What is the most common complaint against Credit Associates, Inc. (or)?

The most common issue consumers report about Credit Associates, Inc. (or) is "False statements or representation", specifically "Attempted to collect wrong amount". This is based on 5 complaints filed with the CFPB.

Are complaints against Credit Associates, Inc. (or) increasing or decreasing?

Complaints against Credit Associates, Inc. (or) are falling. The company received 0 complaints in the last 12 months, showing improvement over prior periods.

What is Credit Associates, Inc. (or)'s reputation grade?

Credit Associates, Inc. (or) has a reputation grade of B (score: 66.7/100), PlainCollector's composite letter grade blending complaint volume, response timeliness, dispute rate, and complaint trend.

Does Credit Associates, Inc. (or) respond to consumer complaints?

Credit Associates, Inc. (or) has a 100% timely response rate to CFPB complaints. Consumers disputed the company's response in 50% of cases.

In how many states does Credit Associates, Inc. (or) operate?

Credit Associates, Inc. (or) has received CFPB complaints from consumers in 2 states, with the most complaints from Oregon (4 complaints).

This data comes from the CFPB Consumer Complaint Database and reflects consumer complaints, not proven violations.

Credit Associates, Inc. (or) - Debt Collector Complaint Profile

CFPB complaint profile across 2 states, reputation grade B.

Compiled by PlainCollector

False statements or representation

2
Cont'd attempts collect debt not owed

2
Attempts to collect debt not owed

1

Data updated September 2026

CFPB complaint disposition

CCDB record credit-associates-inc-or Credit Associates, Inc. (or)

Grade B · 5 CFPB filings · 100% timely · lead issue: False statements or representation · vol #3114 · compose #1618

VOL 5
GRADE B
12MO 0
STATES 2
TIMELY 100%
DISPUTE 50%
ISSUE False statements or repres…
RANK #3,114
COMPOSE #1,618

Volume peers

Nearest volume peer: Aaron Worldwide Collections Inc. (5 complaints)

CFPB complaint volume neighbourhood (this collector + nearest volume peers)

Credit Associates, Inc. (or)'s 5 CFPB complaints sit next to Aaron Worldwide Collections Inc. on the volume neighbourhood; peer NAMES stay, and disposition VALUES are this collector's. Grades compare collectors to each other - a complaint is a filing, not a proven violation. How to read a complaint count →

State-heavy filing map

80.0% of Credit Associates, Inc. (or)'s CFPB filings land in Oregon

High volume does not equal a clean composite: Credit Associates, Inc. (or) is volume #3,114 but composite #1,618, while Oregon dominates the geography. Corpus placement method.

Dominant state: Oregon 80.0%; 4 of 5 filings · 2 states touched
Spike month: 2024-03 22.2%; 2 filings that month · spiky (≥15% of series)
Divergent corpus ranks: #3,114 volume; #1,618 composite; Cleanest-composite ladder is 1,496 places better than volume

How does Credit Associates, Inc. (or) compare to its peers?

How does CREDIT ASSOCIATES, INC. (OR) compare? Versus a similar-volume peer and the national average (collectors with ≥50 total complaints), drawn from 10 collectors with a comparable complaint count

CREDIT ASSOCIATES, INC… National average

Complaints (last 12 mo)lower is better

268

Timely-response ratehigher is better

100%

40%

91%

Consumer-dispute ratelower is better

50%

19%

Source: CFPB Consumer Complaint Database.

Complaint Trend (24 months)

2018-02 2025-01

Issue Detail Breakdown

Issue	Complaints
False statements or representation	2
Cont'd attempts collect debt not owed	2
Attempts to collect debt not owed	1

Where do complaints against Credit Associates, Inc. (or) come from?

Credit Associates, Inc. (or)'s own per-state count, not a national baseline.

Oregon

4
Washington

1

Compare beyond geography

Nationwide peers by volume & timely response

Two PlainCollector-derived comparison paths for Credit Associates, Inc. (or): nearest all-time CFPB complaint volume and nearest CFPB timely-response rate among collectors with at least 100 logged complaints. State breakdowns above stay geographic; these neighborhoods vary by metric.

Similar filing volume

Nearest collectors by total CFPB complaints. This record: 5.

4 peers

Know your rights before responding to Credit Associates, Inc. (or): FDCPA rights guide · debt validation letter · rights library.

Data sourced from the CFPB Consumer Complaint Database. See our methodology for details. Retrieved and formatted by PlainCollector

According to the Consumer Financial Protection Bureau's Consumer Complaint Database, 1,139,236 debt collection complaints are represented in the current PlainCollector snapshot. See our methodology for how PlainCollector computes each company's reputation grade from this data.

Every figure on PlainCollector is rendered directly from federal source data, no number is typed in by an editor. This page draws directly on federal source data, no figure is typed in by an editor. See our editorial standards & corrections policy, the methodology behind these numbers, or report a data error.