State complaint profile

Debt collection complaints in North Carolina

38,233 CFPB complaints filed against 1,462 debt collectors active in North Carolina.

Complaints
38,233
Collectors
1,462
Top collector
Equifax, Inc.

This data comes from the CFPB Consumer Complaint Database and reflects consumer complaints, not proven violations.

North Carolina at a glance

North Carolina consumers have filed 38,233 CFPB debt-collection complaints against 1,462 collectors.

38,233
CFPB complaints filed
1,462
collectors active here
#1
most-complained: Equifax, Inc.

State-of-residence is the consumer's address at filing, not the collector's. A complaint is a consumer filing, not a proven violation.

Insights: Debt Collection in North Carolina

North Carolina filings are dispersed: the top three collectors hold only 0% of 38,233 complaints.

This is a dense end-of-ladder state. National debt buyers and the three credit bureaus usually dominate the chart above; use the state mix to see whether one buyer or bureau is over-indexed relative to volume peers before reading the national grade curve.

The collector with the most complaints from North Carolina residents in this extract is Equifax, Inc. (0% of filings sit in the top three names). A complaint is a consumer filing, not a proven violation.

Active Debt Collectors - Page 12

Sorted by most complaints

Brennan & Clark, Ltd., LLC

D
4 total complaints ↓ falling

Contract Resolve Group LLC

C
4 total complaints ↓ falling

Collection Attorneys USA LLC

D
4 total complaints ↑ rising

Compass Recovery Group, LLC

D
4 total complaints ↓ falling

Constar Financial Services, LLC

D
4 total complaints ↓ falling

Cooling & Winter LLC

C
4 total complaints ↓ falling

Credit Bureau Collection Services, Inc.

C
4 total complaints ↓ falling

Credit Bureau of York, Inc.

D
4 total complaints ↓ falling

D2 Management LLC

D
4 total complaints → stable

Delray Capital, LLC

D
4 total complaints ↓ falling

Eastern Revenue, Inc.

D
4 total complaints → stable

Everest Receivable Services Inc.

C
4 total complaints → stable

FEDChex Recovery, LLC

F
4 total complaints ↑ rising

First National Bank of Pennsylvania

B
4 total complaints ↓ falling

Financial Accounts Service Team Inc.

F
4 total complaints → stable

Great Lakes

C
4 total complaints ↓ falling

Garrison Investment Group

B
4 total complaints ↑ rising

Global Asset Management Group, Inc.

F
4 total complaints ↓ falling

Hollis Cobb Associates

D
4 total complaints → stable

ID Analytics, Inc.

B
4 total complaints → stable

InvestiNet LLC

D
4 total complaints ↑ rising

JTM Capital Management, LLC

F
4 total complaints ↓ falling

LDF Holdings, LLC

C
4 total complaints ↓ falling

Law Offices of Robert A. Schuerger Co., LPA

C
4 total complaints ↓ falling

LoanCare, LLC

C
4 total complaints ↑ rising

Marine One Acceptance Corporation

D
4 total complaints ↑ rising

Mobiloans, LLC

F
4 total complaints ↑ rising

Nations Recovery Center

D
4 total complaints ↓ falling

Nationwide Credit Corporation

C
4 total complaints → stable

New Southern Loans, Inc

B
4 total complaints ↑ rising

Pennymac Loan Services, LLC.

D
4 total complaints ↑ rising

PatientFi, Inc.

D
4 total complaints ↑ rising

Phillips & Cohen Associates, Ltd.

D
4 total complaints → stable

Pinnacle Credit Services, LLC

D
4 total complaints ↓ falling

Premier Account Management

D
4 total complaints ↑ rising

Profit Services Group

F
4 total complaints ↓ falling

RGS Financial, Inc.

D
4 total complaints ↓ falling

RMS-Recovery Management Services, Inc.

C
4 total complaints → stable

Receivables Outsourcing, Inc.

D
4 total complaints ↓ falling

Recovery One, LLC

D
4 total complaints ↓ falling

Revenue Recovery Corporation

D
4 total complaints ↓ falling

Risecredit, LLC

D
4 total complaints ↓ falling

Security Credit Systems Inc

D
4 total complaints ↓ falling

Seattle Service Bureau, Inc

D
4 total complaints → stable

Second Round Limited Partnership, Austin, TX Branch

D
4 total complaints ↓ falling

Servatus Corporation

D
4 total complaints ↓ falling

Service Finance Holdings, LLC

B
4 total complaints ↓ falling

Silverman Theologou, LLP

D
4 total complaints → stable

Small & Small, Attorneys PLLC

B
4 total complaints → stable

Southern Auto Finance Co

C
4 total complaints → stable

If a collector is contacting you in North Carolina

High-volume states still start with the federal record, then verify any state-law question with an official source.

  • Start with the densest North Carolina names on the chart, then open each national record before you respond or pay. Browse rankings
  • Demand written debt validation within 30 days of first contact - high-volume states see the same FDCPA clock. Validation letter
  • File with the CFPB first (public record + 15-day company reply), then check official North Carolina AG channels if needed. Your rights

Complaint volume reflects consumer filings, not collector misconduct or a legal conclusion. This is not legal advice.

Read our methodology - how this data is sourced, computed, and verified.

Read with North Carolina

Data sourced from the CFPB Consumer Complaint Database. See our methodology for details. Retrieved and formatted by PlainCollector

According to the Consumer Financial Protection Bureau's Consumer Complaint Database, 1,139,236 debt collection complaints are represented in the current PlainCollector snapshot. See our methodology for how PlainCollector computes each company's reputation grade from this data.

Filing a Complaint as a North Carolina Resident

North Carolina's dense filing book means the CFPB channel at consumerfinance.gov/complaint is usually the fastest public-record path (15-day company reply). Parallel options: the North Carolina attorney general's consumer division and the state banking-and-finance regulator that may license collectors here. Open the CFPB complaint form.