Credit Union

D
5 total complaints ↑ rising

Asta Funding Inc.

D
4 total complaints ↓ falling

Account Control Technology, Inc.

C
4 total complaints ↓ falling

Account Managers, Inc.

C
4 total complaints → stable

Allied Collection Services, Inc. (Nevada)

D
4 total complaints ↓ falling

Armada Corp.

D
4 total complaints → stable

Atlantic Credit & Finance, Inc.

C
4 total complaints ↓ falling

BMO Bank National Association

4 total complaints ↑ rising

Cashcall, Inc.

D
4 total complaints ↓ falling

CLGF Holdco 1, LLC

F
4 total complaints ↑ rising

CNG Financial Corporation

D
4 total complaints → stable

Community Choice Financial, Inc.

D
4 total complaints ↓ falling

Credit Associates, Inc. (or)

B
4 total complaints ↓ falling

Clear Debt Solutions, LLC

F
4 total complaints ↓ falling

Creditors Specialty Service Inc

F
4 total complaints ↓ falling

Diverse Funding Associates LLC

D
4 total complaints ↑ rising

If a collector is contacting you in Oregon

Start with the federal complaint record, then verify any state-law question with an official source.

  • Check the collector's national record and grade before you respond or pay. Browse rankings
  • Demand written debt validation within 30 days of first contact. Validation letter
  • Use the CFPB complaint process and check official Oregon resources for state-specific options. Your rights

Complaint volume reflects consumer filings, not collector misconduct or a legal conclusion. This is not legal advice.

Read our methodology - how this data is sourced, computed, and verified.

Read with Oregon

Data sourced from the CFPB Consumer Complaint Database. See our methodology for details. Retrieved and formatted by PlainCollector

According to the Consumer Financial Protection Bureau's Consumer Complaint Database, 1,139,236 debt collection complaints are represented in the current PlainCollector snapshot. See our methodology for how PlainCollector computes each company's reputation grade from this data.

Filing a Complaint as a Oregon Resident

Three parallel channels apply in Oregon: the CFPB complaint form (powers this dataset), the Oregon attorney general's consumer protection division, and the state banking-and-finance regulator. Prefer the CFPB first for a public record and required company response within 15 days. Open the CFPB complaint form.