This data comes from the CFPB Consumer Complaint Database and reflects consumer complaints, not proven violations.
First Step Group, LLC - Debt Collector Complaint Profile
CFPB complaint profile across 15 states, reputation grade C.
Complaints by issue type
What consumers report about First Step Group, LLC
- Cont'd attempts collect debt not owed
Cont'd attempts collect debt not owed
12 complaints
- Disclosure verification of debt
Disclosure verification of debt
9 complaints
- Communication tactics
Communication tactics
5 complaints
- False statements or representation 2
False statements or representation
2 complaints
- Improper contact or sharing of info 2
Improper contact or sharing of info
2 complaints
- Attempts to collect debt not owed 1
Attempts to collect debt not owed
1 complaints
Data updated September 2026
CFPB complaint disposition
CCDB record first-step-group-llc First Step Group, LLC
Grade C · 33 CFPB filings · 85% timely · lead issue: Cont'd attempts collect debt not owed
- VOL 33
- GRADE C
- 12MO 0
- STATES 15
- TIMELY 85%
- DISPUTE 6%
- ISSUE Cont'd attempts collect de…
- RANK #1,470
- COMPOSE Not ranked
Volume peers
Nearest volume peer: Account Recovery Services, Inc. (33 complaints)
First Step Group, LLC's 33 CFPB complaints sit next to Account Recovery Services, Inc. on the volume neighbourhood; peer NAMES stay, and disposition VALUES are this collector's. Grades compare collectors to each other - a complaint is a filing, not a proven violation. How to read a complaint count →
How the 33 complaints break down
Every complaint issue type on record for First Step Group, LLC, not just the top ones shown above.
Reputation score breakdown
Blends complaint volume, timely-response rate, dispute rate, and recent trend from the CFPB Consumer Complaint Database into one comparable 0-100 score. Not an official CFPB rating and not a finding of wrongdoing — see methodology for the exact formula.
Steady monthly series
Florida is the plurality state for First Step Group, LLC (15.2%)
Figures below come from this collector's company_states / company_monthly rows and corpus RankMaps. Corpus placement method.
- Plurality state
- Florida 15.2%
- Mid-band (15–30%) · 15 states with ≥1 filing
- Even monthly load
- Peak under 8%
- Highest month 2024-10 at 7.3% (4 filings)
- Corpus ranks
- #1,470 volume
- Composite not ranked (fewer than 200 complaints)
- Volume rank among 5,420 collectors
How does First Step Group, LLC compare to its peers?
Source: CFPB Consumer Complaint Database.
Response speed vs. dispute rate, among similar-volume collectors
Timely response and dispute rate track only weakly together nationally (r=0.22 among collectors with 5+ complaints): answering promptly does not reliably buy First Step Group, LLC a lower dispute rate.
First Step Group, LLC's complaint volume in context
First Step Group, LLC vs all collectors by complaint volume
Where this collector's total CFPB complaint count sits among every tracked debt collector (volume, not a quality ranking)
33 73rd percentile higher than 73% of 5,420 collectors
Each bar is a band; taller bars hold more collectors. The dashed line + filled bar mark this entry. Hover or tap any bar for its full count, share, and where it sits relative to this entry.
Source CFPB Consumer Complaint Database · September 2026
Complaint Trend (24 months)
Falling ↓Issue Detail Breakdown
| Issue | Complaints |
|---|---|
| Cont'd attempts collect debt not owed | |
| Disclosure verification of debt | |
| Communication tactics | |
| False statements or representation | |
| Improper contact or sharing of info | |
| Attempts to collect debt not owed | |
| Took or threatened to take negative or legal action | |
| Taking/threatening an illegal action | |
Where do complaints against First Step Group, LLC come from?
First Step Group, LLC's own per-state count, not a national baseline.
Top states by complaints against First Step Group, LLC
Across 15 states with at least one filing
- Florida
Florida
5 complaints
- California
California
4 complaints
- Maryland
Maryland
3 complaints
- Texas
Texas
3 complaints
- Maine
Maine
2 complaints
- New Jersey
New Jersey
2 complaints
- New York
New York
2 complaints
- North Carolina
North Carolina
2 complaints
Compare beyond geography
Nationwide peers by volume & timely response
Two PlainCollector-derived comparison paths for First Step Group, LLC: nearest all-time CFPB complaint volume and nearest CFPB timely-response rate among collectors with at least 100 logged complaints. State breakdowns above stay geographic; these neighborhoods vary by metric.
Similar filing volume
Nearest collectors by total CFPB complaints. This record: 33.
Know your rights before responding to First Step Group, LLC: FDCPA rights guide · debt validation letter · rights library.
According to the Consumer Financial Protection Bureau's Consumer Complaint Database, 1,139,236 debt collection complaints are represented in the current PlainCollector snapshot. See our methodology for how PlainCollector computes each company's reputation grade from this data.
Every figure on PlainCollector is rendered directly from federal source data, no number is typed in by an editor. This page draws directly on federal source data, no figure is typed in by an editor. See our editorial standards & corrections policy, the methodology behind these numbers, or report a data error.
| Publisher | PlainCollector |
| Sources | the CFPB Consumer Complaint Database |