State complaint profile

Debt collection complaints in North Carolina

38,233 CFPB complaints filed against 1,462 debt collectors active in North Carolina.

Complaints
38,233
Collectors
1,462
Top collector
Equifax, Inc.

This data comes from the CFPB Consumer Complaint Database and reflects consumer complaints, not proven violations.

North Carolina at a glance

North Carolina consumers have filed 38,233 CFPB debt-collection complaints against 1,462 collectors.

38,233
CFPB complaints filed
1,462
collectors active here
#1
most-complained: Equifax, Inc.

State-of-residence is the consumer's address at filing, not the collector's. A complaint is a consumer filing, not a proven violation.

Insights: Debt Collection in North Carolina

North Carolina filings are dispersed: the top three collectors hold only 0% of 38,233 complaints.

This is a dense end-of-ladder state. National debt buyers and the three credit bureaus usually dominate the chart above; use the state mix to see whether one buyer or bureau is over-indexed relative to volume peers before reading the national grade curve.

The collector with the most complaints from North Carolina residents in this extract is Equifax, Inc. (0% of filings sit in the top three names). A complaint is a consumer filing, not a proven violation.

Active Debt Collectors - Page 11

Sorted by most complaints

Future Judgement Solutions

F
5 total complaints ↑ rising

GVA Holdings, LLC

C
5 total complaints ↓ falling

Gotham Collection Services Corp.

C
5 total complaints → stable

Grain Technology, Inc.

D
5 total complaints ↓ falling

Grow Credit Inc

D
5 total complaints ↑ rising

Herbert P. Sears Co., Inc.

C
5 total complaints → stable

High Point Asset Inc

F
5 total complaints ↓ falling

KBR Inc DBA Rash Curtis & Associates

F
5 total complaints ↓ falling

Kovo

D
5 total complaints ↑ rising

Lakeview Loan Servicing, LLC

F
5 total complaints ↓ falling

Leafy Financial, LLC

F
5 total complaints ↑ rising

Levy & Associates, LLC

C
5 total complaints → stable

M&T Bank Corporation

C
5 total complaints → stable

Marauder Corporation

F
5 total complaints ↑ rising

Marlette Funding, LLC

D
5 total complaints ↑ rising

Maury Cobb, Attorney at Law, LLC

C
5 total complaints ↓ falling

Mercedes Benz Financial Services

D
5 total complaints ↑ rising

Mnet Financial Inc

C
5 total complaints → stable

N.A.R., Inc.

D
5 total complaints ↓ falling

National Credit Services, Inc.

C
5 total complaints ↓ falling

PayTomorrow, LLC

D
5 total complaints ↑ rising

RSI Enterprises, Inc.

D
5 total complaints ↓ falling

Rushmore Loan Management Services LLC

D
5 total complaints ↓ falling

Receivable Management Group, Inc. (GA)

C
5 total complaints ↓ falling

Select Portfolio Servicing, Inc.

F
5 total complaints ↓ falling

SRA Associates, Inc.

C
5 total complaints ↓ falling

Scheer, Green & Burke L.P.A.

D
5 total complaints ↓ falling

Schukei Chevrolet Volkswagen

F
5 total complaints ↑ rising

Sequoia Financial Services

C
5 total complaints ↓ falling

Synter Resource Group, LLC.

D
5 total complaints ↓ falling

Tate and Kirlin Assoc

D
5 total complaints ↓ falling

The Phoenix Recovery Group

F
5 total complaints → stable

Tilt Finance, Inc.

D
5 total complaints ↑ rising

TriVerity, Inc.

D
5 total complaints → stable

Van Ru Credit Corporation

C
5 total complaints ↓ falling

Vengroff Williams, Inc

D
5 total complaints ↓ falling

Vital Solutions, Inc.

C
5 total complaints ↓ falling

Waterfall Revenue Group

F
5 total complaints ↓ falling

Weltman, Weinberg & Reis Co., L.P.A.

D
5 total complaints ↓ falling

YSA ARM LLC DBA Oxygen XL

F
5 total complaints ↑ rising

21st Mortgage Corp.

C
4 total complaints ↑ rising

AUSSRQ Holdings, LLC

F
4 total complaints ↓ falling

Accelerated Financial Solutions, LLC

D
4 total complaints ↓ falling

AccessOne Holdings, Inc.

C
4 total complaints ↑ rising

Advance America, Cash Advance Centers, Inc.

D
4 total complaints ↓ falling

Altisource Portfolio Solutions, S.à r.l.

C
4 total complaints ↓ falling

Arete Financial Group

F
4 total complaints ↓ falling

Ava Finance, Inc

F
4 total complaints ↑ rising

Bass & Associates, P.C., Attorneys at Law

B
4 total complaints ↓ falling

Big Picture Loans, LLC

C
4 total complaints ↓ falling

If a collector is contacting you in North Carolina

High-volume states still start with the federal record, then verify any state-law question with an official source.

  • Start with the densest North Carolina names on the chart, then open each national record before you respond or pay. Browse rankings
  • Demand written debt validation within 30 days of first contact - high-volume states see the same FDCPA clock. Validation letter
  • File with the CFPB first (public record + 15-day company reply), then check official North Carolina AG channels if needed. Your rights

Complaint volume reflects consumer filings, not collector misconduct or a legal conclusion. This is not legal advice.

Read our methodology - how this data is sourced, computed, and verified.

Read with North Carolina

Data sourced from the CFPB Consumer Complaint Database. See our methodology for details. Retrieved and formatted by PlainCollector

According to the Consumer Financial Protection Bureau's Consumer Complaint Database, 1,139,236 debt collection complaints are represented in the current PlainCollector snapshot. See our methodology for how PlainCollector computes each company's reputation grade from this data.

Filing a Complaint as a North Carolina Resident

North Carolina's dense filing book means the CFPB channel at consumerfinance.gov/complaint is usually the fastest public-record path (15-day company reply). Parallel options: the North Carolina attorney general's consumer division and the state banking-and-finance regulator that may license collectors here. Open the CFPB complaint form.